Mortgage Fulfillment Officer

2 months ago

Toronto, Canada HomeEquity Bank Full time

WHO WE ARE
HomeEquity Bank is a Schedule 1 Canadian chartered bank and the leading national provider of reverse mortgages, with a growing portfolio. As the only bank solely dedicated to serving homeowners 55 and up, we’re passionate about helping Canadian homeowners live retirement on their terms. We live that commitment every day, with a range of reverse mortgage solutions that include our flagship CHIP Reverse Mortgage product.
Our Values, Our Passion
At HomeEquity Bank, our values drive and inspire our actions with our customers, our partners and each other.
Customer-Focused. Passionate Advocates
Courage to Act. Do the Right Thing
One Team. One Vision
Think Long-Term. Ever-Evolving
Be Exceptional. Inspire Greatness
***:
The roles primary area of focus is the legal stage of the file journey. The Mortgage Fulfillment Officer is accountable for satisfying all the conditions placed by both the Underwriter and the Mortgage Loan Officer on all files, which are required for the advancement of files through to funding. This position also plays a role in the risk management of the business as it relates to securing valid enforceable security on every mortgage and ensuring full adherence to the Bank’s policies and procedures and regulatory requirements. The role encompasses a cursory review of files returned by lawyers and legal partners, ensuring that the documents meet guidelines.
**MAJOR ELEMENTS OF THE ROLE**:
The Mortgage Fulfillment Officer coordinates with various internal clients and partners (Sales and Underwriters) and external partners (Title Insurers and Provincial lawyers):

- To ensure a client focused experience - a mortgage structured to meet the client’s needs, funded on the client’s requested timeline, and
- To ensure a properly executed mortgage - a mortgage registered on title providing the Bank with the required appropriate security for the loan.
- To complete a cursory review of all documents and the overall file, and all conditions placed by both the Underwriter and the Mortgage Loan Officer
- Prepare all legal instructions, documentation and disclosures required and all other items required for fulfillment.
- Directly partner with legal entities representing HomeEquity Bank to ensure timely completion of the deal, with a clear eye on all closing dates and milestones
- Successfully coordinate the funding of files with internal accounting teams at HomeEquity Bank or external lawyers and firms

Key Responsibilities of this role include comprehensive file details with a large focus on the review of documentation required to satisfy all conditions and ensure all applicable laws, regulations, and internal policies have been respected. The role also requires a detailed pipeline review of all files assigned to the Fulfillment Officer, to ensure Service Level Agreements are maintained, and the file successfully moves within the legal stage.
This role is fast paced with a consistent workload. Expectations are to have a positive client experience every time coupled with accuracy of work and files that fund on time.
**SKILLS AND EXPERIENCE REQUIRED**:

- University Degree or Community College Diploma
- has a basic understanding of the current financial services’ environment
- has good communication and conflict management skills
- thrives on variety and continuous improvement
- well organized and is equally comfortable working on their own as well as being a contributing member of a collaborative team.
- Ability to adapt to changing environment and handle multiple priorities
- Proactive approach and sense of urgency to get things done
- Creative problem-solving skills with the ability to get results
- Some proficiency in Microsoft Office with the ability to learn new programs and/or platforms quickly
- Excellent customer service skills with a drive to build strong relationships
- French, oral and written

**Working Conditions Unique to Job**:

- Hybrid working environment

WHY WORK AT HOMEEQUITY BANK?
Great Environment
HomeEquity Bank offers a hybrid working environment supported with a culture of flexibility - an approach that is unique to each person, and that enables both business and individual needs to be met in a mutually beneficial way.
We pride ourselves in recognizing and celebrating performance, community service, teamwork, and diversity among our employees.
A Dynamic Culture - With People at the Centre
We believe our people make all the difference; our tireless commitment to inclusivity, professional development, and employee experience has been recognized through awards including the Greater Toronto’s Top Employers 2024,Waterstone Canada's Most Admired Corporate Cultures 2022-2023, the Globe and Mail's Report on Business: Canada's Top Growing Companies 2022 (third year since 2019), Canadian's Mortgage Professional (CMP) Top Mortgage Employer 2023 for the third year in a row and Achievers Top 50 Most Engaged Workplaces 2023.
Growth and Opportunities
We provide challenging and rew

  • Mortgage Fulfillment Officer

    4 weeks ago

    Toronto, Canada MCAN Mortgage Corporation Full time

    **Who we are**: At MCAN, we are most proud of the team we have built and our team member experience. Our people are respected industry innovators, influencers, and big thinkers. We do things differently than other lenders. Our business isn’t selling mortgages, it’s building relationships. MCANLIFE is shaped around a culture of customer-centricity for...

  • Mortgage Fulfillment Officer

    2 weeks ago

    Toronto, Ontario, Canada Scotiabank Full time

    Mortgage Fulfillment Officer Job DescriptionAt Scotiabank, we are seeking a highly skilled Mortgage Fulfillment Officer to join our team. As a Mortgage Fulfillment Officer, you will be responsible for ensuring the timely and accurate processing of mortgage applications.Key Responsibilities:Process mortgage applications from customer acceptance through to...

  • Mortgage Fulfillment Officer

    6 months ago

    Toronto, Canada Vault Credit Corporation Full time

    **Mortgage Fulfillment Officer** Vault is a non-bank private mortgage lending company. We have a progressive, friendly work environment and a culture of growth. **We are looking for a hard-working Mortgage Fulfillment Officer **to join our dynamic team.** complete, conditions are fulfilled, and meet targets while adhering to service standards and providing...

  • Mortgage Fulfillment Officer

    1 week ago

    Toronto, Ontario, Canada Scotiabank Full time

    Mortgage Fulfillment Officer Job DescriptionAt Scotiabank, we are seeking a highly skilled Mortgage Fulfillment Officer to join our team. As a Mortgage Fulfillment Officer, you will play a critical role in ensuring the timely and accurate processing of mortgage applications.Key Responsibilities:Provide accurate and efficient administration of approved...

  • Mortgage Fulfillment Officer

    2 weeks ago

    Toronto, Ontario, Canada Scotiabank Full time

    Mortgage Fulfillment Officer Job DescriptionScotiabank is seeking a highly skilled Mortgage Fulfillment Officer to join our team. As a Mortgage Fulfillment Officer, you will be responsible for ensuring the timely and accurate processing of mortgage applications.Key Responsibilities:Process Mortgage Applications: Monitor daily work, prioritize and complete...

  • Mortgage Fulfillment Officer

    2 weeks ago

    Toronto, Ontario, Canada Scotiabank Full time

    About the Role:We are seeking a highly skilled Mortgage Fulfillment Officer to join our team at Scotiabank. As a Mortgage Fulfillment Officer, you will be responsible for ensuring the timely and accurate processing of mortgage applications, from customer acceptance to funding.Key Responsibilities:Monitor daily work and prioritize assigned applications with a...

  • Mortgage Fulfillment Officer

    2 days ago

    Toronto, Canada Vault Credit Corporation Full time

    Vault is a non-bank private mortgage lending company. We have a progressive, friendly work environment and a culture of growth. We are looking for a hard-working **Mortgage** Fulfillment** Officer** to join our dynamic team. **Duties and Responsibilities** - Ensure mortgage files are complete and organized - Verifying/validating all required mortgage/client...

  • Mortgage Fulfillment Officer

    5 months ago

    Toronto, Canada Scotiabank Full time

       Requisition ID: 201671Join a purpose driven winning team, committed to results, in an inclusive and high-performing culture. Purpose:MOSE delivers a unique value proposition to Scotiabank by providing specialized underwriting and processing services to our Brokers, Home Financing Advisors and eHOME customers. During fiscal 2021, Mortgage Operations...

  • Mortgage Audit Analyst

    3 months ago

    Toronto, Canada MCAN Mortgage Corporation Full time

    **Who we are**: At MCAN, we are most proud of the team we have built and our team member experience. Our people are respected industry innovators, influencers, and big thinkers. We do things differently than other lenders. Our business isn’t selling mortgages, it’s building relationships. MCANLIFE is shaped around a culture of customer-centricity for...

  • Bilingual Mortgage Fulfillment Officer

    5 months ago

    Toronto, Canada Scotiabank Full time

    Requisition ID: 201672 Join a purpose driven winning team, committed to results, in an inclusive and high-performing culture. **Purpose**: **Accountabilities**: - Accurately preparing and forwarding instructions to the lawyer, vendor and/or branch within established SLA. - Accurately preparing final funding documents to ensure they are uploaded to the...

  • Mortgage Fulfillment Specialist

    5 months ago

    Toronto, Canada Questrade Financial Group Full time

    Questrade Financial Group (QFG) of Companies is committed to helping our customers become much more financially successful and secure. We are everything a traditional financial institution is not. At QFG, you will be constantly moving forward, bringing the future of fintech into existence. You will be a part of a collaborative team that cares deeply about...

  • Mortgage Underwriter

    5 months ago

    Toronto, Canada Hosper Mortgage Full time

    **Job Posting: Full-Time Mortgage Underwriter in Toronto, ON.** Hosper Mortgage is a Financial Service company in Toronto, ON. We are multi-awarded for what we do, named top alternative lender in Canada 4 years in a row, and are opening a rewarding position for an applicant whose duties would directly support the ongoing success of our business. This role...

  • Mortgage Agent Team Lead

    4 weeks ago

    Toronto, Ontario, Canada 8Twelve Mortgage Full time

    {"title": "Mortgage Agent Team Lead", "content": "About 8Twelve Mortgage Power Network8Twelve Mortgage Power Network is a fast-growing network of experienced mortgage agents, brokers, and brokerages. Our commitment is to provide hands-on training, underwriting, coaching, and ongoing support for independent agents in the industry.Our Proprietary TechnologyWe...

  • Mortgage Agent Team Lead

    3 weeks ago

    Toronto, Ontario, Canada 8Twelve Mortgage Full time

    About 8Twelve Mortgage Power NetworkWe are a fast-growing network of experienced mortgage agents, brokers, and brokerages, dedicated to providing our partners with hands-on training, underwriting, coaching, and ongoing support.Our Proprietary TechnologyWe have developed a customized end-to-end mortgage brokerage platform (INFIN8) that is disrupting the...

  • Mortgage Agent Team Lead

    3 weeks ago

    Toronto, Ontario, Canada 8Twelve Mortgage Full time

    About 8Twelve Mortgage Power NetworkWe are a fast-growing network of experienced mortgage agents, brokers, and brokerages, dedicated to providing our partners with hands-on training, underwriting, coaching, and ongoing support.Our Proprietary TechnologyWe have developed a customized end-to-end mortgage brokerage platform (INFIN8) that is disrupting the...

  • Mortgage Agent Team Lead

    4 weeks ago

    Toronto, Ontario, Canada 8Twelve Mortgage Full time

    {"title": "Mortgage Agent Team Lead", "content": "About 8Twelve Mortgage Power Network8Twelve Mortgage Power Network is a fast-growing network of experienced mortgage agents, brokers, and brokerages. Our commitment is to provide hands-on training, underwriting, coaching, and ongoing support for independent agents in the industry.Our Proprietary TechnologyWe...

  • Mortgage Agent Team Lead

    3 weeks ago

    Toronto, Ontario, Canada 8Twelve Mortgage Full time

    About 8Twelve Mortgage Power NetworkWe are a fast-growing network of experienced mortgage agents, brokers, and brokerages - the right partner for your business. Our commitment and dedication are providing you with hands-on training, underwriting, coaching, and ongoing support for independent agents in the industry.Our Proprietary TechnologyWe have proudly...

  • Experienced Mortgage Agent/Broker

    3 weeks ago

    Toronto, Ontario, Canada 8Twelve Mortgage Full time

    About 8Twelve Mortgage Power NetworkWe are a fast-growing network of experienced mortgage agents, brokers, and brokerages - the right partner for your business. Our commitment and dedication are providing you with hands-on training, underwriting, coaching, and ongoing support for independent agents in the industry.Our Proprietary TechnologyWe have proudly...

  • Manager, Mortgage Fulfillment

    4 months ago

    Toronto, Canada RFA Canada Full time

    RFA’s residential mortgage lending business is operated by RFA Mortgage Corporation and RFA Bank of Canada, a federally regulated Schedule I Bank. RFA Mortgage Corporation specializes in Prime lending (Insured, Insurable, Uninsurable), while RFA Bank of Canada is a balance sheet based Alternative mortgage lender (Alt-A and B lending). Combined, RFA offers...

  • Manager, Mortgage Fulfillment

    4 months ago

    Toronto, Canada RFA Bank of Canada, RFA Mortgages Corp. Full time

    RFA’s residential mortgage lending business is operated by RFA Mortgage Corporation and RFA Bank of Canada, a federally regulated Schedule I Bank. RFA Mortgage Corporation specializes in Prime lending (Insured, Insurable, Uninsurable), while RFA Bank of Canada is a balance sheet based Alternative mortgage lender (Alt-A and B lending). Combined, RFA offers...