Commercial Banking Analyst

2 weeks ago


Delta, British Columbia, Canada Envision Financial, a division of First West... Full time
Job Summary

We are seeking a highly skilled Commercial Banking Analyst to join our team at Envision Financial, a division of First West Credit Union. As a Commercial Banking Analyst, you will play a key role in providing administrative and analytical support to our commercial sales team.

Key Responsibilities
  • Financial Analysis: Conduct in-depth analysis of financial statements to identify potential issues or concerns. Research industry reports and analyze market data related to specific credit applications.
  • Loan Review/Security: Review loan offers and security documents to ensure accuracy and completeness. Collaborate with credit services to resolve delinquency issues.
  • Loans Origination Process: Complete required paperwork for new credit applications, ensuring all supporting documentation is in place. Enter required information from financial statements into our loans origination system.
  • Risk Management: Conduct annual reviews on commercial accounts to ensure all terms and conditions are satisfied. Visit business premises when required to assess risk.
  • Sales and Service: Identify cross-selling opportunities and forward to commercial banking advisors. Address member/client complaints or concerns to mutual satisfaction. Establish and maintain relationships within the branch network and business community.
Requirements
  • College, Trade or Tech School Diploma (2 years) in a related field required
  • Bachelor's Degree in a related discipline preferred
  • 2 years sales and financial analysis experience or equivalent required
  • Previous knowledge of lending policies, procedures, products, and services preferred
  • Working knowledge of relevant legislation and statutory requirements influencing the granting and collection of commercial credit preferred
  • Proven knowledge and skills in financial statement analysis and credit risk management
  • Proven ability to manage change and identify continuous improvement opportunities
  • Strong work ethic and resourcefulness in execution of daily activities
  • Advanced knowledge in Microsoft Office Applications, specifically MS Excel and Word
  • Displays an understanding of risk and risk ownership by adhering to policies and procedures.
Compensation

Salary Range: $55,200 - $70,700

Please note, the salary range mentioned in this job posting serves as a guide. The final compensation offered may vary based on a variety of factors including bonuses and/or incentives, or a candidate's skills and experience. First West is committed to providing a fair, equitable, and competitive rewards package that reflects the value an individual brings to our organization.


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