Manager, Program Finance

At

CWB

, we strive to build value for the people who choose us every day: our people, our clients and our investors. We do this by holding true to the values that guide us. We put people first and build relationships with intention. We seek out and embrace new ideas, knowing that better is always possible. We believe that how we do things is as important as what we do. And we harness the power of inclusion. Our culture is who we are and how we show up - as individuals and as a team - to accomplish our strategy.

Role Specifications

CWB Maxium. Trusted partners. Experienced lenders.

Financial needs are unique, and so are the financial solutions.
- CWB Maxium

offers creative structured financing that responds directly to the specific needs of each customer. We have earned a reputation for innovative lending solutions coupled with an unparalleled ability to build long-term relationships. With more than 35,000 customers and financial portfolio exceeding $2 billion and still growing. As a

CWB Financial Group

company, CWB Maxium has the backing of a strong funder and larger, diversified organization, which gives us the opportunity to help more customers, in more ways, and to take our company to another level of service, performance and growth.

The opportunity

As Manager, Program Finance - the incumbent will provide comprehensive credit support for assigned existing CWB Maxium clients and new opportunities with client-facing growth opportunities. The majority of CWB Maxium’s Program clients have a national presence with each requiring their own unique structured finance solution.

Program oversight
- Manage the credit approval process for assigned Program client relationships, including, but not limited to: structuring of new accounts, annual reviews, preparation and presentation of credit submissions to Credit Risk Management
- Support assigned Account Managers from a credit perspective, with growth opportunities in fulsome client-facing account management
- Partner with colleagues to foster new Program Customer relationships and onboarding of new Program Customers
- Promote awareness of CWB Group’s various national business offerings to increase account penetration and maximize corporate sales revenues
- Attend site visits with or without lead Account Manager or Audit Manager, as required
- Provide accurate monthly business volume forecasts in a form and level of detail acceptable to CWB Maxium
- Preparation of the purchase or loan master agreements in conjunction with legal, as required
- Ensure customer compliance with master governing agreement triggers and covenants
- Prepare various monthly and quarterly Program Customer reports as may be required
- Utilize Microsoft Outlook for all appointments and scheduling and utilize 3rd party portfolio management software for all facility management.

Foundational knowledge and experience:
A bachelor’s degree in commerce, finance or accounting combined with four years of financial services experience within functions of commercial lending and credit adjudication supported by well-developed skills in financial statement analysis, structuring transactions, and knowledge of effective risk mitigation strategies for credit underwriting. Equivalent learning and experience will be considered.

Critical success factors

Customer focused. Deliver outstanding customer experiences at every interaction and execute on plans to continuously build the customer experience, in line with CWB’s brand promise. Provide full-service solutions for clients with the view to be every customer’s primary financial partner.

Relationship oriented. Develop and execute a relationship strategy for each customer, identify the key issues surrounding the relationship and implement a strategy to facilitate the expansion of our partnership with the business.

Financially savvy. Practiced skills in financial statement analysis and concrete know how of effective risk mitigation strategies for credit underwriting.

Strategic thinking, decisive action. Confidence in the art of negotiation, influencing and collaboration skills. Demonstrated ability to assess complex scenarios, make appropriate recommendations and assess complex scenarios and make appropriate recommendations.

Effective Communicator. You can communicate and convey messages concisely. You have refined your negotiation, influencing and collaboration skills. Your communication and relationship skills support your innate ability to easily work across multiple business units.

Problem Solver. You approach work with a sense of wonder, learning how to adapt and solve problems utilizing your analytical and reasoning skills - making sound decisions, relying on your confidence to assess complex scenarios.

Organization and Time Management. You have the knack to effectively manage several priorities simultaneously and a keen eye for details.

Decision Maker. You are energized when faced with ambiguity and can adjust your approach - wit