Commercial Mortgage Analyst

4 weeks ago


Toronto, Ontario, Canada BGO Full time
Position: Commercial Mortgage Analyst

At BGO, we foster a collaborative environment where shared values drive our success and personal growth.

With a legacy dating back to 1865 in Canada, Sun Life Financial has established itself as a reputable leader in insurance and financial services, operating in key global markets.

BGO cultivates a workplace culture that attracts and retains top talent.

We prioritize opportunities for advancement and professional development by equipping our employees with the necessary resources to excel and continuously improve.

The Commercial Mortgage Analyst will play a vital role in the operations of the Ontario Region Commercial Mortgage Investment Office.

In this capacity, you will assist in making informed recommendations (underwriting) for investments in loans ranging from $10 million to $200 million secured by income-generating commercial properties. You will also support mortgage loan applications, manage loan closings, and handle requested amendments to loan security.

Your responsibilities will include:

  • Reviewing lease documentation, appraisals, building condition reports, and environmental assessments.
  • Conducting rent roll analyses, financial statement evaluations, and replacement cost assessments.
  • Touring properties and performing market research and analysis of the commercial real estate sector.
  • Participating in investment analysis to aid in decision-making processes.
  • Preparing correspondence for borrowers, commercial mortgage brokers, and relevant insurance groups.
  • Liaising with mortgage servicing, internal legal teams, credit risk, compliance, portfolio management, asset management, and external service providers.

Familiarity with legal documentation is essential, including letters of intent, commitment letters, mortgage security documentation, inter-lender agreements, non-disturbance agreements, assumption agreements, confidentiality agreements, and easements.

Proficiency in Outlook, Excel, Word, PowerPoint, and Adobe is required.

A Bachelor of Commerce or a related degree is preferred.


Preferred Qualifications:
  • Understanding of fundamental commercial real estate legal principles.
  • Knowledge of commercial real estate valuation.
  • Familiarity with lease/mortgage contracts, property operating statements, and financial statements.
  • Insight into the commercial real estate market.

This role will necessitate a valid driver's license and the use of a vehicle for property inspections, client meetings, and travel within the Ontario region.



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