Strategic Retail Credit Risk Leader

1 week ago

Old Toronto, Canada Scotiabank Full time

At Scotiabank, we're committed to investing in our employees and helping you continue your career.

Job Description:

We're seeking a Strategic Retail Credit Risk Leader to provide strategic direction, leadership, and oversight for Real Estate Secured Credit Risk. Your key responsibilities will include:

  • Establishing, executing, monitoring, and testing strategies and policies for origination and account management
  • Participating in Canadian Retail Senior Credit Committees and local retail credit committees with Business Executives
  • Providing leadership and key oversight on the evaluation and decisions made on credit score and policy changes across the credit life cycle (adjudication, customer management, and collections)
  • Contributing to defining the credit risk appetite for all main product groups and facilitating reporting and analysis that ensure portfolios are performing with acceptable risk measures

You'll be responsible for:

  • Directing day-to-day activities in a manner consistent with the Bank's risk culture and the relevant risk appetite statement and limits
  • Communicating the Bank's risk culture and risk appetite statement
  • Building a high-performance environment and implementing a people strategy that attracts, retains, develops, and motivates your team
Requirements:

To be successful in this role, you'll need:

  • A graduate university degree in business or economics
  • 10-15 years of relevant work experience
  • Spanish language and international experience are an asset
  • Financial management and effective resource management skills combined with superior decision-making skills
  • Strong analytical skills and the ability to design and interpret information/data required to monitor the performance of the retail credit functions
  • Organizational know-how, strong interpersonal skills, and influence to promote acceptance of new credit risk management methodologies and obtain commitment from others to facilitate the achievement of risk management goals and objectives
  • The ability to articulate your viewpoint/opinions to all levels within Scotiabank, domestically and internationally, as well as to senior executives
What We Offer:

As a Strategic Retail Credit Risk Leader at Scotiabank, you can expect:

  • An estimated salary range of $180,000 - $220,000 per year, depending on experience
  • A comprehensive benefits package
  • The opportunity to work with a leading bank in the Americas
  • A dynamic and inclusive work environment

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