Customer Service Representative
5 days ago
Job Title: Retail Banking Sales & Service Representative
About the Role:
We are seeking a highly motivated and customer-focused Retail Banking Sales & Service Representative to join our team. As a key member of our branch, you will be responsible for delivering exceptional service to our customers and prospects, identifying their needs, and providing advice and guidance on financial solutions that meet their individual needs.
Key Responsibilities:
- Deliver exceptional customer service and build strong relationships with customers
- Identify customer needs and provide advice and guidance on financial solutions
- Support customers with banking services, including handling transactions and resolving issues
- Offer advice and guidance on available digital and self-serve options
- Review customer profiles and engage in needs-based conversations to identify potential opportunities
- Contribute to meeting branch business results and the customer experience
- Support operational activities, including inventory management and escalated service requests
- Manage and reconcile cash transactions between treasury and branch units
- Execute routine tasks within relevant service level agreements
- Act as a key member of a collaborative and versatile branch and market team
- Probes to understand customer personal banking and credit card needs and integrates marketing promotions and programs into customer conversations
- Organize work information to ensure accuracy and completeness
- Takes the initiative to find creative approaches that make each customer's experience feel personal
- Looks for ways to contribute to the ongoing improvement of the overall branch customer experience
- Contributes to business results and the overall experience delivered in the branch
- May work at multiple branches based on market needs
- Follows through on risk and compliance processes and policies
- Keeps current with the wider financial services marketplace and our commitment to uphold the highest ethical requirements of our industry
- Maintains current knowledge of personal banking products, practices, and trends
- Identifies and reports suspicious patterns of activity that are suspected to be related to money laundering
- Complies with legal and regulatory requirements for the jurisdiction
- Protects the Bank's assets in compliance with all regulatory, legal, and ethical requirements
- Completes standardized tasks under supervision
- Performs initial problem solving within given rules/limits & escalates when required
Qualifications:
- No prior experience necessary; post-secondary degree or certification in related field of study is desirable
- High-level knowledge of personal, commercial and partner offers, and how each can best serve customers' individual needs
- Confident and experienced in the use of social media, tablets, smart phones, online tools, and applications
- Highly skilled at helping people who don't find digital applications intuitive to gain confidence in how to use them and to understand their benefits
- Projects a professional presence
- Basic knowledge of specialized sales and business banking solutions to refer to specialists
- Passionate commitment to helping customers
- A focus on delivering a personal experience to customers
- Resourceful self-starter with courage and confidence to approach customers
- Readiness to collaborate and work in different capacities as part of a team
- Strong interpersonal skills, including the ability to build rapport and connections with customers
- An aptitude for listening, solving problems, and responding flexibly and creatively to new challenges
- Basic knowledge learned on the job
- Verbal & written communication skills - Basic (in business environment)
- Organization skills - Basic (in business environment)
- Collaboration & team skills - Basic (in business environment)
About BMO:
BMO Financial Group is a leading financial institution with a commitment to delivering exceptional service to our customers and communities. We are driven by a shared Purpose: Boldly Grow the Good in business and life. It calls on us to create lasting, positive change for our customers, our communities and our people. By working together, innovating and pushing boundaries, we transform lives and businesses, and power economic growth around the world.
What We Offer:
We offer a competitive salary, comprehensive benefits package, and opportunities for growth and development. Our total compensation package will vary based on the pay type of the position and may include performance-based incentives, discretionary bonuses, as well as other perks and rewards.
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