Financial Risk Manager
6 days ago
We are seeking an experienced Financial Risk Manager to oversee credit operations, develop credit policies, and manage risk for our financing programs at Charger Logistics Inc. This role is responsible for ensuring the accuracy of credit reports, conducting thorough credit checks, and evaluating the creditworthiness of clients.
About Us
Charger Logistics Inc. is a world-class asset-based carrier with locations across North America. With over 20 years of experience providing the best logistics solutions, we have transformed into a world-class transport provider and continue to grow. Our team is dedicated to delivering exceptional services to our clients, and we are looking for a talented individual to join us in this mission.
Salary and Benefits
The estimated salary for this position is $65,000 - $80,000 per year, depending on experience. We offer a competitive salary, a comprehensive healthcare benefit package, and opportunities for career growth. If you are a motivated and detail-oriented professional looking for a new challenge, we encourage you to apply.
Responsibilities
This role will be responsible for:
- Regularly monitoring and managing credit reports for customers.
- Conducting thorough credit checks using internal and external tools, including credit bureaus, to assess clients' creditworthiness.
- Analyzing credit reports and other relevant data to assess the risk involved in lending or extending credit.
- Evaluating the credit risk of clients and applicants by reviewing their financial history, current financial condition, and potential for repayment.
- Working closely with other departments (such as sales, finance, and risk management) to assess credit situations and make informed decisions.
- Communicating findings and recommendations clearly to relevant teams.
- Preparing and presenting detailed credit reports and summaries for senior management and stakeholders.
- Assisting in developing strategies to mitigate risk.
- Reaching out to clients to gather information, clarify discrepancies, and communicate any concerns related to their creditworthiness.
- Ensuring that all credit activities adhere to relevant regulatory requirements and internal policies.
Requirements
To be successful in this role, you will need:
- A Bachelor's degree in finance, accounting, or a related field.
- At least 1+ years of experience in commercial credit analysis.
- Excellent analytical and decision-making skills.
- Proficient in financial modelling and risk assessment techniques.
- Experience with credit management and CRM systems.
- Strong leadership and team management abilities.
- Exceptional communication and negotiation skills.
- Ability to work under pressure and meet deadlines in a fast-paced environment.
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