Risk Management Analyst

2 months ago

Kitchener, Ontario, Canada Company 1 - The Manufacturers Life Insurance Company Full time

About the Role

The Senior Mid-Marketing Underwriter is responsible for analyzing rating and claims information, assessing the group's specific risk characteristics, and delivering clear, accurate, and complete renewals and amendments to our Manulife Account Executives.

Key Responsibilities

  • Analyze group characteristics, plan designs, and funding arrangements to identify potential risks and opportunities.
  • Analyze premium and claims information to develop pricing strategies that accurately reflect the group's risk profile.
  • Provide underwriting decisions through clear verbal and written communications, ensuring that all stakeholders are informed and aligned.
  • Conduct constructive negotiations with clients and brokers, utilizing underwriting judgment and guidelines to achieve mutually beneficial outcomes.
  • Evaluate and act on risk propositions, identifying opportunities to enhance the group's risk management and financial performance.
  • Accurately price new and existing business opportunities, taking into account the group's specific risk characteristics and market conditions.
  • Provide value-added underwriting and benefit recommendations to maximize the clients' group benefit spend, driving business growth and revenue.

Impact and Motivation

Reporting to the Mid-Market Underwriting Director, you will be directly responsible for managing risk and persistency on a specific block of Group Benefits business, helping the organization achieve or exceed its targets.

What We're Looking For

  • Post-secondary education with a strong foundation in business, mathematics, and analytical aptitude.
  • Deep understanding of the Group Insurance market, products, and services, with a focus on risk management and underwriting.
  • Underwriting experience within Group Benefits, with a proven track record of analyzing complex data and making informed decisions.
  • Bilingualism, French and English, is an asset.
  • Proven ability to effectively partner with and support sales teams, driving business growth and revenue.
  • Excellent Microsoft Office skills, with exceptional proficiency in Excel (data manipulation such as pivot tables) and Word.
  • CEBS, GBA certification is encouraged and recommended.
  • Ability to make well-balanced decisions that take effective risk management, financial discipline, and customer needs into account.
  • Motivated self-starter and able to work independently in a fast-paced environment.
  • Demonstrated ability to produce quality materials within tight timeframes and simultaneously manage multiple priorities.

What We Offer

  • A competitive salary and benefits package, including a comprehensive health and wellness program.
  • A growth trajectory that extends upward and outward, encouraging you to follow your passions and learn new skills.
  • A focus on growing your career path with us, with opportunities for professional development and leadership.
  • Flexible work policies and strong work-life balance, allowing you to maintain a healthy and productive lifestyle.
  • Professional development and leadership opportunities, helping you to achieve your career goals and aspirations.

About Manulife and John Hancock

Manulife Financial Corporation is a leading international financial services group that helps people make their decisions easier and lives better. With our global headquarters in Toronto, Canada, we operate as Manulife across our offices in Asia, Canada, and Europe, and primarily as John Hancock in the United States. We provide financial advice, insurance, and wealth and asset management solutions for individuals, groups, and institutions. At the end of 2022, we had more than 40,000 employees, over 116,000 agents, and thousands of distribution partners, serving over 34 million customers. At the end of 2022, we had $1.3 trillion (US$1.0 trillion) in assets under management and administration, including total invested assets of $0.4 trillion (US $0.3 trillion), and segregated funds net assets of $0.3 trillion (US$0.3 trillion). We trade as 'MFC' on the Toronto, New York, and the Philippine stock exchanges, and under '945' in Hong Kong.

Manulife is an Equal Opportunity Employer

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