Director, Consumer Lending Solutions

6 days ago


Toronto, Ontario, Canada Scotiabank Full time
Job Overview

We are seeking a seasoned professional to lead our consumer lending solutions team as a Director. This role is responsible for driving the development of our Buy Now Pay Later (BNPL) roadmap and optimizing lending revenues through pricing strategy.

About the Role

This position requires a strategic thinker with excellent leadership skills and a passion for creating customer value. You will be accountable for developing and implementing strategies to drive credit card balance growth, leveraging data insights to inform your decisions.

Key Responsibilities
  • Lead the development of the BNPL feature expansion roadmap, including determining customer value propositions and managing end-to-end customer journeys.
  • Keep up-to-date on competitive insights for BNPL innovation and pricing changes in the market.
  • Recommend BNPL expansion opportunities and pricing changes based on competitive, customer, and profitability analysis.
  • Identify and recommend new payments/products service enhancements, working through business casing to eventual implementation.
  • Lead pricing strategy for credit cards to optimize lending revenues through pricing changes or pricing innovation.
  • Create strategies to drive credit card balance growth by optimizing lending levers, new product feature developments, or digital journey enhancements.
Requirements

To succeed in this role, you will need:

  • A bachelor's degree; an MBA or Master's degree in Finance is an asset.
  • 5-10 years of professional experience, with a strong background in payments and banking.
  • Experience in product management, strategy, consulting, or operating a business is an asset.
  • Strong analytical and problem-solving skills, with the ability to communicate complex ideas effectively.
  • Demonstrated written and oral communication skills, with the ability to build presentations, project plans, and dashboards.
What We Offer

We offer a competitive salary range of $150,000 - $250,000 per year, depending on experience. Additionally, we provide a comprehensive benefits package, including health insurance, retirement savings, and paid time off.



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