Credit Analyst

3 months ago

Toronto, Canada Clearco Full time

Clearco is the world's largest e-commerce investor. Our equity-free capital products intend to help businesses scale while maintaining 100% ownership and control. Clearco has funded 25x more female founders than traditional Venture Capital and is removing barriers to access capital for underserved groups. The Clearco vision is simple: remove the obstacles between brilliant ideas and businesses.

**What your day-to-day will look like**:

- Conducting periodic reviews of businesses to reach investment decisions and assisting with the development of risk frameworks for these decisions
- Undertaking financial statement analysis to evaluate the financial health of businesses while effectively communicating findings to key stakeholders
- Advise on process automation, identifying operational efficiencies, and product design
- Performing KYB/KYC checks in accordance with internal AML procedures to flag and identify business risks
- Conducting regular analysis of the Clearco portfolio in order to identify risks and assist with the development of action plans for remediation
- Maintaining expert knowledge of and adherence to Clearco's internal financial underwriting framework, authorization limits and escalation processes
- Tackling problems through a quantitative lens to solve business challenges

**You will thrive if you**:

- Have graduated from a finance, accounting, economics, commerce or technical program
- Have 2-4 years of finance, underwriting, compliance, consulting or investment experience
- Have knowledge of financial underwriting, credit analysis, investment operations and/or risk management
- Have sound knowledge of general compliance requirements as they relate to privacy, know your customer and anti-money laundering protocols
- Express an aptitude and willingness to learn how to leverage technical platforms such as CRMs, SQL, compliance, or data visualization tools
- Are detail oriented with strong analytical skills and can leverage the ability to think critically to solve complex problems
- Have excellent communication, interpersonal, and collaboration skills
- Possess a strong ability to work independently or within a team framework
- Have the ability to quickly grasp new concepts and work in a high-performing and fast paced culture
- Seek to participate in key operational tasks and assist with achieving operational efficiencies throughout the organization

**What we offer**:

- Working with a very passionate and supportive team, and finding a sense of belonging in the #Clearcrew
- Competitive salaries and incentives, plus comprehensive health and dental insurance benefits
- A tech stipend to create your ideal work-from-home environment
- Mental health support and professional development opportunities in a culture that emphasizes work-life balance and transparency
- The chance to participate in high-impact work at a mission driven organization

Clearco is an equal-opportunity employer. We celebrate our inclusive work environment and welcome members of all backgrounds and perspectives to apply. At Clearco, we're committed to developing and upholding an inclusive, transparent, and comfortable environment for all. We create a space where every voice, perspective, and idea is heard and acknowledged. We embrace differences and know that our diverse team is our strength and what drives our innovation.

Clearco is committed to developing a barrier-free recruitment process and work environment. If you require any accommodation, please let us know and we'll work with you to meet your accessibility needs.

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