Credit Analyst

**Join Servus Credit Union** - **Canada’s Largest Credit Union** At **Servus Credit Union**, we do things differently—because we’re a credit union, not a bank. And that difference matters. We believe in putting **people before profits**, which is why our members are also our owners. Every dollar we earn is reinvested into the things that matter most**:our members, our employees, and our communities**. Whether it’s through profit sharing, competitive rates, or local initiatives that make a real impact, we’re here to help Albertans feel good about their money. We’re looking for passionate, values-driven people to join our team. We welcome individuals from all backgrounds who are aligned with our values and are eager to contribute in meaningful ways. If you're excited to grow your career with a team that’s innovative, hardworking, collaborative and deeply rooted in community, **we want to meet you**. **Join Servus and discover a better way to work.** We are hiring for a full-time **Credit Analyst** for our **Calgary Region - Commercial** **Markets** team. This is a "hybrid" role. Your primary goal is to provide our Commercial Banking Advisors and Relationship Managers with administrative and analytical support so they can focus on helping their business members feel good about their money. **What you'll be doing**: - Reviewing and analyzing financial statements - Preparing credit investigations, security inspections and searches - Working with business Lending Support to oversee procession of credit progress advances - Preparing credit facility letters for review; assist in resolution of outstanding security/account deficiencies - Having detailed knowledge and understanding of the corporate structure of members (Op-co, Holdco, multiple owners etc.) - Understanding and interpreting complex statements; able to consolidate statements - Calculating and understanding more complex ratios and what they mean in relation to credit - Being proficient in required security documentation - Completing complex credit reviews and renewal with mínimal supervision and be able to complete short form reviews, ensuring compliance with all credit policies and practices using: account status and repayment history, financial statement review, security review, debt service analysis and risk ratings - Ensuring all documentation is completed and accurate - Assisting members with loan and deposit inquiries - Communicating information accurately to members and team members - Preparing commercial loan renewals - Ensuring a high level of member satisfaction by assisting with inquiries, following up as necessary, and understanding the member's finances to recommend the most valuable products and services - Differentiating between credit union and competitor products and service - Participating in the development and support achievement of sales targets and marketing plans **What you bring**: - 1-2 years of banking experience as a Financial Advisor or Credit Analyst - Knowledge of reading financial statements - Minimum Grade 12 with combination of education and practical experience - Diploma in Business Administration or Management with courses in legal terminology or business law an asset **Why Servus?** Working for Servus has outstanding benefits. In addition to standard benefits like health and wellness, vacation and retirement savings programs, we also provide other important benefits such as: - Competitive compensation including performance-based incentive pay and profit share - Training & Development Opportunities - Career Advancement Potential - Flexible work options - Meaningful work towards individual and corporate goals - Opportunities to get involved and give back through an employee volunteer program At Servus, our employees are also members. This means you'll have all the benefits of being a member of the credit union including profit sharing, voting for the board of directors, and all of the financial services we provide with a few additional perks **What happens next?** **Posting Closes: August 29, 2025