Director of Commercial Financial Services

1 week ago


Québec, Quebec, Canada Royal Bank of Canada Full time
Opportunity Overview

As a Director of Commercial Financial Services, you will play a key role in driving business growth through the structuring, delivery, and management of credit for a portfolio of large commercial clients. You will lead the end-to-end credit relationship for a defined portfolio of clients, focusing on loan origination and ongoing portfolio quality oversight.

Key Responsibilities
  • Collaborate with client relationship managers to structure, deliver, and close loan transactions, including credit submissions to Group Risk Management and transaction presentations to clients.
  • Develop and present credit pitches that clearly articulate the advantages and benefits of proposed credit solutions to existing and potential clients.
  • Manage all aspects of the credit approval process, including ComCom and GRM, and develop strong working relationships with National Office personnel and risk managers.
  • Actively develop, strengthen, and deepen client relationships and engage with key RBC partners, including Group Risk Management, Private Banking, and Corporate Client Group.
  • Exercise due diligence in recommending credit applications and work collaboratively with Risk Management to find the appropriate mix of credit risk and structural mitigants.
  • Maintain portfolio quality oversight through proactive portfolio management, including annual credit renewals, covenant monitoring, and control.
Requirements
  • Proven track record in financial and credit analysis in support of exceptional client relationship management.
  • Minimum three years' experience in commercial lending at a major financial institution.
  • Undergraduate degree in Business, Economics, Accounting, or Finance with strong quantitative, financial modeling, and analytical skills.
  • Strong skills with Microsoft Office and experience with emerging resources, communications, and technology.
  • Professional verbal and written communication skills with a high level of attention to detail.
  • Strong organizational skills, ability to perform well under pressure, prioritize multiple tasks and projects, and meet time-sensitive deadlines.
  • Fluency in both French and English to serve RBC's French and English-speaking customers.
Preferred Qualifications
  • MBA, CPA, or CFA.
  • Work experience in corporate lending or corporate finance.
  • Trained in credit and accounting with an ability to manage complex concepts.
What's in it for you?

We thrive on the challenge to be our best, progressive thinking to keep growing, and working together to deliver trusted advice to help our clients thrive and communities prosper. We care about each other, reaching our potential, making a difference to our communities, and achieving success that is mutual.

Ability to make a difference and lasting impact.

Work in a dynamic, collaborative, progressive, and high-performing team.

Opportunities to do challenging work.



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