Underwriter

1 week ago

North York, Canada Sheaves Capital Full time

**About Sheaves Capital**

Sheaves Capital is a leading provider of working capital solutions for small businesses across Canada. Our mission is to empower entrepreneurs with flexible funding options and outstanding customer service, helping them succeed in today's competitive market.

**The Opportunity**

**Location**

This position is based at our North York office in Toronto.

**Duties and Responsibilities**

As an Underwriter at Sheaves Capital, you will be responsible for assessing credit risk, ensuring compliance, and streamlining loan processes. Your key responsibilities include:
**1. Credit Risk Assessment and Application Review**
- Assess financial stability and operational reliability to determine credit risk.

**2. Document Collection and Merchant Communication**

**3. Compliance and Monitoring**
- Monitor compliance with credit agreements and identify potential breaches.
- Report compliance issues to the credit committee and follow up with merchants to ensure adherence to credit terms.

**4. Risk Mitigation Strategies**
- Develop and implement risk mitigation strategies to reduce exposure to credit risk.
- Work with internal teams to create effective risk management plans.

**5. Workflow Management**
- Balance workflow to ensure efficient processing and a high standard of customer service.

**6. Monitoring and Reporting**
- Monitor merchant loan portfolios for emerging risks and escalate concerns as needed.
- Generate reports on risk exposure to support decision-making and compliance.

**7. Cross-Functional Collaboration**
- Collaborate with internal teams to ensure smooth loan processing and compliance with internal policies.
- Contribute to the development of underwriting standards and risk assessment processes.

**8. Industry Knowledge**
- Stay up to date with industry trends, competition, and market dynamics related to merchant financing.
- Share insights and recommendations with the team to support continuous improvement.

**Skills and Qualifications**
- Strong decision-making abilities and sound judgment.
- Excellent communication skills, both written and verbal.
- Ability to manage tight deadlines and multitask effectively.
- Strong organizational skills and attention to detail.
- Ability to work both independently and as part of a team.
- Post-secondary degree in business, accounting, or a related field, or equivalent experience.
- Fluency in French is a plus.

**What We Offer**

Sheaves Capital offers a dynamic and supportive work environment, including:

- A team of smart, fun, and motivated colleagues.
- Opportunities for career growth and income advancement.
- Training, guidance, and ongoing professional development.
- Recognition and celebration of team successes.

Pay: $50,000.00 per year

**Benefits**:

- Casual dress
- On-site parking

Schedule:

- 8 hour shift
- Monday to Friday
- No weekends

Ability to commute/relocate:

- North York, ON M3J 2G9: reliably commute or plan to relocate before starting work (required)

**Education**:

- DCS / DEC (required)

**Experience**:

- Risk analysis: 1 year (preferred)
- Underwriting: 1 year (preferred)

**Language**:

- French (preferred)

Work Location: In person

  • Underwriter, Regional Underwriting

    3 days ago

    North York, Canada Definity Full time

    **Underwriter, Regional Underwriting**: Job ID : 5864 Category : Commercial Insurance Brand : Economical Regular/Temporary : Regular Fulltime/Parttime : Full Time Location : North York, Canada Share :- share to twitter- share to facebook- share to linkedin**Save job** What can you expect in this role? - Underwriting efficiency and effectiveness - Assesses...

  • Desk Underwriter

    1 week ago

    North York, Canada Team CHOICE Full time

    Join Our Team as a Commissioned Underwriter - Deal Origination Desk Are you a skilled underwriter with a passion for creating opportunities and closing deals? Choice Financial is looking for a dynamic and motivated individual to join our Deal Origination Desk as a Commissioned Underwriter! Why Choose Us? At Choice Financial, we believe in empowering our team...

  • Underwriter

    3 weeks ago

    North York, Canada Sheaves Capital Full time

    **About us** Our goal is to provide working capital solutions to Canadian businesses. **Overview** **Duties** - Evaluate and analyze financial data to determine risk levels - Assess and calculate potential risks in underwriting decisions - Negotiate terms and conditions with clients - Collect and compile data for analysis - Utilize mathematical skills to...

  • Underwriter

    3 days ago

    North York, Canada Sheaves Capital Full time

    **About us** Our goal is to provide working capital solutions to Canadian businesses. **Overview** **Duties** - Evaluate and analyze financial data to determine risk levels - Assess and calculate potential risks in underwriting decisions - Negotiate terms and conditions with clients - Collect and compile data for analysis - Utilize mathematical skills to...

  • Underwriting Assistant

    3 weeks ago

    North York, Canada Sheaves Capital Full time

    **About us** Our goal is to provide working capital solutions to Canadian businesses. **Job Overview** **Duties**: - Assist in risk analysis and evaluation of potential clients' financial backgrounds - Collect and analyze data to support underwriting decisions - Work closely with the underwriting team to assess accounts and determine appropriate...

  • Underwriting Associate

    3 days ago

    North York, Canada Lendfinity Full time

    **About us** Lendfinity is a small business in North York, ON M2N 5W9. We are professional, agile, and our goal is to About us Lendfinity is a trusted private lender that believes in common sense-based financing solutions. With years of industry expertise, we understand the challenges brokers like you face. As part of our dedicated team, we are seeking a...

  • Underwriting Assistant

    3 days ago

    North York, Canada Sheaves Capital Full time

    **About us** Our goal is to provide working capital solutions to Canadian businesses. **Job Overview** **Duties**: - Assist in risk analysis and evaluation of potential clients' financial backgrounds - Collect and analyze data to support underwriting decisions - Work closely with the underwriting team to assess accounts and determine appropriate...

  • Technician, Underwriting

    2 weeks ago

    North York, Canada Economical Insurance Full time

    **Technician, Underwriting**: Job ID : 5924 Category : Commercial Insurance Brand : Economical Regular/Temporary : Regular Fulltime/Parttime : Full Time Location : North York, Canada Can a 150-year-old company think outside the box? Count on it. Deep experience is our springboard for innovation, whether that’s in how we work with our broker network, how...

  • Underwriter, Small Business

    1 week ago

    North York, Canada Definity Full time

    Job ID : 6488 Category : Commercial Insurance Brand : Definity Regular/Temporary : Regular Fulltime/Parttime : Full Time Location : North York, Canada Economical is part of Definity, which includes some of Canada’s most long-standing and innovative insurance brands, including Economical Insurance, Sonnet Insurance, Family Insurance Solutions, and Petline...

  • Underwriting Analyst

    2 days ago

    North York, Canada OPSEU Joint Trusteed Benefit Fund (OJTBF) Full time

    **Company Background** OPSEU Joint Trusteed Benefit Fund (OJTBF) is an Employee Life and Health Trust (ELHT) operating on a not-for-profit basis since 1996. Operating out of Toronto, Ontario, OJTBF partners with not-for-profit organizations to provide them with affordable employee benefit plans. If you are an individual with an analytical mind who is good...

  • Administrative Assistant, Underwriting

    20 hours ago

    North York, Canada THE EMPIRE LIFE INS. CO Full time

    **Administrative Assistant, Underwriting**: **Location: Hybrid - Ontario** Empire life is looking to hire an Administrative Assistant, Underwriting to join our Group Operations team! **Why pursue this opportunity**Play an integral role**: - this is an opportunity that allows for you to grow your skills, while directly contributing to the business unit you...

  • Underwriting Coordinator

    20 hours ago

    North York, Canada Shenglin Financial Group Inc. Full time

    We are a leading financial service firm with offices on both east and west coasts. We serve Canadian Chinese communities and mainstream in Ontario and BC with a focus on high-net-worth market. Required qualifications: minimum 2-year relevant work experience, efficiency in MS Office software, high proficiency in English and Chinese language, with university...

  • Junior Mortgage Underwriter

    4 weeks ago

    North York, Canada Clear Trust Mortgages Full time

    Company DescriptionClear Trust Mortgages is a mortgage brokerage based in North York, Ontario. Our team is comprised of experienced professionals with diverse backgrounds in banking and real estate. We are dedicated to helping clients achieve their real estate goals through personalized and innovative financing solutions.Join Our Team as a Junior...

  • Junior Mortgage Underwriter

    4 weeks ago

    North York, Canada Clear Trust Mortgages Full time

    Company DescriptionClear Trust Mortgages is a mortgage brokerage based in North York, Ontario. Our team is comprised of experienced professionals with diverse backgrounds in banking and real estate. We are dedicated to helping clients achieve their real estate goals through personalized and innovative financing solutions.Join Our Team as a Junior...

  • Junior Mortgage Underwriter

    4 weeks ago

    North York, Canada Clear Trust Mortgages Full time

    Company Description Clear Trust Mortgages is a mortgage brokerage based in North York, Ontario. Our team is comprised of experienced professionals with diverse backgrounds in banking and real estate. We are dedicated to helping clients achieve their real estate goals through personalized and innovative financing solutions. Join Our Team as a Junior...

  • Junior Mortgage Underwriter

    4 weeks ago

    north york, Canada Clear Trust Mortgages Full time

    Company DescriptionClear Trust Mortgages is a mortgage brokerage based in North York, Ontario. Our team is comprised of experienced professionals with diverse backgrounds in banking and real estate. We are dedicated to helping clients achieve their real estate goals through personalized and innovative financing solutions.Join Our Team as a Junior...

  • Underwriter, Small Business Property

    7 days ago

    North York, Canada Economical Insurance Full time

    **Underwriter, Small Business Property**: Job ID : 5813 Category : Commercial Insurance Brand : Economical Regular/Temporary : Regular Fulltime/Parttime : Full Time Location : North York, Canada

  • Underwriting Manager

    3 weeks ago

    North York (York Mills / Silver Hills), Canada Sun Life Financial Full time

    You are as unique as your background, experience and point of view. Here, you’ll be encouraged, empowered and challenged to be your best self. You'll work with dynamic colleagues - experts in their fields - who are eager to share their knowledge with you. Your leaders will inspire and help you reach your potential and soar to new heights. Every day, you'll...

  • Pensions Underwriting Assistant

    1 week ago

    York, Canada Aviva Full time

    **Pensions Underwriting Assistant - £24,000 to £30,000 for York** Do you have a flair for numbers and enjoy manipulating data? Have you been working in an Administration or Customer Service focused role within Financial Services / Insurance recently, and are now hungry for a new challenge? If so, we are on the lookout for an ambitious professional to take...

  • Underwriter, Small Business

    2 weeks ago

    North York, Canada KEB Hana Bank Canada Full time

    **Job Title**:Underwriter, Small Business & Complex RESL **Department**:Credit Department **Reports To**:Sr. Manager, Small Business and RESL **Job Purpose** **Duties and Responsibilities** **Perform Complete Analysis of Small Business and Complex RESL Lending Applications** - Complete in-depth loan analysis/underwriting for assigned deals supported by...