Automotive Financial Services Manager
5 months ago
**Financial Services Manager - Automotive**
**Hamilton, ON**
We're looking for an experienced
- **Financial Services Manager** to join our growing team This role requires someone with an entrepreneurial spirit that wants to build a business and has the time and work ethic to do so The Finance Manager oversees prime and non-prime clients and assists in structuring deals in compliance with lender guidelines and dealership policies, resulting in a seamless transition, prompt funding for the clients and ensuring a high level of customer satisfaction.**What We Offer**:
- Competitive compensation plan
- Paid vacation
- Health and Dental Benefits
- An opportunity to be part of an exciting and growing business
- Employee Purchase Program
- Employee & Family Assistance Plan
**Your Day to Day**:
- Explain and demonstrate financial options to customers
- Deal directly with lenders and financial institutes
- Prepare and document any/all documentation for final delivery
- Meet and excel set sales goals by selling extended products such as protection packages, extended warranties, life and accident/health insurance, and environmental protection packages
- Adhere to a standard of professional ethics and be respectful to customers
- Be knowledgeable of provincial regulations regarding finance and the fair credit reporting act
- Interact with appropriate departments
- Structure deals in accordance with lender and dealership guidelines
- Book out deals accurately
- Never misrepresent equipment
- Maintain confidentiality of customer information
- Sell credit insurance and service contracts
- Maintain good lender relations
- Maintain a lender guide of programs currently in use and obtain a working knowledge of them
- Analyze credit reports, be able to recognize a conventional deal and turn over accordingly
- Maintain dead files for inactive deals
- Overcome objections of prospective customers
**What You Bring to the Table**:
- 3-5 years’ experience in sales or similar customer service role
- Excellent understanding of Sales, Finance and Management
- Experience and working relationship with financial institutions
- Proven record for performance with set goals
- Excellent Oral, Written & Listening skills
- Judgment and Decision-Making Skills ability to consider the relative costs and benefits of potential actions and choose the appropriate path
- Ability to identify measures of performance and actions needed to improve or correct performance
- Ability to read, understand and calculate banking figures such as; discounts, interest rates, percentages and commission etc.
- Prioritization skills necessary to use time effectively and set action plans to achieve business targets
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