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Loan or Credit Officer

4 weeks ago

North York, Canada First Commercial Bank Toronto Branch Full time

**Description：**

This is a full-time position. Working Hours: Monday-Friday 9:00AM-5:00PM (one hour lunch break). We are seeking a positive, careful and self-motivated team player to join.

**Responsibilities：**
- Complete loan related documents or reports.
- Perform financial analysis and risk assessment where applicable.
- Review and update loan credit reports or files regularly.
- Review loan related agreements and ensure to comply with all approved terms and conditions by the Bank.
- Maintain client relationship or monitor clients’ business performance and collateral status based on approved terms and conditions by the Bank.
- Ensure KYC or AML requirement of loan clients in accordance with the Bank’s and government regulation.
- Assist loan disbursement related operation or loan review matters from time to time.
- Communicate effectively and works well with other departments within the Bank.
- Complete other responsibilities, as assigned.

**Qualifications：**
- BA degree or above with Business or finance related major or courses.
- Over 1 year banking experience preferred. Familiar with credit or loan underwriting an asset.
- Advanced knowledge in Microsoft Excel and Word. Good sensitivity and analytical ability on business performance and have patience with multi-task.
- Strong ability to perform detailed work independently under time constraints while maintaining a high degree of accuracy.
- Good command of spoken and written English and Mandarin both**.**

**Notes：**
- Only Canadian citizens and permanent residents will be considered for this position.

**Please provide resumes and cover letters with outlines of degree of your major, work experience and salary expectation.**

**Salary**: $50,000.00-$55,000.00 per year

Flexible Language Requirement:

- French not required

Schedule:

- Monday to Friday

Supplemental pay types:

- Bonus pay
- Overtime pay

COVID-19 considerations:
Common surfaces are sanitized regularly

Ability to commute/relocate:

- North York, ON: reliably commute or plan to relocate before starting work (required)

Application question(s):

- Are you Canadian citizens or permanent resident?

**Education**:

- Bachelor's Degree (required)

**Experience**:

- banking: 1 year (preferred)

**Language**:

- English & Mandarin (required)

Work Location: In person