Senior Credit Manager for Multi-Unit Real Estate

4 weeks ago


Montreal, Quebec, Canada National Bank Full time

About the Role:

We are seeking a highly skilled Senior Credit Manager to join our team in the Real Estate Finance sector. As a key member of our team, you will be responsible for conducting quality credit analysis, structuring credit applications, and negotiating credit terms and conditions.

Key Responsibilities:

  • Conduct thorough credit analysis and make recommendations to ensure the Bank's risk criteria are met.
  • Structure credit applications to mitigate risk and develop financing scenarios that meet customer needs.
  • Collaborate with the Multi-Residential Account Manager to establish construction or term financing needs.
  • Negotiate credit terms and conditions with the Credit Centre and SCHL as required.
  • Obtain feedback from account managers and modify credit applications as necessary to ensure they meet the Bank's requirements.
  • Work with account agents and the Credit Centre to produce documents and update files.
  • Act as a credit resource within the team and support the development of team members' skills.

About the Team:

You will be part of a large team of 12 colleagues and report to the Associate Vice-President, Portfolio Management Team – Real Estate Finance Canada. Our team is known for its dynamism and expertise in real estate financing, and we work in a hybrid mode, allowing you to divide your time between the office and working from home.

Requirements:

  • Industry-related bachelor's degree and six years of relevant experience, or industry-related master's degree and four years of relevant experience, or undergraduate university/PUB certificate and eight years of relevant experience.
  • Negotiation experience.
  • Experience in SCHL multi-units Credit of 6 units or more and construction loans.
  • Experience in financial statement analysis.

We Offer:

In addition to competitive compensation, you will be eligible for a wide range of flexible benefits to help promote your wellbeing and that of your family, including health and wellness programs, flexible group insurance, and generous pension plans.



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