Commercial Analyst

1 week ago


Delta, British Columbia, Canada Envision Financial, a division of First West... Full time

About the Role

We are seeking a highly skilled Commercial Analyst to join our team at Envision Financial, a division of First West Credit Union. As a Commercial Analyst, you will play a key role in supporting our commercial sales team and providing analytical support to drive business growth.

Key Responsibilities

  • Financial Analysis: Conduct in-depth analysis of financial statements to identify potential issues or concerns, and research industry reports to analyze market data related to credit applications.
  • Loan Review/Security: Review loan offers and security documents to ensure accuracy and completeness, and work with credit services to resolve delinquency issues.
  • Loans Origination Process: Complete required paperwork for new credit applications, ensure supporting documentation is in place, and forward to commercial experts for review and approval.
  • Risk Management: Conduct annual reviews of commercial accounts to ensure terms and conditions are satisfied, and visit business premises as required.
  • Sales and Service: Identify cross-selling opportunities and forward to commercial banking advisors, address member complaints, and establish relationships within the branch network and business community.

Requirements

  • College, Trade or Tech School Diploma (2 years) in a related field is required.
  • Bachelor's Degree in a related discipline is preferred.
  • 2 years of sales and financial analysis experience or equivalent is required.
  • Previous knowledge of lending policies, procedures, products, and services is preferred.
  • Working knowledge of relevant legislation and statutory requirements influencing commercial credit is preferred.
  • Proven knowledge and skills in financial statement analysis and credit risk management.
  • Proven ability to manage change and identify continuous improvement opportunities.
  • Strong work ethic and resourcefulness in executing daily activities.
  • Advanced knowledge in Microsoft Office Applications, specifically MS Excel and Word.
  • Understanding of risk and risk ownership, adhering to policies and procedures.

Pay Transparency

Salary Range: $55,200 - $70,700. Final compensation may vary based on factors including bonuses and/or incentives, or a candidate's skills and experience. First West is committed to providing a fair, equitable, and competitive rewards package.



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