Current jobs related to Senior Credit Solutions Manager, Commercial Banking - Montreal East - Scotiabank

  • Senior Commercial Credit Manager

    3 weeks ago

    Montreal, Quebec, Canada Scotiabank Full time

    Job SummaryWe are seeking a highly skilled Senior Commercial Credit Manager to join our team at Scotiabank. This is a unique opportunity to leverage your expertise in commercial credit analysis and business development to drive success in our National Hospitality team.About the RoleThe Senior Commercial Credit Manager will be responsible for creating...

  • Commercial Banking Business Solutions Advisor

    3 weeks ago

    Montreal, Quebec, Canada National Bank Full time

    Succeed in a dynamic and supportive environmentWe are seeking an experienced Commercial Banking Business Solutions Advisor to join our team at National Bank. As a key player in our customer service center, you will be responsible for providing exceptional support to our business clients, helping them navigate their banking transactions and credit needs.About...

  • Senior Commercial Banking Professional

    4 weeks ago

    Montreal, Quebec, Canada Royal Bank of Canada> Full time

    As a Relationship Manager, Commercial Financial Services Trainee at Royal Bank of Canada, you will be responsible for delivering value-added financial advice and solutions to commercial business clients in the areas of accounts, operating services, credit, lending, and deposits.What We OfferIn this role, you will have the opportunity to work in a dynamic,...

  • Senior Business Development Manager

    3 weeks ago

    Montreal, Quebec, Canada Royal Bank of Canada Full time

    Opportunity OverviewWe are seeking a highly motivated and experienced Senior Business Development Manager to join our Commercial Banking team at Royal Bank of Canada. In this role, you will be responsible for delivering value-added financial advice and solutions to commercial business clients.Job SummaryThis is an exciting opportunity for a seasoned...

  • Senior Financial Credit Relationship Manager

    3 weeks ago

    Montreal, Quebec, Canada Royal Bank of Canada Full time

    At Royal Bank of Canada, we are seeking a Senior Financial Credit Relationship Manager to join our team in Montreal. As a key member of our Private Banking group, you will play a vital role in providing innovative credit solutions and professional advice to high net worth Canadians.About the RoleThis is an exciting opportunity for a seasoned credit...

  • Senior Commercial Banking Transformation Advisor

    2 months ago

    Montreal, Canada Banque Nationale du Canada Full time

    p>Job Number: 23321Category: Senior ProfessionalStatus: PermanentSchedule: Full-TimeDate: 07-Nov-2024Area of Interest: Advisory services, Commercial bankingAs a Senior Commercial Banking Transformation Advisor, you will join a dynamic team whose mission is to accelerate the transformation of Commercial Banking by collaborating with colleagues in various...

  • Senior Advisor Commercial Banking Transformation

    4 weeks ago

    Montreal, Canada Banque Nationale du Canada Full time

    p>HybridJob Number: 23123Category: Senior ProfessionalStatus: PermanentType of Contract: PermanentSchedule: Full-TimeCity: MontrealProvince/State:Area of Interest: Advisory services, Commercial bankingA career as a Senior Advisor in Commercial Banking Transformation means actively contributing to a successful transformation of the National Bank's Commercial...

  • Senior Data Scientist credit risk management

    3 months ago

    Montreal, Canada National Bank Full time

    A career as a Senior analytical data scientist within the Credit risk models team involves acting as an expert in credit risk modeling. You will work on developing and deploying models to assess the credit risk of retail and commercial clients of the bank, on combining data with internal credit expertise to develop models that are both performing and...

  • Senior Advisor Commercial Banking Transformation

    4 weeks ago

    Montreal, Canada National Bank Full time

    p>Category: Senior Professional Status: Permanent Type of Contract: Permanent Schedule: Full-Time Area of Interest: Advisory services, Commercial banking A career as a Senior Advisor in Commercial Banking Transformation means actively contributing to a successful transformation of the National Bank's Commercial banking by playing a leading role in several...

  • Senior Wealth Management Professional

    4 weeks ago

    Montreal, Quebec, Canada Scotiabank Full time

    Job SummaryWe are seeking a Senior Wealth Management Professional to join our team in Montreal, Canada.About ScotiabankScotiabank is a leading bank in the Americas, guided by our purpose: "for every future". We help our customers, their families and their communities achieve success through a broad range of advice, products and services.Salary and...

  • Senior Data Scientist

    3 months ago

    Montreal, Canada National Bank of Canada Full time

    p>A career as a Senior analytical data scientist within the Credit risk models team involves acting as an expert in credit risk modeling. You will work on developing and deploying models to assess the credit risk of retail and commercial clients of the bank, on combining data with internal credit expertise to develop models that are both performing and...

  • Senior Account Manager for Commercial Printing Solutions

    2 weeks ago

    Montreal, Quebec, Canada Konica Minolta Business Solutions U.S.A., Inc. Full time

    About UsKonica Minolta Business Solutions U.S.A., Inc. is a leading provider of innovative printing solutions.Job SummaryWe are seeking an experienced Senior Account Executive to join our team as a Senior Account Manager for Commercial Printing Solutions.As a Senior Account Manager, you will be responsible for leading a territory with a list of accounts,...

  • Senior Commercial Banking Transformation Advisor

    2 months ago

    Montreal, Canada National Bank Full time

    Being a Senior Commercial Banking Transformation Advisor, you join a dynamic team whose mission is to accelerate the transformation of Commercial Banking by working with colleagues in various partner sectors. You'll also have the opportunity to learn and develop within a team that communicates openly and promotes transparency, integrity and respect for...

  • Senior Credit Risk Manager

    4 weeks ago

    Montreal, Quebec, Canada Scotiabank Full time

    OverviewWe are seeking a Senior Credit Risk Manager to join our team in Canada. The successful candidate will contribute to the overall success of the Adjudication Centre of Expertise / Global Operations in Canada, ensuring specific individual goals, plans, and initiatives are executed/delivered in support of the team's business strategies and objectives.The...

  • RBC Commercial Banking Trainee

    1 month ago

    Montreal, Quebec, Canada RBC Full time

    We are seeking a talented and motivated Commercial Lending Professional to join our team at RBC. As a key member of our commercial banking platform, you will be responsible for delivering exceptional client service and providing tailored financial solutions to our commercial business clients.About the RoleThis is an excellent opportunity for someone who is...

  • Senior Business Banking Advisor

    3 weeks ago

    Montreal, Quebec, Canada National Bank Full time

    Unlock Your Potential as a Senior Business Banking AdvisorWe are seeking an experienced and results-driven Senior Business Banking Advisor to join our Commercial Banking team. As a key member of our team, you will be responsible for building and maintaining strong relationships with our business clients, identifying their financial needs, and providing...

  • Senior Commercial Underwriting Manager, CFG

    7 days ago

    Montreal, Canada Disability Solutions Full time

    Joignez-vous à la Banque Qui DéfieÃtre une banque traditionnelle n'est tout simplement pas notre genre. Nous croyons fermement à l'innovation dans l'expérience bancaire parce que nous pensons que les Canadiens méritent de meilleures options. Nous nous mettons au défi, ainsi que nos équipes, de transformer de façon créative tout ce...

  • Senior Data Scientist credit risk management

    3 months ago

    Montreal, Quebec, G4F, CA National Bank Full time

    A career as a Senior analytical data scientist within the Credit risk models team involves acting as an expert in credit risk modeling. You will work on developing and deploying models to assess the credit risk of retail and commercial clients of the bank, on combining data with internal credit expertise to develop models that are both performing and...

  • Commercial Banking Relationship Manager

    4 weeks ago

    Montreal, Quebec, Canada National Bank Full time

    Job OverviewAs a Commercial Banking Relationship Manager at National Bank, you will be responsible for building and maintaining strong relationships with clients in the commercial banking sector.About the RoleThe ideal candidate will have excellent customer service skills and be able to work independently in a fast-paced environment. You will be responsible...

  • Private Banker, Private Banking

    4 weeks ago

    Montreal, Canada Scotiabank Full time

    Join a purpose driven winning team, committed to results, in an inclusive and high-performing culture.The Private Banker possesses strong knowledge of customized commercial lending, risk management, financial products and services, wealth management and retail lending. The incumbent has comprehensive experience and product knowledge to deliver service and...

Senior Credit Solutions Manager, Commercial Banking

7 months ago

Montreal East, Canada Scotiabank Full time

Requisition ID: 196042

Join a purpose driven winning team, committed to results, in an inclusive and high-performing culture.

Purpose


Contributes to the overall success of Canadian Business Banking, ensuring specific individual goals, plans, initiatives are executed / delivered in support of the team’s business strategies and objectives while also ensuring all activities are conducted in compliance with governing regulations, internal policies and procedures.


The Senior Credit Solutions Manager (Sr.CSM) provides financial solutions for clients through various tasks such as risk analysis, deal structuring, credit pricing, negotiation and presentation in concert with the Senior Client Relationship Manager “SCRM”. The incumbent interfaces directly with clients, in partnership with the SCRM. The Sr. CSM liaises with Global Risk Management through the credit decision-making process.


The incumbent is a specialist in credit and provides financial solutions for clients through various tasks such as risk analysis, deal structuring, credit pricing, negotiation and presentation. He/She manages a customer portfolio of moderate to higher complexity.


The incumbent is responsible for ensuring their portfolio meets compliance to various credit metrics as well as monitoring the portfolio to identify any negative trends. The incumbent works closely with the SCRM, Credit Analysts and Service Specialists.


Accountabilities:

Champions a customer focused culture to deepen client relationships and leverage broader Bank relationships, systems and knowledge. Contributes to the profitable development of Canadian Business Banking by: Ensuring the timely analysis, structuring and presentation of credit proposals; Providing prompt and sound recommendations in the analysis and presentation of credit proposals; Ensuring effective communication with the SCRM to clearly convey the rationale for decisions, so that they may respond effectively to clients; Recommending pricing for loans and credit-related fees yielding a return commensurate with risk and due regard to profit, administration and competitive considerations; Recommending terms, conditions and covenants to provide a viable banking proposal to the client within sound credit lending practices; Restructuring marginal proposals into bankable deals where possible; Providing guidance and counsel to SCRM, so that they may better serve clients’ needs. Ensures the accurate communication and effective and timely implementation of the terms and conditions of an authorization by: Reviewing all authorizations to ensure accuracy, completeness and clarity; Ensuring prompt follow-up for acceptance of the authorization and reacting swiftly to any problems, amendments, extensions, reporting to senior management and SCRM where necessary; Promptly and effectively addressing issues surrounding the adequacy, quality and completeness of loan documentation and security; Liaising with SCRM to ensure any required changes and follow-up for the accurate execution and delivery of same prior to disbursement of funds. Ensure the ongoing quality of the assigned credit portfolio through control and administration of the specific conditions and reporting requirements, as specified in individual authorizations are adhered to by : Directing and assisting Credit Analysts (CA)/ Service Specialists (SS) in the detailed evaluation of all information received, reporting deficiencies or any negative findings to senior management; Adhere to any regulatory and internal Bank policies and requirements; Advising senior management of any credit weakness developing within individual accounts, by ongoing awareness and analysis of relevant financial, legal, political, technological and industry information. Provide coaching/counselling/Oversight to Credit Analysts by : Developing the credit competencies of the CA’s in relation to assigned accounts; Providing timely performance feedback on credit analysis presented. Champion and support a culture of diversity and other initiatives aligned with the Bank Strategy. Understand how the Bank’s risk appetite and risk culture should be considered in day-to-day activities and decisions. Actively pursues effective and efficient operations of his/her respective areas, while ensuring the adequacy, adherence to and effectiveness of day-to-day business controls to meet obligations with respect to operational risk, regulatory compliance risk, AML/ATF risk and conduct risk, including but not limited to responsibilities under the Operational Risk Management Framework, Regulatory Compliance Risk Management Framework, AML/ATF Global Handbook and the Guidelines for Business Conduct. Champions a high performance environment and contributes to an inclusive work environment.

Education:

University degree in business or economics or other Business Specialty background. Commitment to participate in other training requirements as determined by the Bank from time to time.


Skills/Work Experience :

Previous work experience of at least 2-5 years is preferred. In-depth knowledge of the Bank’s lending policies, practices and procedures, as well as an awareness of business trends economic, technological, social, legal and political conditions and factors which could affect the viability of a credit. A solid knowledge and understanding of financial statements and accounting principles and policies is a must. Excellent risk assessment and credit skills and ability to structure deals. Strong understanding of loan documentation. Strong knowledge of Canada’s financial services marketplace and of the assigned market area’s key industries, major customers and competitive positioning within the assigned market areas. Solid understanding of the Canadian Business Banking objectives, strategies and structures. To complement this, the incumbent must possess tactical planning skills and implementation/ management skills. Good sales management, coaching, relationship building and leadership skills are essential, along with the ability to influence and motivate others. Must set a positive example of change and encourage others to do the same. Strong interpersonal skills are essential for business development/customer relationship building and to facilitate a positive and effective team environment. Must be able to effectively articulate their views to all levels both within the Bank and externally in the marketplace. Strong personal computer skills and familiarity with word processing, spreadsheet software and planning tools are necessary as the incumbent uses a PC for a variety of communication, sales management and general information activities including preparing documents, monitoring results and responding to enquiries. Strong knowledge of commercial Banking products and services, including systems, routines and operating procedures. Thorough knowledge of Bank’s business lending and deposit products and services, and customer profitability model. Thorough knowledge of competitor offerings and alternative sources of financing. Good knowledge of products and services provided by the Bank’s specialized sales forces and other delivery channels such as Global Banking & Markets, Global Transaction Banking, Global Wealth Management, Retail & Small Business Banking, etc. Thorough knowledge of all commercial management platforms. Working knowledge of services provided by support areas such as Shared Services Business Support.

Working Conditions

Work in a standard office-based environment; non-standard hours are a common occurrence. No travel.

Pursuant to a language needs assessment conducted by Scotiabank, the successful candidate will be required to be able to communicate in English in addition to French because they will be required to work closely with other groups from head office who operate primarily in English and will serve an English and French-speaking clientele frequently.