Small Business Credit Risk Manager

1 week ago


Mississauga, Ontario, Canada Scotiabank Full time

About the Role

As a Small Business Credit Risk Manager, you will play a vital role in evaluating and approving credit applications for our valued small business clients. Your expertise in financial analysis and risk assessment will be instrumental in ensuring responsible lending practices and contributing to the growth of our portfolio.

Key Responsibilities

  • Conduct thorough reviews of credit applications, financial statements, and supporting documentation, applying your knowledge of credit policies and procedures.
  • Utilize advanced credit judgment techniques, including the five C's of credit, to assess risk and determine appropriate lending terms.
  • Adjudicate credit requests within established limits and escalate complex cases for further review, providing well-reasoned recommendations.
  • Collaborate effectively with internal partners, such as branch staff and relationship managers, to provide guidance on credit applications and ensure a seamless customer experience.
  • Stay abreast of industry trends, regulatory changes, and best practices in credit risk management.

Skills and Qualifications

  • Comprehensive understanding of small business lending products and services.
  • Expert knowledge of banking policies, procedures, financial analysis techniques, and risk assessment methodologies.
  • Strong analytical and problem-solving skills with the ability to interpret complex financial data.
  • Excellent communication and interpersonal skills, both written and verbal, to effectively convey credit decisions and recommendations.
  • Proven ability to work independently and as part of a team in a fast-paced environment.

What We Offer

At Scotiabank, we are committed to providing our employees with a rewarding and challenging work environment. We offer competitive compensation and benefits packages, opportunities for professional development, and a culture that values teamwork, diversity, and inclusion.



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