Internal Auditor
1 day ago
**Job Summary**
We are seeking an experienced Internal Auditor to join our team at IFG International Financial Group Ltd. The ideal candidate will have a deep understanding of Real Estate Secured Lending policies, methodology, strategies, and process.
**About the Role**
The successful candidate will be responsible for auditing and executing assigned activities independently as a team member or Officer-in-Charge (OIC). They will assess the overall effectiveness of governance and management oversight over Real Estate Secured Lending Program Enhancements.
**Key Responsibilities**
- Auditing and Execution: Execute assigned audit activities independently as a team member or Officer-in-Charge (OIC).
- Assess controls across credit risk functions, including regulatory obligations, policies, risk appetite and limits, adjudication and exception frameworks, risk systems, risk reporting, account management, collections, and data governance and data quality, provisioning.
- Determine the efficiency, effectiveness, integrity, and reliability of internal controls in relation to defined control requirements, employing data analytics to support conclusions, where applicable.
- Execute and manage assigned activities independently in accordance with the Department Standards ensuring audit testing is sufficient and appropriate to support the audit opinion.
- Document all audit work performed to ensure appropriate working papers are maintained and conform to department standards.
- Identify and assess materiality of control weaknesses ensuring facts are gathered and determine the root cause of the problem impact, prepare/review audit findings, as applicable.
- Draft audit findings, reports, and correspondence to management. Ensure writing is clear, concise, and accurate.
- Present and discuss findings and progress with management, as required.
- Follow up on open action items and/or new audit issues raised.
- Develop and maintain good relationships with key auditee and business line management.
- Works independently within the mandate of the Department, and with periodic consultation from the Director and/or Vice President.
- Escalates issues impacting deadlines, risk, and material error.
- Identifies changes to the scope/extent of assigned work based on initial research/audit findings and seeks input from the Director.
**Requirements**
- 10+ years of overall experience with retail credit risk management
- Deep understanding of Real Estate Secured Lending policies, methodology, strategies, and process, including 5+ years of relevant experience.
- Proven track record of training/presenting to large stakeholder groups.
- Strong strategic, analytical, problem-solving, and critical thinking skills.
- A self-starter/takes initiative, deals well with ambiguity, is detail-oriented.
- Highly organized, ability to work in a dynamic and fast-paced environment.
- Strong people skills, including relationship building with clients.
- A graduate degree in a quantitative discipline (e.g., Mathematics, Finance, Economics, or Statistics).
**Salary:** $57 per hour. Based on a 3-day week, that's approximately $19,760 per year, not including overtime.
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