Strategic Credit Risk Leader
1 day ago
Enhance Credit Risk Strategies with Us
We're seeking an accomplished Credit Strategy Director to spearhead the development and implementation of comprehensive credit risk strategies for our enterprise-level credit cards.
About This Opportunity:
- This role will involve leading a high-performing team that utilizes data-driven insights to create and execute credit strategies across the credit card life cycle.
- The ideal candidate will have expertise in developing and implementing lifetime value-based credit adjudication strategies, as well as experience with credit risk models and vendor relationships.
- This position requires strong analytical skills, including the ability to gather, analyze, organize, document, and present complex information in a clear and concise manner.
Responsibilities:
- Develop and implement strategic plans to optimize credit approval rates while minimizing customer friction and portfolio losses.
- Collaborate with cross-functional teams to drive analytically based strategies and deliver business results.
- Leverage data and analytics tools to identify trends and opportunities for growth and improvement.
- Monitor and report on credit strategy performance, providing actionable insights to senior management.
- Manage key vendor relationships, including the credit bureau and decision-engine provider.
Requirements:
- A University Degree in a quantitative field (Statistics, Economics, Business, or Engineering) or equivalent.
- At least 7 years of experience in risk management, preferably in the financial services/fintech industry.
- Proven leadership experience, with a minimum of 7 years of experience in a leadership capacity.
- A combined minimum of 10+ years of experience analyzing credit card data, implementing credit risk strategies, and making strategic recommendations to senior management.
What We Offer:
- An estimated salary of $120,000 - $180,000 per year, depending on experience.
- A dynamic and inclusive work environment, with a collaborative team culture.
-
Strategic Retail Credit Risk Leader
2 weeks ago
Old Toronto, Canada Scotiabank Full timeAt Scotiabank, we're committed to investing in our employees and helping you continue your career.Job Description:We're seeking a Strategic Retail Credit Risk Leader to provide strategic direction, leadership, and oversight for Real Estate Secured Credit Risk. Your key responsibilities will include:Establishing, executing, monitoring, and testing strategies...
-
Old Toronto, Canada Scotiabank Full timeAbout This OpportunityWe are committed to investing in our employees and helping you continue your career at Scotiabank.Job SummaryThis role will provide strategic direction, leadership, and oversight for Real Estate Secured Credit Risk ensuring business strategies, plans, and initiatives are supported in compliance with governing regulations, internal...
-
Strategic Credit Risk Manager
2 weeks ago
Old Toronto, Canada Royal Bank of Canada Full timeAre you passionate about analyzing credit risk and contributing to the growth of a leading financial institution?Royal Bank of Canada (RBC) is seeking a skilled Strategic Credit Risk Manager to join our team in Toronto.About the RoleThis is an exciting opportunity for a seasoned professional to leverage their expertise in credit analysis, risk management,...
-
Strategic Credit Risk Manager
3 days ago
Toronto, Ontario, Canada Bank of Montreal Full timeAbout the OpportunityWe are seeking an experienced Strategic Credit Risk Manager to join our team at the Bank of Montreal.Job SummaryThe successful candidate will use their expertise in credit portfolio management policies and procedures, and financing guidelines to provide independent review and adjudication of credit applications and transactions for...
-
Toronto, Ontario, Canada Neo Financial Full timeAbout Neo FinancialAt Neo Financial, we're building a more rewarding financial experience for all Canadians. Our mission is to transform financial services for the better.We're looking for a Vice President, Credit Risk to partner with our founding team to continue building and scaling the business through our next phases of growth.Key...
-
Strategic Credit Risk Manager
4 weeks ago
Toronto, Ontario, Canada Royal Bank of Canada> Full timeCompany OverviewRoyal Bank of Canada is a leading financial institution dedicated to delivering trusted advice and innovative solutions to its clients and communities.Salary$120,000 - $180,000 per annum, based on experience and qualifications.Job DescriptionWe are seeking an experienced Strategic Credit Risk Manager to join our Group Risk Management team. As...
-
Strategic Risk Leader for Retail Credit
4 weeks ago
Toronto, Ontario, Canada Scotiabank Full timeJob SummaryWe are seeking a seasoned risk professional to lead our retail credit team, providing strategic direction and oversight to ensure business strategies align with governing regulations, internal policies, and procedures.About the RoleProvide leadership and oversight for real estate secured credit risk, ensuring compliance with regulatory...
-
Strategic Credit Risk Director
2 weeks ago
Old Toronto, Canada Neo Financial Full time**Unlock New Opportunities at Neo Financial**We're on a mission to revolutionize personal finance in Canada, and we're looking for talented individuals to join our team. As a Director of Credit Risk, you'll play a critical role in shaping our business strategy and ensuring the growth of our company.With over 700+ employees and 1M+ customers across the...
-
Old Toronto, Canada TD Full timeThe TD, a leading global financial institution, seeks an experienced Strategic Risk Management Leader to oversee the development of credit decision and account management strategies.As a key member of our team, you will be responsible for managing analysis of credit risk strategies and policies, portfolio risk trends, business analytics, scorecard...
-
Strategic Risk Transformation Leader
3 days ago
Old Toronto, Canada Scotiabank Full timeAbout ScotiabankScotiabank is a leading financial institution committed to excellence and innovation in serving our customers, communities, and stakeholders.Estimated Salary Range:$160,000 - $220,000 per year, based on the location of this role.Job Description:Corporate Data Management DirectorThe Director, Retail Credit Transformation plays a crucial role...
-
Transformation Director for Credit Risk
2 weeks ago
Old Toronto, Canada Scotiabank Full timeTransform Scotiabank's credit risk management with a visionary leader.About the RoleThis strategic position will play a pivotal role in driving Transformation Initiatives within Credit Risk, contributing significantly to the bank's success.The ideal candidate will support the EVP & Deputy CRO in developing and implementing strategies, occasionally acting as...
-
Old Toronto, Canada Scotiabank Full timeAbout ScotiabankAt Scotiabank, we are committed to fostering an inclusive and high-performing culture. We strive to make a positive impact in the communities we serve.About the RoleAs the Director, Small Business Credit Cards, you will lead growth and portfolio plans for our suite of Small Business credit cards. This role is responsible for driving business...
-
Old Toronto, Canada Neo Financial Full timeAt Neo Financial, we're revolutionizing the financial experience for Canadians by leveraging innovative credit risk strategies. As a full-time Senior Analyst, Credit Risk, you'll be part of our high-performance team driving business growth while ensuring risk management.About UsWe're proud to be recognized as LinkedIn's Top Startup in Canada for 2022 and...
-
Strategic Credit Risk Oversight Director
4 weeks ago
Toronto, Ontario, Canada BMO Full timeAbout UsBMO Financial Group is a leading financial institution with a bold vision to grow the good in business and life. We're driven by a shared purpose to create lasting, positive change for our customers, communities, and people.Job SummaryWe're seeking an experienced Strategic Credit Risk Oversight Director to join our team. In this critical role, you'll...
-
Strategic Risk Management Lead, Retail Credit
2 weeks ago
Old Toronto, Canada Scotiabank Full timeScotiabank is a leading bank in the Americas. Our purpose: 'for every future', guides us to help our customers, their families and their communities achieve success through a broad range of advice, products and services.Salary: This role offers an estimated annual salary of $250,000-$350,000 based on industry standards and location in Toronto, Canada.About...
-
Strategic Risk Growth Analyst
6 months ago
Toronto, Canada Vault Credit Corporation Full timeVault is a non-bank owned private lending company offering a wide array of financial services such as mortgages, business loans, equipment leasing as well as many other lending products. Vault has a devoted team of experts with years of experience in both financial services and real estate. We deliver products and services that meet our borrowers' diverse...
-
Risk Management Specialist Leader
4 weeks ago
Old Toronto, Canada BMO Financial Group Full timeJob Summary:We are seeking a seasoned Risk Management Specialist Leader to join our team at BMO Financial Group. As a key member of our organization, you will be responsible for providing expert guidance and input into model development processes from a retail risk perspective.About the Role:Act as trusted advisor to senior leaders for making business...
-
Strategic Credit Risk Management Specialist
4 weeks ago
Toronto, Ontario, Canada Desjardins Full timeAbout the RoleWe are seeking a highly experienced and skilled Strategic Credit Risk Management Specialist to join our team. As a key member of our Business Services sector, you will play a critical role in identifying, measuring, monitoring, managing, and mitigating credit risk.Key ResponsibilitiesAdvise internal clients and partners on strategic project...
-
Director, Credit Risk
2 weeks ago
Toronto, Canada BMO Financial Group Full time100 King Street West Toronto Ontario,M5X 1A1 - Acts as a trusted advisor to senior leaders for making business decisions and implementing strategic initiatives. - Develops an expert understanding of business/group challenges. - Networks with industry contacts to gather competitive insights and best practices. - Recommends measures to improve organizational...
-
Chief Credit Risk Officer, Consumer Lending
2 weeks ago
Old Toronto, Canada Neo Financial Full timeAbout Neo FinancialAt Neo Financial, we're on a mission to build a more rewarding financial experience for all Canadians.We're a rapidly expanding tech startup that's demanding, exhilarating, and not for everyone. Our company culture is built around high-performing people who are passionate about making a difference in the financial services industry.We've...