Credit Analyst Ii or Iii

**Employment Status: Full Time (37.5 hours per week)**

**Compensation: commensurate with experience and education**

We are currently looking for a **Credit Analyst II or III** to join our **Commercial - Calgary**team.

Servus Credit Union is Alberta's largest member-owned credit union, known for building strong, resilient communities by helping our members feel good about their money. One of Canada's Best Managed Companies for 20 consecutive years and ranked as one of the top banks in Canada on Forbes World's Best Banks list for two years in a row, we are a team of smart, gutsy and driven individuals.

Your primary goal is to provide our small business advisors with administrative and analytical support so they can focus on reimagining our members' financial fitness.

More specifically, the scope of your responsibilities will include, but are not limited to:

- Reviewing and analyzing financial statements
- Preparing credit investigations, security inspections and searches
- Working with business Lending Support to oversee procession of credit progress advances
- Preparing credit facility letters for review; assist in resolution of outstanding security/account deficiencies
- Having detailed knowledge and understanding of the corporate structure of members (Op-co, Holdco, multiple owners etc.)
- Understanding and interpreting complex statements; able to consolidate statements
- Calculating and understanding more complex ratios and what they mean in relation to credit
- Being proficient in required security documentation
- Completing complex credit reviews and renewal with mínimal supervision and be able to complete short form reviews, ensuring compliance with all credit policies and practices using: account status and repayment history, financial statement review, security review, debt service analysis and risk ratings
- Ensuring all documentation is completed and accurate
- Assisting members with loan and deposit inquiries
- Communicating information accurately to members and team members
- Preparing commercial loan renewals
- Ensuring a high level of member satisfaction by assisting with inquiries, following up as necessary, and understanding the members finances to recommend the most valuable products and services
- Differentiating between credit union and competitor products and service
- Participating in the development and support achievement of sales targets and marketing plans

**Requirements**:
To qualify, you will need at least the following:

- 1-2 years of banking experience as a Financial Advisor or Credit Analyst I/II
- Knowledge of reading financial statements
- Minimum Grade 12 with combination of education and practical experience
- Diploma in Business Administration or Management with courses in legal terminology or business law an asset

**Benefits**

Working for Servus has outstanding benefits. In addition to standard benefits like health and wellness, vacation and retirement savings programs, we also provide other important benefits such as:

- Training & Development Opportunities
- Career Advancement Potential
- Flexible work options
- Competitive Compensation including performance-based incentive pay
- Meaningful work towards individual and corporate goals
- Opportunities to get involved and give back through an employee volunteer program

For information about these benefits and more, click here.

At Servus, our employees are also members. This means you'll have all the benefits of being a member of the credit union including profit sharing, voting for the board of directors, and all of the services we providewith a few additional perks

**What happens next?**

Only those applicants selected for an interview will be contacted. Should you require any accommodations during the hiring process, please advise us at that time.
- Discover a sense of belonging amongst a team of unique, authentic individuals working together to reimagine financial fitness. We value and celebrate the richness that diverse backgrounds and experiences bring to our community. Your skills, passion, and curiosity may find a sense of belonging at Servus, so even if you don’t check every box we encourage you to apply_

indm