Director Finance, Commercial Financial Services

1 month ago

MONTRÃAL, Canada Royal Bank of Canada Full time

Job Summary

Job Description

What is the opportunity?

As Director, Commercial Financial Services (CFS) Finance, you are part of a team of client-facing credit professionals aligned to our large commercial client segment within CFS, defined as commercial clients with annual sales revenue between $25MM and $100MM.  You play a key role in realizing our business growth objectives through the structuring, delivery, and management of credit for a portfolio of large commercial clients. You will lead the end-to-end credit relationship for a defined portfolio of clients with a focus on loan origination and ongoing portfolio quality oversight. You contribute to an exceptional client experience by providing superior business, financial and credit advice directly to clients.

What will you do?

  • Collaborate with client relationship managers to structure, deliver, close, and monitor loan transactions, including credit submissions to Group Risk Management (GRM) and transaction presentations to clients

  • Collaborate with client relationship managers in the preparation and presentation of credit pitches that clearly articulate advantages and benefits of proposed credit solutions to existing and potential clients

  • Demonstrate RBCâs capability to provide customized and creative credit solutions in a timely manner and deliver credit solutions that meet or exceed our clientâs needs

  • Manage all aspects of the credit approval process including ComCom and GRM, developing strong working relationships with National Office personnel and risk managers.   

  • Actively develop, strengthen and deepen client relationships and engage  with key RBC partners including Group Risk Management, Private Banking, Corporate Client Group (including the ABL, MMLF and Mezz teams), National Specialized Solutions (e.g. Leasing, Trade Finance), Personal Banking, and others

  • Exercise due diligence in recommending credit applications, working in collaboration with Risk Management, especially in supporting risk processes and guidelines in order to find the appropriate mix of credit risk and structural mitigants.

  • Maintain portfolio quality oversight through proactive portfolio management, including annual credit renewals, covenant monitoring and control

What do you need to succeed?

Must have:

  • Proven track record in financial and credit analysis in support of exceptional client relationship management

  • Minimum three yearsâ experience in commercial lending at a major financial institution

  • Undergraduate degree in Business, Economics, Accounting, or Finance with strong quantitative, financial modeling, and analytical skills, as well as an ability to analyze company financial statements

  • Strong skills with Microsoft Office, as well as experience with emerging resources, communications and technology (e.g. online data resources, web-based meetings, social media, digital banking, and mobile applications)

  • Professional verbal and written communication skills with a high level of attention to detail in both written work and financial analysis

  • Strong organizational skills, ability to perform well under pressure, prioritize multiple tasks and projects, while meeting time-sensitive deadlines

  • Bilingualism (English and French) required, as you will regularly serve our clients with English and French-speaking needs.

Nice to have:

  • MBA, CPA or CFA

  • Work experience in corporate lending / corporate finance

  • Trained in credit and accounting with an ability to manage complex concepts

Whatâs in it for you?

We thrive on the challenge to be our best, progressive thinking to keep growing, and working together to deliver trusted advice to help our clients thrive and communities prosper. We care about each other, reaching our potential, making a difference to our communities, and achieving success that is mutual.

  • Ability to make a difference and lasting impact

  • Work in a dynamic, collaborative, progressive, and high-performing team

  • Opportunities to do challenging work

Job Skills

Additional Job Details

Address:

1 PLACE VILLE MARIE:MONTRÃAL

City:

MONTRÃAL

Country:

Canada

Work hours/week:

37.5

Employment Type:

Full time

Platform:

PERSONAL & COMMERCIAL BANKING

Job Type:

Regular

Pay Type:

Salaried

Posted Date:

2024-02-22

Application Deadline:

2024-09-03

Inclusion and Equal Opportunity Employment

At RBC, we embrace diversity and inclusion for innovation and growth. We are committed to building inclusive teams and an equitable workplace for our employees to bring their true selves to work. We are taking actions to tackle issues of inequity and systemic bias to support our diverse talent, clients and communities.
âââââââ
We also strive to provide an accessible candidate experience for our prospective employees with different abilities. Please let us know if you need any accommodations during the recruitment process.

Join our Talent Community

Stay in-the-know about great career opportunities at RBC. Sign up and get customized info on our latest jobs, career tips and Recruitment events that matter to you.

Expand your limits and create a new future together at RBC. Find out how we use our passion and drive to enhance the well-being of our clients and communities at jobs.rbc.com.

  • Financing Specialist, Commercial Financial Services

    2 weeks ago

    MONTRÉAL, Canada Royal Bank of Canada Full time

    Job SummaryJob DescriptionWhat is the opportunity?As a Financing Specialist, you are the credit expert within high performing commercial banking Client Relationship Teams.  You engage directly with clients and contribute to an exceptional client experience by being a trusted strategic advisor who provides superior business, financial and credit advice,...

  • Associate Director, GRM Commercial Credit

    1 month ago

    MONTRÉAL, Canada Royal Bank of Canada Full time

    Job SummaryThe Associate Director is primarily responsible for credit adjudication of transactions within the Bank’s Commercial Financial Services Market within their delegated lending authority or within their assigned portfolio. The incumbent will have adjudication responsibilities that are focused on maintaining the risk profile, alignment with the...

  • Director Finance

    1 month ago

    Montréal (St-Laurent ), Canada CAE Full time

    About This...

  • Commercial Finance Analyst

    3 weeks ago

    Montréal, Canada Randstad Canada Remote Work Freelance Full time

    The Commercial Finance Analyst will act as a business partner within the marketing team, promoting integrated workflows to ensure budget accuracy, accountability, and predictability. The role involves supporting the business in estimating budgets, accounting for actuals, and reporting results. Additionally, the analyst will ensure compliance with processes...

  • Relationship Manager, Commercial Financial Services, Intern

    3 weeks ago

    MONTRÉAL, Canada Royal Bank of Canada Full time

    Job SummaryJob DescriptionWhat is the opportunity?Your natural flair for providing advice and resolving intricate business challenges is what sets you apart from the crowd. This role is all about professional relationship management and delivering top-tier financial advice in an end-to-end industry, whose specialized approach aligns sales, products, risk...

  • Relationship Manager, Commercial Financial Services, Intern

    2 months ago

    MONTRÉAL, Canada Royal Bank of Canada Full time

    Job SummaryJob Description*** Candidates must offer mobility in the following business centers: Place Ville Marie, West of Montreal, West Island of Montreal ***What is the opportunity?Your natural flair for providing advice and resolving intricate business challenges is what sets you apart from the crowd. This role is all about professional relationship...

  • Sr. Commercial Manager

    4 months ago

    Montréal, Canada AtkinsRéalis Full time

    Job DescriptionGestionnaire Commercial Principale / Directeur(rice) Commercial Vous cherchez une entreprise qui travaille sur des projets d'ingénierie majeurs partout dans le monde ? Vous souhaitez faire une différence en améliorant la vie quotidienne des communautés a travers le monde ? Vous cherchez a rejoindre une équipe inclusive et...

  • Winter 2025 - Relationship Manager Student Intern, Commercial Markets

    3 weeks ago

    MONTRÉAL, Canada Royal Bank of Canada Full time

    Job SummaryJob DescriptionThis four-month Co-op in a Commercial Banking Centre will prepare the intern to provide excellent reactive and proactive service to commercial clients in a range of specialized areas. Comprehensive training will combine observation, self-study and interactive courses, guaranteeing an exceptional internship experience. What does the...

  • Regional Financial Planning Consultant

    1 week ago

    MONTRÉAL, Canada Royal Bank of Canada Full time

    Job SummaryJob DescriptionWhat is the opportunity?​The P&CB Financial Planning Centre of Expertise enables our Financial Planning Professionals to help our clients achieve their life goals by delivering an outstanding financial planning experience with a high degree of confidence and capability.As an integral member of the Mutual Funds Distribution and...

  • Financial Planner Relationship

    1 month ago

    MONTRÉAL, Canada Royal Bank of Canada Full time

    Job SummaryJob Description*** This is an opportunity for the North East of Montreal region ***What is the opportunity?As an RBC Financial Planner, you have the opportunity to manage and grow a portfolio of mass affluent clients. You provide ongoing comprehensive reviews of your clients’ financial circumstances, creating long-term relationships through...

  • Financial Planner Relationship

    3 months ago

    MONTRÉAL, Canada Royal Bank of Canada Full time

    Job SummaryJob DescriptionWhat is the opportunity?As an RBC Financial Planner, you have the opportunity to manage and grow a portfolio of mass affluent clients. You provide ongoing comprehensive reviews of your clients’ financial circumstances, creating long-term relationships through superior advice, financial planning expertise, and ongoing services....

  • Financial Planner Relationship

    2 months ago

    MONTRÉAL, Canada Royal Bank of Canada Full time

    Job SummaryJob DescriptionWhat is the opportunity?As an RBC Financial Planner, you have the opportunity to manage and grow a portfolio of mass affluent clients. You provide ongoing comprehensive reviews of your clients’ financial circumstances, creating long-term relationships through superior advice, financial planning expertise, and ongoing...

  • Financial Planner Relationship

    1 month ago

    MONTRÉAL, Canada Royal Bank of Canada Full time

    Job SummaryJob DescriptionWhat is the opportunity?As an RBC Financial Planner, you have the opportunity to manage and grow a portfolio of mass affluent clients. You provide ongoing comprehensive reviews of your clients’ financial circumstances, creating long-term relationships through superior advice, financial planning expertise, and ongoing services....

  • Financial Planner Relationship

    4 weeks ago

    MONTRÉAL, Canada Royal Bank of Canada Full time

    Job SummaryJob DescriptionWhat is the opportunity?As an RBC Financial Planner, you have the opportunity to manage and grow a portfolio of mass affluent clients. You provide ongoing comprehensive reviews of your clients’ financial circumstances, creating long-term relationships through superior advice, financial planning expertise, and ongoing services....

  • Finance Manager

    3 months ago

    Montréal, Canada Intact Full time

    Our employees are at the heart of what we do best: helping people, businesses and society prosper in good times and be resilient in bad times. When you join our team, you’re bringing this purpose to life alongside a passionate community of experts.  Feel empowered to learn and grow while being valued for who you are– here, diversity is a...

  • Regional Financial Planning Consultant

    2 weeks ago

    MONTRÉAL, Canada Royal Bank of Canada Full time

    Job SummaryJob DescriptionWhat is the opportunity?​The P&CB Financial Planning Centre of Expertise enables our Financial Planning Professionals to help our clients achieve their life goals by delivering an outstanding financial planning experience with a high degree of confidence and capability.As an integral member of the Mutual Funds Distribution and...

  • Financial controller

    3 weeks ago

    Montréal, Canada Randstad Canada Full time

    POSITION: Financial Controller - international public SMELOCATION: MontrealSCHEDULE: hybridSALARY: 100-130 K depending on experienceAre you looking for a new challenge to join a growing distribution company?Our client is looking for a finance partner (#1 in finance) with responsibility for the entire financial function. It's the opportunity to be a business...

  • Directeur Finance

    2 months ago

    Montréal, Canada Intact Full time

    Nos employés sont au cœur de ce que nous faisons de mieux : aider les gens, les entreprises et la société à aller de l’avant dans les bons moments et à être résilients dans les moments difficiles. En vous joignant à notre équipe, vous contribuerez à ces efforts aux côtés de gens expérimentés et...

  • Financial Planning Analyst

    1 month ago

    MONTRÉAL, Canada Royal Bank of Canada Full time

    Job SummaryJob DescriptionThis is not a Financial Analyst role but rather a Retirement & Wealth Planning role where the focus is on providing tax, retirement, and estate planning strategies using our proprietary personal financial planning set of tools. What is the opportunity?As an integral part of the Family Office Service (FOS) team, the Financial...

  • Financial Planner, Investment and Retirement Planning

    2 months ago

    MONTRÉAL, Canada Royal Bank of Canada Full time

    Job SummaryJob DescriptionWhat is the opportunity?As a RBC Financial Planner, Investment and Retirement Planning, you develop relationships and create custom investment solutions for prospective and existing RBC clients. Alongside your own prospecting and networking activity, you are fully supported by internal partners who send client referrals your way....