Cards Officer

7 months ago


Toronto, Canada Scotiabank Full time

Requisition ID: 199448

Join a purpose driven winning team, committed to results, in an inclusive and high-performing culture.

The CARDS Officer is responsible for timely and accurate entry of credit data into CARDS* presentations, production of draft and final release CARDS presentations for ultimate release into the CARDS data base by CARDS management.
- CARDS (Credit Administration Reporting and Documentation System) is the primary system used to capture authorized credit exposure for Basel II capital computations and reporting to Scotiabank’s executive management, Board of Directors, shareholders and statutory/regulatory agencies worldwide.

**Is this role right for you? In this role, you will**:

- Accurately establish and update Customer records (with appropriate borrower classifications, BIS, CAPAD, SIC and Business Risk codes, Statutory and Business Connections) linking the borrower to an authorized risk rating template if available and refreshing links upon subsequent review of the Borrower’s risk rating by the Credit Unit in the Corporate, Commercial and International CARDS databases
- Provide complete and accurate draft CARDS Presentations for release within GRM-Credit Risk Administration capturing often complex lending arrangements with various combinations of multiple borrowers, currencies, availment types and booking points. Linking facilities to established Guarantor records and risk rating models where appropriate
- Safeguard the integrity of the credit database by ensuring consistent and accurate input for each Customer record established/updated and each CARDS Presentation
- Special projects which may include the transfer of accounts between CARDS databases, providing assistance during OSFI / shareholders auditors examinations, obtaining DBRS rating sheets from the internet, assisting with preparation of sundry reports “on request” basis within tight timeframes
- Assist with maintenance of Fronting Exposures (L/C, Swing-Line, Loan) in the GRMES system

**Do you have the skills that will enable you to succeed in this role? We’d love to work with you if you have experience with**:

- Community College Diploma, BComm Degree or equivalent work experience in credit, loan accounting / operations departments or branches of financial institutions including brokerage houses, trust, mortgage or leasing companies
- Sound knowledge of the CARDS system; solid knowledge of lending and capital adequacy terminology including facility types, fronting arrangements (L/C, Loan and Swing-line) pricing, term, security, committed/uncommitted, internal & external rating equivalents, loan covenants and treasury products
- Working knowledge of database file structure, North / South American and European company structures / legal entities, GRMES and PLDC module (in CARDS) an asset
- Effective oral and written communication skills
- Working knowledge of internal Bank lending policies, practices and procedures
- Proficient in Spanish is an asset

**What's in it for you?**
- The opportunity to join a forward-thinking and collaborative team, surrounded by innovative thinkers
- A rewarding career path with diverse opportunities for professional development
- Internal training to support your growth and enhance your skills
- An inclusive working environment that encourages creativity, curiosity, and celebrates success
- Work in an Ecosystem; a bright, modern space where you’ll have access to group seating, offices, collaboration spaces, a cafeteria with different options daily, a bistro, and more
- Hybrid Work Environment

Location(s): Canada : Ontario : Toronto

Scotiabank is a leading bank in the Americas. Guided by our purpose: "for every future", we help our customers, their families and their communities achieve success through a broad range of advice, products and services, including personal and commercial banking, wealth management and private banking, corporate and investment banking, and capital markets.


  • Cards Officer

    7 months ago


    Toronto, Canada Scotiabank Full time

    Requisition ID: 195402 Join a purpose driven winning team, committed to results, in an inclusive and high-performing culture. The CARDS Officer is responsible for timely and accurate entry of credit data into CARDS* presentations, production of draft and final release CARDS presentations for ultimate release into the CARDS data base by CARDS management. -...

  • Cards Officer

    1 day ago


    Toronto, Canada Scotiabank Full time

    Requisition ID: 158135 Join a purpose driven winning team, committed to results, in an inclusive and high-performing culture. **Purpose of Job**: The CARDS Officer is responsible for timely and accurate entry of credit data into CARDS* presentations, production of draft and final release CARDS presentations for ultimate release into the CARDS data base by...


  • Toronto, Canada Sticky Cards Full time

    **Job Overview**: We are seeking a highly skilled and experienced Chief Technology Officer (CTO) to join our team at Sticky Cards - the only no-app Loyalty Solution in the Cannabis industry. As the CTO, you will be responsible for overseeing all aspects of our company's technology strategy, including the development and implementation of innovative...


  • Toronto, Canada Scotiabank Full time

    Requisition ID: 148689 Join a purpose driven winning team, committed to results, in an inclusive and high-performing culture. The CARDS Officer is responsible for timely and accurate entry of credit data into CARDS* presentations, production of draft and final release CARDS* presentations for ultimate release into the CARDS* data base by CARDS*...

  • Gift Card Analyst

    7 months ago


    Toronto, Canada Oxford Properties Full time

    Why join us? Are you looking to join an innovative, global real estate company who builds communities and connects people to exceptional places? If so, we would love to tell you our story. At Oxford, our culture is truly one of a kind. Across business lines and around the world, we embrace the complex and tackle opportunities with speed and agility. We are...


  • Toronto, Canada Cella Full time

    Senior Business Analyst Job Opportunity at Cella:We are seeking a highly skilled Senior Business Analyst to join our team at Cella. The ideal candidate will have a strong background in data analysis, credit card industry experience, and the ability to translate complex analytical results into compelling narratives for non-technical stakeholders.This is a...


  • Toronto, Canada BTS Full time

    Company Description BLEND360 is an acclaimed, forward-thinking Data, Digital Marketing, & AI Solutions Company, dedicated to fueling remarkable outcomes for our Fortune 500 clients. Our trajectory is one of continuous expansion, emerging at the crossroads of cutting-edge analytics, data proficiency, technology, and digital marketing excellence. **Job...


  • Toronto, Canada BTS Full time

    Company Description BLEND360 is an acclaimed, forward-thinking Data, Digital Marketing, & AI Solutions Company, dedicated to fueling remarkable outcomes for our Fortune 500 clients. Our trajectory is one of continuous expansion, emerging at the crossroads of cutting-edge analytics, data proficiency, technology, and digital marketing excellence. We are...


  • Toronto, Canada Affirm Full time

    Affirm is reinventing credit to make it more honest and friendly, giving consumers the flexibility to buy now and pay later without any hidden fees or compounding interest. Our mission to deliver honest financial products that improve lives extends beyond borders. Consumers across the globe need safe, transparent financing. Our retail partners need Affirm...

  • Assistant Manager

    6 months ago


    Toronto, Canada PC Financial Full time

    **All referred applicants must first be submitted through Workday by a current Loblaw Colleague.** **Location**: 500 Lakeshore Blvd. West, Toronto, Ontario, M5V 2V9 **When you hire great people, great things can happen.** PC Financial offers unprecedented value to Canadians through payment products. We’re a different kind of bank with a different type...


  • Toronto, Canada TD Bank Full time

    **Role Type**: Undergraduate **Work Term**: **Work Location**: Canada **Hours**: 37.5 **Pay Details**: **Pay Details** **Department Overview** The Canadian Card Payments, Loyalty & Personal Lending (CCPL&PL) department is a dynamic team responsible for strategy, product development, customer lifecycle management and the financial performance of all...


  • Toronto, Canada Capital One Full time

    161 Bay Street (93021), Canada, Toronto,Toronto, Ontario, Manager, Card and Inclusive Insurance Benefits **Our Capital One Team** Yes, we’re a credit card company. But we’re more than that too. We’re driven by what our customers want, and how to make their lives simpler. We’re always looking for creative ways to offer digital solutions that make...


  • Toronto, Ontario, Canada Bank of Montreal Full time

    As a Senior Marketing Strategist for Corporate Cards, you will play a critical role in driving growth and differentiation for BMO's Corporate Card clients.The ideal candidate will have 4+ years of experience in managing marketing campaigns and a completed undergraduate degree in marketing, business, commerce, or a related discipline. Strong communication...


  • Toronto, Canada Scotiabank Full time

    **Requisition ID**: 188144 We are committed to investing in our employees and helping you continue your career at Scotiabank. **_ Please note that the role may be located in any of our offices in Latin America, Caribbean, Central America or Uruguay._** **_ Purpose_** The VP, Retail Payments, Card Issuing & Acquiring Business (The VP) provides strategic...


  • Toronto, Canada OTT Financial Full time

    OTT Pay Inc. "(OTT Pay)" is a fully funded established FINTECH focused on delivering simplified financial payment products. With a strategic emphasis on both Acquiring and Issuing businesses, we are developing a mobile-first platform that offers straightforward banking services, loyalty solutions, and innovative products including credit cards, accounts,...


  • Toronto, Canada OTT Financial Group Full time

    OTT Pay Inc. "(OTT Pay)" is a fully funded established FINTECH focused on delivering simplified financial payment products. With a strategic emphasis on both Acquiring and Issuing businesses, we are developing a mobile-first platform that offers straightforward banking services, loyalty solutions, and innovative products including credit cards, accounts,...

  • Marketing Strategist

    3 weeks ago


    Old Toronto, Canada The Toronto-Dominion Bank (Canada) Full time

    Job Opportunity at The Toronto-Dominion Bank (Canada)We are seeking a talented Marketing Strategist - Credit Cards to join our team!About the Role:The Marketing Strategist - Credit Cards will play a key role in supporting the delivery, execution and evaluation of key acquisition, account management and loyalty programs across the credit card portfolio.Key...


  • Toronto, Canada Peoples Group Full time

    **About us**: Peoples Group is a boutique Financial Institution with offices located in Vancouver, Calgary, Toronto and Montreal that has been in the Canadian marketplace for over 30 years. Our mission is to exceed our customers' expectations by providing exceptional customer service backed by extensive product knowledge and experience. Our culture here at...


  • Toronto, Ontario, Canada Royal Bank of Canada Full time

    About the RoleThis is an exciting opportunity for a Senior Financial Analyst to join our team in Royal Bank of Canada's Office of the CFO. As a key member of our team, you will be responsible for providing financial and strategic advice and analysis to support business decisions within Personal & Commercial Banking.Key Responsibilities:Consolidate financial...


  • Old Toronto, Canada IFG International Financial Group Ltd Full time

    Job OverviewWe are seeking a skilled Marketing Manager to lead the development and delivery of direct marketing campaigns for credit cards. This role involves managing creative and marketing communications processes, working with cross-functional teams, and overseeing workflow and deliverables from external third parties.About the RoleThis is a contract...