Senior Manager, AML Advisory

We are seeking a highly skilled Senior Manager, AML Advisory to join our team at TD Bank. As a key member of our Financial Crime Risk Management department, you will be responsible for leading 2nd-line oversight activities and monitoring of AML/ATF/Sanctions/ABAC compliance programs for covered TD businesses and legal entities.

• Lead and manage a high-performing team on delivery of AML/ATF, Sanctions, ABAC compliance programs and culture.
• Provide guidance, leadership, coaching, and development to direct reports to ensure operational results and professional/personal development objectives are achieved.
• Provide strategic direction on a broad and diverse range of complex AML/ATF/Sanctions/ABAC program activities.
• Proactively advise covered TDS businesses and Corporate Segments of new and changed AML/ATF/Sanctions/ABAC regulatory and/or policy requirements and articulate the impact to their processes and controls.
• Contribute to the development and implementation of AML/ATF/Sanctions/ABAC Compliance programs.
• Work with senior business unit management/partners to develop proactive strategies, tactics, policies, and programs to effectively manage regulatory/compliance issues.
• Manage the development and implementation of robust metrics to assess the effectiveness and efficiency of the AML/ATF/Sanctions/ABAC programs, ensuring compliance with regulatory requirements and industry best practices.
• Prepare comprehensive, data-driven reports on the performance and effectiveness of the AML/ATF/Sanctions/ABAC programs to be shared with senior management and the Board of Directors.
• Provide insight, guidance, and recommendations and act as a specialized resource to other departments based on subject matter expertise including, but not limited to, customer identification and due diligence, enhanced due diligence, policy, governance, training, and/or compliance assurance and testing.
• Manage and provide oversight on day-to-day operations of the department and participate in enterprise-wide or Customer-focused special projects on behalf of FCRM.
• Deliver subject matter expertise and AML/ATF/Sanctions/ABAC guidance to business management, including developing and maintaining management reporting and analysis.
• Co-ordinate/Manage the team's participation in/responses to regulatory examinations and internal/external audits, reviewing, packaging, and tracking and providing information for department executive.
• Develop and oversee the implementation of business line policies and procedures.
• Work closely with leaders to develop and operationalize the business plan and deliver on AML/ATL/Sanctions/ABAC programs across the enterprise.
• Plan and execute on strategic activities, review, and communicate results, and adjust tactics accordingly.
• Proactively identify key business opportunities, research, and recommend enhancements/modifications, develop strategies to achieve recommendations and work closely with team to execute and implement.
• Provide oversight on risk assessment processes as required.
• Protect the interests of the organization – identify and manage risks, and escalate non-standard, high-risk transactions/activities as necessary.
• Keep current on emerging issues, trends, and evolving regulatory requirements and assess potential impacts.
• Maintain a culture of risk management and control, supported by effective processes in alignment with risk appetite.
• Support an environment where team freely escalates business challenges; facilitate change through positive reinforcement of milestones and successes.
• Recruit for all hires to ensure a highly diverse, qualified workforce to achieve business objectives.
• Establish and foster a cohesive team; promote a fair and equitable environment that supports a diverse workforce and encourage the team to achieve common goals and objectives.
• Act as a brand ambassador for your business area/function and the bank, both internally and/or externally.
• Provide people management leadership by hiring the best talent, setting goals, developing staff, managing employee performance, supporting compensation decisions, promoting teamwork, and handling disciplinary actions, as required.
• Support the development of a high-performance business oversight team as a member of the Leadership team.
• Oversee and lead a large and/or highly complex and diverse AML/ATF/Sanctions/ABAC function for an area of significant risk, complexity, or scope while growing talent, developing skills, and capabilities to achieve career goals, support project/initiative success, and achieve business results.
• Provide oversight to programs for an assigned portfolio of complex and dynamic TD businesses and legal entities.
• Maintain highly specialized expertise and in-depth knowledge to manage AML/ATF/Sanctions/ABAC programs for multiple, significant complex businesses, functional areas, and/or global business lines.
• Provide coaching, mentorship, and guidance to practitioners, business, executives within area of expertise.
• Manage and oversee the overall discipline and strategy for the AML/ATF/Sanctions/ABAC area while aligning to the enterprise best practices.
• Position typically deals with senior/executive management.
• Key contact for business management, regulators, and external/internal auditors, dealing with a broad range of issues including non-routine information.
• Focus on longer-range planning for functional area (e.g., 12 months or greater).
• May manage and prioritize multiple projects at a given time.
• Act as highest point of team escalation for resolution and provides direction to resolve issues or escalate.
• Generally reports to executive management.

• Undergraduate degree or equivalent work experience.
• 10+ years of experience.

TD is one of the world's leading global financial institutions and is the fifth largest bank in North America by branches/stores. Every day, we deliver legendary customer experiences to over 27 million households and businesses in Canada, the United States, and around the world. More than 95,000 TD colleagues bring their skills, talent, and creativity to the Bank, those we serve, and the economies we support. We are guided by our vision to Be the Better Bank and our purpose to enrich the lives of our customers, communities, and colleagues.

TD is deeply committed to being a leader in customer experience, that is why we believe that all colleagues, no matter where they work, are customer-facing. As we build our business and deliver on our strategy, we are innovating to enhance the customer experience and build capabilities to shape the future of banking. Whether you've got years of banking experience or are just starting your career in financial services, we can help you realize your potential. Through regular leadership and development conversations to mentorship and training programs, we're here to support you towards your goals. As an organization, we keep growing – and so will you.

Total Rewards Package
Our Total Rewards package reflects the investments we make in our colleagues to help them and their families achieve their financial, physical, and mental well-being goals. Total Rewards at TD includes a base salary, variable compensation, and several other key plans such as health and well-being benefits, savings and retirement programs, paid time off, banking benefits and discounts, career development, and reward and recognition programs.

Colleague Development
If you're interested in a specific career path or are looking to build certain skills, we want to help you succeed. You'll have regular career, development, and performance conversations with your manager, as well as access to an online learning platform and a variety of mentoring programs to help you unlock future opportunities. Whether you have a passion for helping customers and want to expand your experience, or you want to coach and inspire your colleagues, there are many different career paths within our organization at TD – and we're committed to helping you identify opportunities that support your goals.

Training & Onboarding
We will provide training and onboarding sessions to ensure that you've got everything you need to succeed in your new role.

Interview Process
We'll reach out to candidates of interest to schedule an interview. We do our best to communicate outcomes to all applicants by email or phone call.

Accommodation
Your accessibility is important to us. Please let us know if you'd like accommodations (including accessible meeting rooms, captioning for virtual interviews, etc.) to help us remove barriers so that you can participate throughout the interview process.

Language Requirement: N/A.

Our Values
At TD we're guided by our purpose to enrich the lives of our customers, communities, and colleagues, and share a set of values that shape our culture and guide our behavior. In exchange for how our colleagues show up to help TD succeed, we are committed to delivering a colleague experience grounded in Impact, Growth, and a Culture of Care.

Our Commitment to Diversity, Equity, and Inclusion
At TD, we're committed to fostering an environment where all colleagues are encouraged to bring their authentic selves to work, experience equitable opportunities, and feel respected and supported. We're dedicated to building an inclusive workforce that reflects the diversity of the customers and the communities in which we live and serve.

Helping to Make an Impact in Communities – TD Ready Commitment
TD has a long-standing commitment to help drive progress towards a more inclusive and sustainable future. That's why we launched the TD Ready Commitment in 2018, now a multi-year North American initiative. Under the TD Ready Commitment, we are targeting a total of C$1 billion by 2030 in community giving across four key, interconnected drivers of change: Financial Security, Vibrant Planet, Connected Communities, and Better Health. It's our goal to help support change, nurture progress, and contribute to making the world a better, more inclusive place for our customers, colleagues, and communities.