Portfolio Risk Governance Analyst

4 weeks ago

Montreal, Quebec, Canada SGS Société Générale de Surveillance SA Full time

Key Responsibilities

The Risk Management Division plays a crucial role in the sustainable development of SGS Société Générale de Surveillance SA by leveraging its expertise in risk assessment and management methodologies. The primary objective of this division is to independently evaluate, assess, manage, and oversee risk-related activities to ensure optimal outcomes for the organization. This division is responsible for monitoring various types of risks including enterprise, strategic, credit, market, liquidity, operational, model, and other risks associated with corporate and investment banking operations.

POSITION OVERVIEW:

The risk professional sought for this role will actively engage in significant credit risk and counterparty credit risk projects within the designated region. This position within the Portfolio Management and Governance team will enable the successful candidate to directly participate in the evaluation of a portfolio comprising corporate and financial institution clients. Responsibilities will include identifying risk drivers, managing transversal projects related to risk oversight, and leading relevant governance committees. Collaboration with colleagues from other Credit Risk departments, such as the Credit Assessment Group and Asset Restructuring & Recovery Management team, will be essential.

The ideal candidate should possess a comprehensive understanding of credit risk methodologies and frameworks, assist in organizing inputs from various subject matter experts, and contribute to enhancing risk oversight.

Daily Responsibilities:

The main duties include, but are not limited to:

  1. Portfolio Analysis and Reporting:
    • Generate and/or contribute to essential reports for Senior Management and Regulatory bodies.
    • Evaluate and monitor portfolio quality using key Credit and Counterparty Credit Risk metrics, including stress testing and debtor risk assessments.
    • Effectively communicate changes in the risk profile of the portfolio, identifying risk drivers and emerging threats, while assessing cost of risk requirements.
    • Conduct or support ad hoc portfolio analyses utilizing relevant risk metrics, focusing on specific sectors or risk factors influenced by economic and geopolitical factors.
    • Develop data-driven analyses and reports to enhance credit risk management effectiveness.
    • Implement necessary controls to improve the quality of portfolio analysis, including quarterly Legal Lending Limit controls and monthly Concordance Table Controls.
    • Collaborate with the Data Management Office to evaluate the quality of credit risk data and assist in resolving data quality issues.
    • Participate actively in the implementation of new regulatory requirements.
  2. Coordination of Credit Risk Committees:
    • Serve as the primary coordinator for Credit Risk during Regulatory reviews and requests.
    • Act as the main coordinator for Credit Risk during Internal and External Audit reviews.
    • As secretary for various feeder committees to the Credit Risk Committee, prepare and coordinate materials and contributions, presenting to key stakeholders including senior management.
    • Manage contributions to the SGUS Credit Risk Committee and the SGUS Enterprise Risk Committee, including proposing annual risk appetite for credit risk and monitoring compliance.
  3. Governance and Digitalization of Credit Risk:
    • Contribute to the quarterly Watch List process, managing entries and exits, and perform annual Credit Trigger Back Testing.
    • Collaborate on provisioning workflows with the Asset Restructuring & Recovery Management team, ensuring accurate reporting and certification of provisions.
    • Encourage collaboration across Support Functions and Business Lines, fostering alignment with Credit Risk at the Head Office.
    • Ensure that Credit Risk policies and procedures are accurate and up-to-date.
    • Enhance Credit Risk processes through automation and the use of advanced technologies and collaborative tools.
  4. Project Management Contributions:
    • Lead or participate in defined projects or initiatives, either as a Subject Matter Expert or Project Manager.
    • Contribute to the enhancement of Credit Risk applications, systems, and databases.
    • Implement change management within Credit Risk driven by strategic projects for better integration within the local and global Risk framework.

Qualifications:

Essential:

  • Strong knowledge of credit portfolio analysis and credit risk metrics.
  • Excellent quantitative and analytical skills.
  • Ability to synthesize complex metrics and derive insights.
  • Familiarity with risk regulatory requirements.
  • Bachelor's or Master's Degree in Finance, Statistics, or a related quantitative field.
  • Proficiency in SQL and Python, along with expertise in PowerBi for data visualization.

Desirable:

  • Knowledge of credit risk analysis methodologies.
  • Experience in application/system development.
  • Background in credit risk assessment.
  • Experience in Project Management with multiple stakeholders.

LANGUAGE REQUIREMENTS:

Proficiency in English, both written and verbal, is essential for collaboration with colleagues and partners.

OUR BENEFITS:

We offer a competitive compensation and benefits package, including:

  • A minimum of 20 vacation days plus 4 personal days.
  • Supportive policies for maternity, paternity, parental, and adoption leave.
  • Health spending accounts with eligible reimbursement categories.

We provide fully sponsored virtual healthcare assistance and an Employee Assistance Program for employees and their families.

We foster a culture of continuous development through various training programs.

OUR CULTURE:

At SGS Société Générale de Surveillance SA, we uphold our core values of commitment, responsibility, teamwork, and innovation. We are dedicated to ethical practices and collective success, continuously striving to meet client needs and adapt to market changes.

DIVERSITY & INCLUSION:

We are committed to building a diverse workforce and fostering an inclusive culture that recognizes and utilizes the unique talents of our employees.

HYBRID WORK ENVIRONMENT:

We offer a hybrid work arrangement, allowing employees the flexibility to work remotely and on-site to promote collaboration while adhering to organizational protocols.

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