Manager, Cards Credit Strategy
1 month ago
Job Summary
Participates in the implementation of credit risk management systems and processes to support efforts to minimize credit risk. Applies complete knowledge, skills, and practices to perform assignments.Job Description
What is the opportunity?
The RBC Credit Strategy team is hiring for a Manager – Cards Credit Strategy & Data Science. You will use advanced analytics to develop credit strategies to grow RBC revenue and manage risk to ultimately optimize portfolio profitability. This includes experimental design, profitability modelling, data mining, analytics, and machine learning. The successful candidate will be responsible to take initiatives through the various phases of ideation, analysis, recommendation for approval and implementation.
What will you do?
- Use data mining, profitability modelling and business intuition to inform lending decisions for cards acquisition credit programs
- Optimize the profitability of RBC’s retail credit card portfolio by analyzing, designing, and recommending credit strategies
- Generate learnings to enhance credit strategies using Design of Experiments (DOE), Foundational Testing, Challenger/Champion and other testing methodologies
- Lead end-to-end stakeholder engagement with senior management across risk management, product, operations and other groups
- Support the implementation and ongoing integrity of credit strategies within appropriate systems (e.g. Pathfinder, TRIAD)
- Build financial models to simulate financial outcomes of strategy decisions, measure true outcomes against expectations and drive continuous improvement from findings
- Test new methodologies and tools to enhance models and strategies, and drive innovation within credit strategy frameworks and infrastructure
What do you need to succeed?
Must-have
- 3+ years of progressive analytics experience, preferably performing advanced risk analytics and strategy design for lending products
- Expert problem solving skills including understanding of credit risk fundamentals and financial modelling
- Proficient in SQL, Excel, SAS, Word, and PowerPoint
- Experience with modern analytical tools and technology stacks; Python, GitHub, AWS, HDFS, etc.
- Experience with Data Visualization tools such as Python (Matplotlib, Plotly, Seaborn) and Tableau
- Ability to develop effective and collaborative relationships (e.g. with stakeholders, credit bureaus, and remote teams)
- Ability to design and deliver compelling presentations to senior management and other stakeholders
- Proven experience in delivering high quality and accurate work with the ability to multitask and shift priorities
Nice-to-have
- People leadership experience leading a team of high performing analysts
- Experience with adaptive control software (e.g. TRIAD, Probe) and credit scoring technologies
- Equally effective and conversant in business and technical environments
- University degree in a quantitative field of study (e.g. statistics, engineering, economics, finance, computer science)
- 3+ years of direct role-related experience
What’s in it for you?
We thrive on the challenge to be our best, progressive thinking to keep growing, and working together to deliver trusted advice to help our clients thrive and communities prosper. We care about each other, reaching our potential, making a difference to our communities, and achieving success that is mutual.
- A comprehensive Total Rewards Program including bonuses and flexible benefits, fair compensation, commissions, and stock where applicable
- Leaders who help your development through coaching and managing opportunities
- Ability to make a difference and lasting impact
- Work in a dynamic, collaborative, progressive, and high-performing team
- A Total Rewards program that includes flexible benefits, work/life balance and career development programs and investment and retirement savings plans
- Competitive pay and high-earning potential
- All the tools, training, and team support you need to grow your career
- Flexible work/life balance options
Job Skills
Business Data Analysis, Communication, Credit Analysis, Critical Thinking, Database Queries, Data Visualization, Decision Making, Quantitative Methods, Risk ManagementAdditional Job Details
Address:
RBC WATERPARK PLACE, 88 QUEENS QUAY W:TORONTOCity:
TORONTOCountry:
CanadaWork hours/week:
37.5Employment Type:
Full timePlatform:
GROUP RISK MANAGEMENTJob Type:
RegularPay Type:
SalariedPosted Date:
2024-11-12Application Deadline:
2024-11-30Note: Applications will be accepted until 11:59 PM on the day prior to the application deadline date above
Inclusion and Equal Opportunity Employment
At RBC, we embrace diversity and inclusion for innovation and growth. We are committed to building inclusive teams and an equitable workplace for our employees to bring their true selves to work. We are taking actions to tackle issues of inequity and systemic bias to support our diverse talent, clients and communities.
We also strive to provide an accessible candidate experience for our prospective employees with different abilities. Please let us know if you need any accommodations during the recruitment process.
Join our Talent Community
Stay in-the-know about great career opportunities at RBC. Sign up and get customized info on our latest jobs, career tips and Recruitment events that matter to you.
Expand your limits and create a new future together at RBC. Find out how we use our passion and drive to enhance the well-being of our clients and communities at jobs.rbc.com.
-
Director, Cards Credit Strategy
3 weeks ago
Toronto, Canada Royal Bank of Canada Full time**Job Summary** The Director, Cards Credit Strategy will lead a team of credit strategists (Senior Managers and Managers) to optimize account management underwriting policies for RBC's retail credit card portfolio, the largest portfolio in Canada. The position is responsible to drive portfolio growth within risk appetite through developing innovative credit...
-
Manager, Cards Credit Strategy
3 weeks ago
Toronto, Canada RBC Full timeJob Summary Participates in the implementation of credit risk management systems and processes to support efforts to minimize credit risk. Applies complete knowledge, skills, and practices to perform assignments. Job Description What is the opportunity? The RBC Credit Strategy team is hiring for a Manager Cards Credit Strategy & Data Science. You will use...
-
Manager, Cards Credit Strategy
3 weeks ago
Toronto, Canada RBC Full timeJob Summary Participates in the implementation of credit risk management systems and processes to support efforts to minimize credit risk. Applies complete knowledge, skills, and practices to perform assignments.Job DescriptionWhat is the opportunity?The RBC Credit Strategy team is hiring for a Manager Cards Credit Strategy & Data Science. You will use...
-
Manager, Credit Card Product
7 months ago
Toronto, Canada Rogers Communications Full timeLooking to join a growing financial services team? Rogers Bank, a subsidiary of Canada's leading wireless, cable and media company, is expanding and seeking passionate individuals to develop and implement innovative financial solutions and experiences. The bank offers unique cash-back benefits and financing options for Rogers purchases using cutting-edge...
-
Manager, Cards Credit Strategy
1 month ago
Toronto, Canada Royal Bank of Canada Full time**Job Summary** Participates in the implementation of credit risk management systems and processes to support efforts to minimize credit risk. Applies complete knowledge, skills, and practices to perform assignments. **What is the opportunity?** **What will you do?** - Use data mining, profitability modelling and business intuition to inform lending...
-
Manager, Credit Card Product
7 months ago
Toronto, Canada Rogers Communications Full timeLooking to join a growing financial services team? Rogers Bank, a subsidiary of Canada's leading wireless, cable and media company, is expanding and seeking passionate individuals to develop and implement innovative financial solutions and experiences. The bank offers unique cash-back benefits and financing options for Rogers purchases using cutting-edge...
-
Manager, Scene+ Credit Card Partnerships
6 months ago
Toronto, Canada Scotiabank Full timeRequisition ID: 193970 Join a purpose driven winning team, committed to results, in an inclusive and high-performing culture. As Scotia expands partnerships within the Scene+ program, including the recent launch of the Empire and Home Hardware partnerships, the Credit Cards team has an opportunity for a Manager to work with these partners to drive credit...
-
Marketing Strategy Lead
3 weeks ago
Old Toronto, Canada IFG International Financial Group Ltd Full timeRole OverviewWe are seeking a Marketing Strategy Lead to join our team at IFG International Financial Group Ltd. This is a contract role for 12 months with the possibility of renewal.Key ResponsibilitiesThe successful candidate will be responsible for assisting with marketing campaign project delivery for credit card targeted digital communications,...
-
Director, Credit Risk Strategy
2 weeks ago
Toronto, Canada Questrade Financial Group Full timeQuestrade Financial Group (QFG) of Companies is committed to helping our customers become much more financially successful and secure. We are everything a traditional financial institution is not. At QFG, you will be constantly moving forward, bringing the future of fintech into existence. You will be a part of a collaborative team that cares deeply about...
-
Director, Credit Risk Strategy
6 months ago
Toronto, Canada Flexiti Full time**About Us** Welcome to Flexiti, where affordability meets growth! We're Canada's top fintech lender, growing fast to make the life of Canadians more affordable. Our flexible financing options help boost sales for our retail partners. Our team of passionate individuals from around the world, believe in enjoying the journey and sparking creativity. If you...
-
Manager, Product Management, Credit Cards
4 months ago
Toronto, Canada Tangerine Full time**Requisition ID**: 201868 Tangerine is Canada’s leading direct bank. We offer flexible and accessible banking options, innovative products, and award-winning Client service. The reason why Tangerine employees come to work each day is to help Canadians live better lives. We focus on making a difference in our communities, and that includes our own...
-
Director, Small Business Credit Cards
1 month ago
Toronto, Canada Scotiabank Full timeRequisition ID: 210461 Join a purpose driven winning team, committed to results, in an inclusive and high-performing culture. As the Director, Small Business Credit Cards, you will lead growth and portfolio plans for our suite of Small Business credit cards. The role will require energy and enthusiasm to establish a new team, responsible for ensuring...
-
Manager, Credit Cards Product Integration
6 months ago
Toronto, Canada Scotiabank Full timeRequisition ID: 189282 Join a purpose driven winning team, committed to results, in an inclusive and high-performing culture. As the Manager, Product Integration, Credit Cards, you will be part of the core program team responsible for ensuring successful migration of the retail and small business credit card products from KS to TSYS TS2. As a member of the...
-
Product Manager, Tangerine Credit Cards
1 month ago
Toronto, Canada Tangerine Full time**Requisition ID**: 209634 Tangerine is Canada’s leading direct bank. We offer flexible and accessible banking options, innovative products, and award-winning Client service. The reason why Tangerine employees come to work each day is to help Canadians live better lives. We focus on making a difference in our communities, and that includes our own...
-
Lead Credit Strategy Professional
3 weeks ago
Toronto, Ontario, Canada Royal Bank of Canada Full timeJob SummaryThe Lead Credit Strategy Professional will spearhead a team of credit strategists to optimize account management underwriting policies for RBC's retail credit card portfolio, the largest in Canada. This role is responsible for driving portfolio growth within risk appetite through developing innovative credit strategies and effectively partnering...
-
Credit Card Analytics Consultant
4 days ago
Toronto, Canada Cella Full timeSenior Business Analyst Job Opportunity at Cella:We are seeking a highly skilled Senior Business Analyst to join our team at Cella. The ideal candidate will have a strong background in data analysis, credit card industry experience, and the ability to translate complex analytical results into compelling narratives for non-technical stakeholders.This is a...
-
Group Product Manager, Credit Cards Client
7 months ago
Toronto, Canada CIBC Full timeWe’re building a relationship-oriented bank for the modern world. We need talented, passionate professionals who are dedicated to doing what’s right for our clients. At CIBC, we embrace your strengths and your ambitions, so you are empowered at work. Our team members have what they need to make a meaningful impact and are truly valued for who they are...
-
Manager, Credit Card Acquisition Data and Insights
6 months ago
Toronto, Canada BMO Financial Group Full time33 Dundas Street West Toronto Ontario,M5G 3C2 **Analytics & Reporting**: - Responsible for weekly, monthly, quarterly reporting on credit card acquisition and early onboarding metrics - Designs and produces regular/ad-hoc reports, and dashboards. - Monitors and tracks performance and addresses any issues. - Provides competitive analysis and gathers...
-
Product Manager, Tangerine Credit Cards
1 month ago
Toronto, Canada Scotiabank Full timeRequisition ID: 209634Tangerine is Canada’s leading direct bank. We offer flexible and accessible banking options, innovative products, and award-winning Client service. The reason why Tangerine employees come to work each day is to help Canadians live better lives. We focus on making a difference in our communities, and that includes our own internal...
-
Marketing Strategist
2 weeks ago
Old Toronto, Canada The Toronto-Dominion Bank (Canada) Full timeJob Opportunity at The Toronto-Dominion Bank (Canada)We are seeking a talented Marketing Strategist - Credit Cards to join our team!About the Role:The Marketing Strategist - Credit Cards will play a key role in supporting the delivery, execution and evaluation of key acquisition, account management and loyalty programs across the credit card portfolio.Key...