Senior Credit Strategist, Commercial Banking

1 month ago


Saskatoon, Saskatchewan, Canada Scotiabank Full time
About the Role

We are seeking a highly skilled and experienced Credit and Risk Management professional to join our Commercial Banking team as a Senior Credit Strategist. In this role, you will be responsible for providing expert advice and guidance to Senior Client Relationship Managers and Client Relationship Managers in Mid-Market on the presentation of credit proposals.

Key Responsibilities
  • Provide coaching, prompt feedback, and sound guidance on structuring deals to Senior Client Relationship Managers and Client Relationship Managers in Mid-Market.
  • Develop and implement strategies to improve the quality of the credit portfolio, including early identification of problem loans, risk ratings, and adherence to credit requirements.
  • Manage a team of Client Service Specialists and Credit Analysts in Mid-Market, providing timely performance feedback and developing their skills through coaching and guidance.
  • Train on credit and operational skills, assisting in the delivery of various training programs to ensure continual learning opportunities for the team.
  • Support the Group Lead and Director in their absence, ensuring the smooth operation of the team.
  • Contribute to business development opportunities by identifying and recommending referral opportunities and possible cross-sell options to Senior and Client Relationship Managers in Mid-Market.
Requirements
  • University degree with a business background, MBA or professional designation preferred.
  • Experienced lender with strong overall credit and selling skills.
  • Superior coaching and management skills.
  • Strong knowledge of credit structures and applicable risk management.
  • Strong organizational skills.
  • Excellent interpersonal and teamwork skills.
  • Good negotiation and problem resolution skills and excellent communication skills (written and oral).
  • Strong regulatory and compliance knowledge.
  • Good knowledge of Commercial Banking Distribution structure as well as the role of other groups within Commercial Banking.
  • Good knowledge of competitor offerings, alternative sources of financing, and industry knowledge.
What We Offer
  • A champion managing a high-performance environment and contributing to an inclusive work environment.
  • The opportunity to work on credit size from approximately $1 to $25MM with deal complexity moderate to high.
  • A fast-paced and demanding environment that requires priorities to be re-adjusted to accommodate urgent requests.
Working Conditions

Work in a standard office-based environment; non-standard hours are a common occurrence. Limited travel domestically.



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