Strategic Leader for Consumer Credit Risk Management

2 days ago

Toronto, Ontario, Canada Neo Financial Full time

About Neo Financial

At Neo Financial, we're building a more rewarding financial experience for all Canadians. Our mission is to transform financial services for the better.

We're looking for a Vice President, Credit Risk to partner with our founding team to continue building and scaling the business through our next phases of growth.

Key Responsibilities:

  • Oversee the strategy and execution of Neo's consumer credit risk and lending functions in order to effectively enable sound strategies, to develop and implement appropriate lending products and services.
  • Develop and oversee the creation of credit risk and lending tools, systems, and processes to enable effective and scalable decision-making throughout the company, providing critical risk information and insights to all relevant stakeholders (Board, investors, CEO, senior management team, etc.)
  • Grow Neo's capabilities in industry leading risk management practices by staying up to date on emerging trends and technologies and adopting them where appropriate
  • Work with the management team to develop and execute corporate strategy and business plans to ensure that the company attains its short and long-term growth objectives
  • Provide a risk lens and thought leadership on strategic opportunities to grow and scale the business that balances Neo's growth objectives with its risk tolerance
  • Manage all credit risk and loss mitigation strategies and operations for the company, ensuring effective end to end lifecycle management of our customers
  • Lead the development and oversight of strategic initiatives that enhance credit risk management performance
  • Manage and support cross functional initiatives, including large scale implementations, to ensure projects have adequate credit risk representation and leadership
  • Evaluate, improve and help build cross-company processes that are efficient and scalable; assist with crafting and realizing company policies and procedures that institutionalize proper controls
  • Collaboration with key stakeholders across the organization to integrate foundational risk practices
  • Represent Neo and its interest across industry consortiums and working groups

Requirements

  • A minimum of 10 years of extensive senior leadership experience in leading and developing consumer credit risk functions at a fast-growing organization, preferably within the tech space
  • Bachelor's degree in finance, mathematics, statistics, or a related discipline, combined with education in business.
  • Extensive knowledge of and experience with consumer credit risk management and loss mitigation
  • Excellent communication skills; ability to develop concise summaries of complex analyses and data appropriate for various levels of consumption ranging from board members to team members across the company
  • Commercial orientation with P&L understanding of Consumer lending products
  • A business leader with strong experience building and scaling a risk team
  • Experience overseeing complex projects through completion
  • Entrepreneurial DNA - comfortable building a business from the ground up, making decisions in the face of ambiguity (but make data-driven decisions when possible) and dealing with major challenges along the way with poise
  • Strategic thinker with a strong 'business sense'
  • Excellent EQ - managing relationships with a large external network of partners, as well as building and managing an internal team

What We Offer

You will join a high-performing team that is passionate about innovation and customer satisfaction. We offer a competitive salary range of $200,000 to $250,000 base salary + an executive equity package + benefits.

  • Strategic Credit Risk Manager

    4 days ago

    Toronto, Ontario, Canada Royal Bank of Canada> Full time

    Company OverviewRoyal Bank of Canada is a leading financial institution dedicated to delivering trusted advice and innovative solutions to its clients and communities.Salary$120,000 - $180,000 per annum, based on experience and qualifications.Job DescriptionWe are seeking an experienced Strategic Credit Risk Manager to join our Group Risk Management team. As...

  • Vice President, Credit Risk Management

    4 weeks ago

    Toronto, Ontario, Canada Neo Financial Full time

    About Neo FinancialAt Neo Financial, we're revolutionizing the way Canadians manage their finances. Our mission is to provide a more rewarding financial experience for all Canadians, and we're looking for a talented Vice President, Credit Risk to join our team.Job SummaryWe're seeking a seasoned credit risk professional to lead our consumer credit risk and...

  • Strategic Risk Leader for Retail Credit

    4 days ago

    Toronto, Ontario, Canada Scotiabank Full time

    Job SummaryWe are seeking a seasoned risk professional to lead our retail credit team, providing strategic direction and oversight to ensure business strategies align with governing regulations, internal policies, and procedures.About the RoleProvide leadership and oversight for real estate secured credit risk, ensuring compliance with regulatory...

  • Lead Risk Management Professional for Consumer Lending

    3 weeks ago

    Toronto, Ontario, Canada Neo Financial Full time

    About Neo FinancialAt Neo Financial, we're driving innovation in the fintech space, striving to provide a more rewarding financial experience for Canadians. Our dynamic startup is rapidly expanding, fostering an exhilarating and demanding work environment.Job SummaryThis high-profile leadership position involves overseeing the development and implementation...

  • Strategic Credit Risk Management Specialist

    5 days ago

    Toronto, Ontario, Canada Desjardins Full time

    About the RoleWe are seeking a highly experienced and skilled Strategic Credit Risk Management Specialist to join our team. As a key member of our Business Services sector, you will play a critical role in identifying, measuring, monitoring, managing, and mitigating credit risk.Key ResponsibilitiesAdvise internal clients and partners on strategic project...

  • Vice President, Strategic Risk and Lending

    1 week ago

    Toronto, Ontario, Canada Neo Financial Full time

    About the RoleWe are seeking an exceptional Vice President, Credit Risk to partner with our founding team and continue building and scaling the business through our next phases of growth.Key ResponsibilitiesOversee the strategy and execution of Neo's consumer credit risk and lending functions to effectively enable sound strategies, develop and implement...

  • Strategic Leader

    4 weeks ago

    Toronto, Ontario, Canada Scotiabank Full time

    Requisition ID: 204062Scotiabank is seeking a seasoned professional to lead our Global Risk Management team in Wealth Management. As a Strategic Leader, you will be responsible for ensuring the assigned portfolios of Global Wealth Management loans are maintained in sound condition and within the Bank's current credit policy.Key Responsibilities:Lead and...

  • Strategic Credit Risk Oversight Director

    2 days ago

    Toronto, Ontario, Canada BMO Full time

    About UsBMO Financial Group is a leading financial institution with a bold vision to grow the good in business and life. We're driven by a shared purpose to create lasting, positive change for our customers, communities, and people.Job SummaryWe're seeking an experienced Strategic Credit Risk Oversight Director to join our team. In this critical role, you'll...

  • Executive Leader Credit Risk Management

    4 weeks ago

    Toronto, Ontario, Canada Banque Nationale du Canada Full time

    Credit Risk Management Leadership OpportunityAs a key member of the Banque Nationale du Canada team, you will play a critical role in shaping the bank's credit risk management strategy. Your expertise will be instrumental in ensuring the bank's capital markets and national accounts operations are aligned with industry best practices.Key...

  • Strategic Credit Risk Oversight Director

    2 days ago

    Toronto, Ontario, Canada Bank of Montreal Full time

    Job SummaryAs a key member of our team, the Strategic Credit Risk Oversight Director will be responsible for providing guidance and input into the model development process from a retail risk perspective.Key ResponsibilitiesProvides OversightMaintains monitoring and reporting on credit risk for designated portfoliosDevelops and Monitors Credit Risk...

  • Strategic Credit Manager

    4 weeks ago

    Toronto, Ontario, Canada Scotiabank Full time

    Key Responsibilities:Manage credit life cycle strategies for Real Estate Securities, ensuring alignment with business objectives and regulatory requirements.Key Performance Indicators:Develop and implement credit risk management frameworksMonitor and analyze credit portfolio performanceCollaborate with cross-functional teams to optimize credit...

  • Strategic Risk Manager, Commercial Credit

    4 weeks ago

    Toronto, Ontario, Canada Royal Bank of Canada> Full time

    Job SummaryThe Associate Director is primarily responsible for credit adjudication of Automotive Finance Group (AFG), Indigenous Markets, Equipment Leasing, and Asset Based Lending (ABL) transactions within the Bank's Commercial Financial Services Market within their delegated lending authority or within their assigned portfolio. The incumbent will have...

  • Strategic Data Management Director

    4 weeks ago

    Old Toronto, Ontario, Canada Scotiabank Full time

    As a key member of the Scotiabank team, the Director of Credit Risk and Analytics will play a critical role in driving strategic decision-making across the organization. Reporting to the VP, Canadian Secured Lending, this leader will work closely with senior management, GRM colleagues, and business line leads to generate insights and deliver strategic...

  • Strategic Consumer PR Leader

    2 days ago

    Toronto, Ontario, Canada Zeno Group Full time

    About Zeno GroupZeno Group is a global, integrated communications agency that unites the boldest and brightest talent to drive strategic communications. With a Fearless Pursuit of the Unexpected, we achieve real business value and societal impact for our clients.Job Summary:We are seeking an experienced Strategic Consumer PR Leader to join our team. As a key...

  • Strategic Risk Management Leader

    2 days ago

    Toronto, Ontario, Canada BMO Full time

    Job SummaryWe are seeking a highly experienced Strategic Risk Management Leader to join our team at BMO. In this role, you will be responsible for overseeing portfolio performance and account management activities, optimizing the quality of unsecured lending books, and providing independent risk oversight.

  • Strategic Credit Manager

    3 weeks ago

    Toronto, Ontario, Canada Royal Bank of Canada> Full time

    Job SummaryAs a Strategic Credit Manager at Royal Bank of Canada, you will be responsible for developing and implementing credit strategies that drive business growth while ensuring risk management and regulatory compliance. Your expertise in advanced analytics and data science will be crucial in identifying opportunities to improve profitability and...

  • Strategic Leader for Small Business Credit Card Growth

    1 week ago

    Toronto, Ontario, Canada Scotiabank Full time

    Role OverviewAs the Director of Small Business Credit Card Portfolio, you will lead growth and financial performance plans for our suite of Small Business credit cards. This role requires energy and enthusiasm to establish a new team, responsible for ensuring strategies, plans, and initiatives are delivered to meet client needs and within the Bank's risk...

  • Strategic Credit Portfolio Manager

    5 days ago

    Toronto, Ontario, Canada Rogers Communications Full time

    About This RoleWe are seeking a highly skilled Strategic Credit Portfolio Manager to join our team at Rogers Bank.This is an exciting opportunity for you to leverage your analytical skills and expertise in credit risk management to optimize portfolio performance and drive business growth.Job SummaryAs a Strategic Credit Portfolio Manager, you will be...

  • Strategic Enterprise Risk Management Leader

    1 week ago

    Toronto, Ontario, Canada Rogers Full time

    Senior Manager, Enterprise Risk ManagementThe Senior Manager, Enterprise Risk Management at Rogers Bank will provide strategic leadership and oversight in the management of financial and non-financial risks. This role is pivotal in aligning risk management practices with the company's strategic goals, regulatory requirements, and emerging industry best...

  • Automotive Credit Risk Manager

    3 weeks ago

    Toronto, Ontario, Canada Scotiabank Full time

    Role OverviewThe Credit Risk Strategist - Automotive Finance will oversee the acquisition credit risk strategies and policy for the Automotive portfolio to optimize risk/return within Global Risk Management to meet Canadian Banking strategic priorities.This role will develop and monitor key performance indicators of the portfolio scrutinized through...