Assistant Vice President, Credit Risk Management

6 months ago


Edmonton, Canada CWB Financial Group Full time

At

CWB

, we strive to build value for the people who choose us every day: our people, our clients and our investors. We do this by holding true to the values that guide us. We put people first and build relationships with intention. We seek out and embrace new ideas, knowing that better is always possible. We believe that how we do things is as important as what we do. And we harness the power of inclusion. Our culture is who we are and how we show up - as individuals and as a team - to accomplish our strategy.

Assistant Vice President, Credit Risk Management Diversified

The opportunity

The AVP Credit Risk Management will be a seasoned Commercial Lender (Diversified) or credit risk professional who will play an important role as a credit leader in CWB and assist the SAVP CRM with management of the credit risk portfolio. The incumbent will be responsible for day-to-day credit risk mitigation (i.e. adjudicate within prescribed policy and risk appetite including the upgrade and downgrade of risk ratings) through delegated lending limits as well as overall Diversified portfolio management within prescribed geographies / industries / business segments. She/he will ensure the credit risk management function is effectively managed.

She/he will be a passionate, committed, and forward-thinking lending professional with credibility with business leaders and branch lenders. A sound communicator, the AVP Diversified CRM will be capable of developing strong relationships with a diverse group of internal and external stakeholders.

The primary focus of the AVP CRM is to provide direct credit adjudication, leadership, direction / oversight to branches through adjudication across CWB Diversified lending verticals and geography. The position will carry significant influence over CWBs risk appetite under their area of focus. The AVP CRM will monitor and assess the quality of their assigned portfolio on an ongoing basis and ensure action taken to mitigate elevated current or expected risks. The position will be a key individual to ensure risk appetite and credit policy is correctly interpreted and adhered to and overall portfolio is managed according to the CWB risk appetite statements on a day-to-day basis. The incumbent will carry substantial lending limits as well as hold oversight over a group of designated business centre lenders and adjudicators. Limits will exceed that of the branches both direct credit adjudication on large transactions but also first touch on all transaction above team limits.

Risk Management- Act as one of the key individuals responsible within the Second line of defence framework for prudent underwriting and adjudication through measuring, monitoring and reporting CWB‘s risk exposures. Continuously review policies / standards, protocols and procedures, risk appetites and risk metrics to ensure adjudication is completed in accordance with such policies and standards where industry movements are well understood in the context of CWB’s risk appetite.- Ensure business opportunities are maximized through awareness of CWB’s Strategic direction and within CWB risk appetite.- Ensure loan loss experience is minimized through sound lending practices and implementation of policies and procedures and early identification and action on deteriorating credit situations.- Monitor the designated portfolio through oversight of Out of Order, Impaired Loan and Watch List Reports and providing feedback to SAVP / VP CRM, as warranted and escalate to address area where metrics are of concern.-
- Provide an understanding into our Credit Risk Model methodology and output sufficient to provide direction to CWB end users.- Act as a key member of CRM change as CWB becomes a model enabled bank.As required assist in preparation of quarterly reports on the portfolio composition and prepare insightful commentary on the second line’s perspective on credit risk management for inclusion in reporting.- Act as CRM’s geographic specialist in designated sectors or regions as may be delegated from time to time. Participate in preparation and present second-line perspective for periodic “deep dives” on specific credit risk topics to ERC and RC.- Advise and inform SAVP, VP / SVP CRM, on significant loan or portfolio matters as they arise and specific to geography, industry, or business line.- Assist branches through discussions/memoranda in credit related matters and action plans, including dealing with loans in the Watch List categories not managed by SAMU.- Key participant with OSFI during their periodic credit risk management reviews.- Key participant with External Auditors during their quarterly and annual credit risk management review/audit.

Collaborating and Influencing- Collaborates across CWB on key strategic priorities both related to CRM and beyond.- Exemplify CWB’s Values, live our values at work and in the community.- Facilitates discussions and collaborates with each other; promotes collaboration betwee



  • Edmonton, Canada Credit Union Deposit Guarantee Corporation Full time

    **About us** We are an organization that creates trust in the Alberta credit union system through purpose-driven operations. We act with integrity and care for one another. We value diverse perspectives through collaboration and curiosity. We deliver business results with accountability. Our Corporation is a small government business enterprise that is...


  • Edmonton, Canada CWB Financial Group Full time

    At CWB , we strive to build value for the people who choose us every day: our people, our clients and our investors. We do this by: - Putting people first and building relationships with intention- Seeking out and embracing new ideas- Believing that how we do things is as important as what we do Assistant Vice President Real Estate, Credit Risk...


  • Edmonton, Canada CWB Financial Group Full time

    At CWB , we strive to build value for the people who choose us every day: our people, our clients and our investors. We do this by holding true to the values that guide us. We put people first and build relationships with intention. We seek out and embrace new ideas, knowing that better is always possible. We believe that how we do things is as important...


  • Edmonton, Canada Concordia University of Edmonton Full time

    Concordia University of Edmonton (CUE) is a community of learning grounded in scholarship and academic freedom, preparing students to be independent thinkers, ethical leaders and citizens for the common good. CUE campus is situated on the banks of the North Saskatchewan River in Edmonton’s historic Highlands neighborhood. Supporting a student body of over...

  • AVP, Credit Compliance

    5 months ago


    Edmonton, Canada HumanEdge Global Full time

    Established in 1980, Peace Hills Trust is a full service, federally chartered trust company that delivers trust services, lending instruments, deposit and investment accounts, and digital banking services to Indigenous and non-Indigenous communities, businesses, and individuals across Canada. With a network of eight regional offices, Peace Hills Trust has...

  • AVP, Credit Compliance

    2 months ago


    Edmonton, Canada HumanEdge Global Full time

    Established in 1980, Peace Hills Trust is a full service, federally chartered trust company that delivers trust services, lending instruments, deposit and investment accounts, and digital banking services to Indigenous and non-Indigenous communities, businesses, and individuals across Canada. With a network of eight regional offices, Peace Hills Trust has...

  • Manager, Financial

    4 months ago


    Edmonton, Canada Credit Union Deposit Guarantee Corporation Full time

    The Credit Union Deposit Guarantee Corporation (the Corporation) is a small government business enterprise that guarantees deposits and provides risk-based regulatory oversight to enable a safe and sound credit union system in Alberta. Our primary roles include: - Providing a 100% guarantee of deposits held with Alberta credit unions*** - Regulating credit...


  • Edmonton, Canada Accoravillage Full time

    h3>Vice President, Finance & Chief Financial Officer Thursday, August 29, 2024 Position: Vice President, Finance & Chief Financial Officer Position Type: Full-time, Permanent, Management [Internal/External] Location: Reporting directly to the President and CEO, the Vice President, Finance and Chief Financial Officer (CFO) will oversee the financial...


  • Edmonton, Alberta, Canada University of Alberta Full time

    Job Title: Executive Coordinator to the Vice President ResearchThis is an exciting opportunity to join the University of Alberta as an Executive Coordinator to the Vice President Research and Innovation. The successful candidate will provide comprehensive administrative support to the Vice President, ensuring the effective and efficient operation of the...


  • Edmonton, Alberta, Canada University of Alberta Full time

    Job Title: Executive Coordinator to the Vice President ResearchThis is an exciting opportunity to join the University of Alberta as an Executive Coordinator to the Vice President Research and Innovation. The successful candidate will provide comprehensive administrative support to the Vice President, ensuring the effective and efficient operation of the...


  • Edmonton, Canada Alberta Pensions Services Corporation (APS) Full time

    b>Position: Vice President, Finance & Chief Financial Officer Position Type: Full-time, Permanent, Management [Internal/External] Location: Edmonton, Alberta Closing Date: Until a suitable candidate is selected About the role We are looking for a collaborative and strategically minded leader to drive financial excellence within our organization. Reporting...


  • Edmonton, Canada MacEwan University Full time

    h3>Associate Vice-President, Student Support and AccountabilityAcademic AffairsCompetition No. 262CategoryClosing DateFull-Time Continuing (35 hours per week). p>About UsMacEwan University is where caring faculty help people connect their passions to their future paths. Located in the heart of Edmonton’s diverse and dynamic downtown community, and on the...

  • Vice President

    5 months ago


    Edmonton, Canada BMO Financial Group Full time

    10185 101 Street NW Edmonton Alberta,T5J 0H4 Come Boldly Grow the Good in Business and Life as a leader in Canadian Business Banking. There is nothing like leading a team of Relationship Managers who create a story of real financial progress for BMO’s new and emerging business clients. We offer an inclusive and dynamic environment where you can...


  • Edmonton, Canada University of Alberta Full time

    Department Vice-President Research Innovation Posted date September 23, 2024 Closing date October 1, 2024 Position Type Full Time Description This position is excluded from the bargaining unit. In accordance with the Handbook of Employment for Management and Professional Staff (Excluded), this full-time continuing position offers a...


  • Edmonton, Canada University of Alberta Full time

    Department Vice-President Research Innovation Posted date September 23, 2024 Closing date October 1, 2024 Position Type Full Time Description This position is excluded from the bargaining unit. In accordance with the Handbook of Employment for Management and Professional Staff (Excluded), this full-time continuing position offers a...


  • Edmonton, Canada University of Alberta Full time

    **Department** Vice-President Research Innovation **Posted date** September 23, 2024 **Closing date** October 1, 2024 **Position Type** Full Time **Description**: **_This position is excluded from the bargaining unit._** In accordance with the Handbook of Employment for Management and Professional Staff (Excluded), this full-time continuing position...


  • Edmonton, Canada MacEwan University Full time

    p>ASSOCIATE VICE-PRESIDENT, STUDENT SUPPORT AND ACCOUNTABILITY ACADEMIC AFFAIRS CATEGORY: Full-Time Continuing (35 hours per week) MacEwan University is where caring faculty help people connect their passions to their future paths. Located in the heart of Edmonton’s diverse and dynamic downtown community, and on the traditional lands of Treaty 6 First...


  • Edmonton, Canada Qualico Developments Canada Ltd Full time

    **Title**: Vice-President, Empire Drywall **Location**:Edmonton, Alberta with travel to Calgary and surrounding area **THE ROLE**: We have an exciting opportunity for a Vice-President to join Empire Drywall Ltd, in Edmonton, AB. As the Vice-President of Empire Drywall, you will develop and implement strategic plans for all divisions of the drywall business...

  • Vice President, People

    5 months ago


    Edmonton, Canada NorQuest College Full time

    Job Description VICE PRESIDENT, PEOPLE & CULTURE Who We Are NorQuest College is the largest Community College in Alberta. Located on traditional lands referred to as Treaty 6 territory, we serve 12,573 full-time and part-time credit students, and 7,894 non-credit or continuing education students, including assessment examinations. NorQuest...


  • Edmonton, Canada MacEwan University Full time

    ASSOCIATE VICE-PRESIDENT, STUDENT SUPPORT AND ACCOUNTABILITY **ACADEMIC AFFAIRS** **Competition No.** 24.08.262 **CATEGORY** **SALARY** **CLOSING DATE** - Full-Time Continuing (35 hours per week) A competitive compensation package, including an attractive base salary and excellent benefits, will be provided. Further details will be discussed in a...