Credit Analyst

5 months ago

Toronto, Canada Prefera Finance Ltd. Full time

We are so pleased to announce that we are currently seeking to onboard a Credit Analyst to work Tuesday to Friday 12:00 to 8:00pm EST and 9:00 to 5:00pm on Saturdays.

Experience underwriting on the Inovatec platform is preferred.

Learn more about Prefera Finance and this great opportunity below

**Position Summary**:Under the direction of the Credit Manager, the Credit Analyst is responsible for managing the underwriting queues in a manner that maintains our SLA while providing a positive customer centric experience for our dealers and brokers. The incumbent performs all duties according to the established Credit Policies & Procedures.

**Key Accountabilities**:
1. Actively manage the underwriting queues to maintain SLA
- Main Activities:_
- Maintain and promote a professional, responsive and positive working relationship with both internal and external partners.
- Analyse and evaluate documentation supplied from the brokers/dealers as they relate to credit stipulations placed on adjudicated files.
- Prioritize and multi-task effectively within a fast-paced deadline driven environment.
- Participate in projects as required to assist in the building and development of the business.
- Contribute to a positive work environment.

2. Contribute to the promotion and maintenance of positive customer relations by offering strategies to our dealer partners while providing an exceptional customer experience.
- Main Activities:_
- Facilitate the resolution of minor escalated calls with an approach of first call resolution technique.
- Recommend outside of the box solutions on files where it makes sense to do so

3. Contribute to the success of the business and Credit department through personal efforts to enhance own knowledge and skills. Assist others in achieving common goals and objectives and maintaining a respectful, positive work environment.
- Main Activities:_
- Adhere to work day schedule.
- Maintain up-to-date knowledge of department policies and procedures.
- Participate in team meetings, workshops and individual coaching sessions.
- Build and maintain effective working relationships with colleagues.
- Actively participate in performance management process in support of own personal and professional departmental objectives.
- Maintain knowledge of and complete annual training of any compliance requirements.
- (Note: The omission of specific statements does not preclude management from assigning specific duties not listed herein if such duties are a logical assignment to the position)_

**Education & Experience**:

- Post-Secondary Education (University Degree or College Diploma).
- 2+ years working in the retail or indirect financial industry
- 2+ years experience adjudicating credit. Experience in sub-prime credit is an asset
- Positive attitude, honestly and strong work ethics are a must
- Excellent communication and presentation skills
- Demonstrated ability to be analytical and detail oriented
- Familiarity with recreational vehicles available on the market

**Knowledge, Skills and Abilities**:

- Is able to effortlessly communicate in English, both in written and spoken forms.
- Strong interpersonal, organizational, negotiation and decision-making skills.
- Working knowledge of the Microsoft Office Suite (Outlook, Word, Excel) and company software systems.
- Extremely detail-oriented, able to multi-task and prioritize work in response to requests and inquiries.
- Ability to work independently and make decisions / problem solve based on sound judgement.
- Demonstrated communication skills with ability to interact with peers, management, and other departments in a professional manner.

**Working Conditions**:

- Works indoors in adequate work space, with adequate temperature, ventilation and lighting.
- Normal exposure to noise, stress and disruptions.
- Must be able to sit at a computer for long periods throughout the workday, with intermittent periods of standing, walking to carry out essential duties of the job.
- Standard 37.5-hour work-week, including rotational evenings/weekends required.
- Ability to commute approximately 1-2 days to our Etobicoke, ON offices.
- Prefera Finance Ltd. is committed to ensuring equal access and participation for people with disabilities. We are committed to treating people with disabilities in a way that allows them to maintain their dignity and independence. We believe in integration, and we are committed to meeting the needs of people with disabilities in a timely manner. We will do so by removing and preventing barriers to accessibility and by meeting our accessibility requirements under Ontario’s accessibility laws._

**Salary**: $55,000.00-$60,000.00 per year

**Benefits**:

- Casual dress
- Extended health care
- RRSP match

Schedule:

- 8 hour shift

Supplemental pay types:

- Bonus pay
- Overtime pay

Ability to commute/relocate:

- Toronto, ON: reliably commute or plan to relocate before starting work (required)

Application question(s):

- Please read t

  • Credit Analyst

    5 months ago

    Toronto, Canada Vault Credit Corporation Full time

    **Company**: Vault is a non-bank private lending company offering a wide array of financial services such as mortgage, leasing and lending products. Vault has a devoted team of experts with years of experience in both financial services and real estate. We are dedicated to delivering products and services that meet the diverse needs of our borrowers, quicker...

  • Credit Analyst

    3 weeks ago

    Toronto, Ontario, Canada EMCO Corporation Full time

    Job DescriptionThe Credit Analyst is responsible for evaluating and managing customer credit risk, ensuring the company's financial stability and profitability. This role involves reviewing customer applications, determining creditworthiness, and approving or denying credit requests. The Credit Analyst must maintain accurate records, communicate effectively...

  • Credit Analyst

    3 weeks ago

    Toronto, Ontario, Canada EMCO Corporation Full time

    Job DescriptionThe Credit Analyst is responsible for evaluating and managing customer credit risk, ensuring the company's financial stability and profitability. This role involves reviewing customer applications, determining creditworthiness, and approving or denying credit requests. The Credit Analyst must maintain accurate records, communicate effectively...

  • Credit Analyst

    5 months ago

    Toronto, Canada Toyota Full time

    Job Description Credit Analyst About Toyota Financial Services Toyota Financial Services (TFS) provides retail, leasing and wholesale financial services to Toyota and Lexus dealerships and customers across Canada. TFS is a member of Toyota Financial Services Corporation (TFSC), a wholly owned subsidiary of Toyota Motor Corporation in Japan with the...

  • Credit Risk Analyst

    3 weeks ago

    Toronto, Ontario, Canada SMBC Group Full time

    Job Title: Credit Risk AnalystJob Summary:The Credit Risk Analyst will be responsible for analyzing and assessing the creditworthiness of the bank's customers. This includes reviewing financial statements, industry trends, and economic conditions to determine the credit risk associated with each customer. The successful candidate will also be responsible for...

  • Credit Risk Analyst

    3 weeks ago

    Toronto, Ontario, Canada SMBC Group Full time

    Job Title: Credit Risk AnalystJob Summary:The Credit Risk Analyst will be responsible for analyzing and assessing the creditworthiness of the bank's customers. This includes reviewing financial statements, industry trends, and economic conditions to determine the credit risk associated with each customer. The successful candidate will also be responsible for...

  • Credit Analyst

    2 weeks ago

    Toronto, Canada LG Electronics Canada Full time

    The Credit Analyst is responsible for Credit Management, Customer Master Management, Bad AR Monitoring, and AR Support. **PRINCIPAL RESPONSIBILITIES**: Credit - Support corporate credit policy and procedures; - Execute periodic credit reviews of customer’s accounts based on overall creditworthiness assessment & provide credit recommendation; - Manage the...

  • Senior Credit Analyst

    2 weeks ago

    Toronto, Ontario, Canada Fitch Solutions Full time

    At Fitch Solutions, we foster an inclusive culture where diverse perspectives are valued and encouraged. Our team-oriented work environment is built on strong communication skills, a high productivity work-ethic, and a results-oriented mindset.We are seeking a skilled Credit Analyst to join our team in New York, Chicago, or Toronto. As a key member of our...

  • Structured Credit Analyst

    3 weeks ago

    Toronto, Ontario, Canada Fitch Ratings Full time

    About Fitch RatingsFitch Ratings is a global leader in credit ratings and research, providing insights and analysis to help investors make informed decisions. Our team of experts is dedicated to delivering high-quality ratings and research that meet the evolving needs of the financial markets.Job SummaryWe are seeking a highly motivated and experienced...

  • Senior Credit Analyst

    3 weeks ago

    Toronto, Ontario, Canada Fitch Solutions Full time

    Fitch Solutions is seeking a highly skilled Senior Credit Analyst to join our team in New York, Chicago, or Toronto. As a key member of our Credit Analysis team, you will be responsible for performing in-depth analysis of key quantitative and qualitative factors influencing the credit quality of companies in the Telecommunications, Media, and Technology...

  • Credit Risk Analyst

    4 weeks ago

    Toronto, Ontario, Canada SMBC Group Full time

    Job SummaryThe Credit Administration Analyst is responsible for analyzing borrowers' financial statements, industry trends, and economic conditions to assess creditworthiness and prepare credit applications. This role ensures compliance with banking regulations, internal documentation, and best practices. The analyst will also prepare daily, weekly, and...

  • Credit Risk Analyst

    4 weeks ago

    Toronto, Ontario, Canada SMBC Group Full time

    Job SummaryThe Credit Administration Analyst is responsible for analyzing borrowers' financial statements, industry trends, and economic conditions to assess creditworthiness and prepare credit applications. This role ensures compliance with banking regulations, internal documentation, and best practices. The analyst will also prepare daily, weekly, and...

  • Credit Analyst

    4 months ago

    Toronto, Canada Raymond James Financial, Inc. Full time

    **Credit Analyst** - 2401111 - At Raymond James, _**_we _**_develop, _**_we _**_collaborate, _**_we _**_decide, _**_we _**_deliver, and _**_we _**_improve together_. Raymond James Ltd. is Canada’s leading independent investment dealers offering high quality investment products and services to Canadians seeking customized solutions to their wealth...

  • Credit Analyst Associate Director

    2 months ago

    Toronto, Ontario, Canada Fitch Solutions Full time

    About Fitch SolutionsFitch Solutions is a leading provider of credit ratings, commentary, and research. Our mission is to provide value beyond the rating through independent and prospective credit opinions. We offer global perspectives shaped by strong local market experience and credit market expertise.Job SummaryWe are seeking an Analyst to join our team...

  • Credit Analyst Associate Director

    2 months ago

    Toronto, Ontario, Canada Fitch Solutions Full time

    About Fitch SolutionsFitch Solutions is a leading provider of credit ratings, commentary, and research. Our mission is to provide value beyond the rating through independent and prospective credit opinions. We offer global perspectives shaped by strong local market experience and credit market expertise.Job SummaryWe are seeking an Analyst to join our team...

  • Senior Credit Analyst

    3 weeks ago

    Toronto, Ontario, Canada Fitch Ratings Full time

    At Fitch Ratings, we're seeking a highly skilled Senior Credit Analyst to join our growing North American Non-Bank Financial Institutions Group. As a key member of our team, you'll work closely with senior members to analyze and evaluate the creditworthiness of non-bank financial institutions.The ideal candidate will possess a strong analytical mindset,...

  • Credit Analyst

    5 months ago

    Toronto, Canada Prefera Finance Ltd. Full time

    We are so pleased to announce that we are currently seeking to onboard a Credit Analyst to work Tuesday to Friday 12:00 to 8:00pm EST and 9:00 to 5:00pm on Saturdays. Experience underwriting on the Inovatec platform is preferred. Learn more about Prefera Finance and this great opportunity below! **Position Summary**:Under the direction of the Credit...

  • Credit Analyst

    5 months ago

    Toronto, Canada Prefera Finance Ltd. Full time

    We are so pleased to announce that we are currently seeking to onboard a Credit Analyst to work Tuesday to Friday 12:00 to 8:00pm EST and 9:00 to 5:00pm on Saturdays. Experience underwriting on the Inovatec platform is preferred. Learn more about Prefera Finance and this great opportunity below! **Position Summary**:Under the direction of the Credit...

  • Credit Analyst

    5 months ago

    Toronto, Canada Coface USA Full time

    **WHO WE ARE** A modern and agile company with the most finely meshed international network, Coface is a reference in credit insurance and risk management. With over 70 years of experience as an industry leader, and a team of 4,100 experts in 100 countries, serving around 50,000 companies, Coface experts work to the beat of the global economy. Its ambition...

  • Senior Credit Analyst

    2 weeks ago

    Toronto, Ontario, Canada Fitch Ratings Full time

    At Fitch Ratings, we're seeking a highly skilled Senior Credit Analyst to join our Funds and Asset Management group in Toronto. As a key member of our team, you'll play a critical role in analyzing and publishing research on analytical and regulatory developments affecting the asset management sector.The ideal candidate will have a strong academic background...