Credit and Collections Analyst

4 weeks ago


Toronto ON, Canada Beautifi Full time

Credit Analyst - Unsecured Consumer Lending
The Opportunity
The Credit Analyst is responsible for the effective and timely adjudication of consumer credit applications:
Analyze personal credit reports and other documentation
Perform credit analysis and write-ups for submission
Analyze all aspects of a situation to gain thorough insight to making decisions and identifying key components of a problem to formulate a solution
Ongoing analysis of business rules and constant improvement of policies and processes
Collaborate with other departments to ensure smooth inter-departmental communications
Audit documents and contracts prior to funding
Assist with early-stage collection activities
Assist in periodic portfolio reviews

The Company
Beautifi is a Canadian fin-tech company that offers Canadians flexible financing solutions for elective medical procedures ranging from plastic surgery to fertility. Beautifi is one of the fastest growing fin-techs in the country and has achieved success following a customer-centric and tech-forward approach. In addition to direct-to-consumer financing, Beautifi also provides capital equipment solutions for clinics purchasing medical devices as well as lead generation and marketing services for clinics. At Beautifi, our goal is to make health and beauty affordable and to give Canadians access to the procedures they want or need, without having to wait.

Requirements
Bachelor's Degree (preferred)
Credit adjudication experience (unsecured consumer lending preferred) or a strong willingness to learn
Solid problem-solving and decision-making skills
Thrive in a fast-paced tech-driven environment
Passion to join a progressive company and grow with our company
Demonstrate excellent written and verbal communication skills
Excellent attention to detail and a careful working style
Intermediate skills in MS Word, Outlook, and Excel
Experience with Salesforce is an asset
Must be able to work Tuesday to Saturday and the East Coast time zone

Location
Vancouver, BC, or Toronto, ON
Our Vancouver office is located at 609 Granville Street, in the heart of Downtown Vancouver. Our Toronto office is located at 171 East Liberty St., Toronto ON, in Toronto’s Liberty Village neighborhood

Job Types/Schedule
Full-time 40 hours/week, Permanent
This is an in-office position
Hour: Tuesday – Saturday (supporting our East Coast working hours)

Work remotely
~ No


What We Offer
Competitive salary commensurate with experience
Bonuses based on individual and team performance
Dental, Vision and Health Benefits – paid by the employer
Paid Vacation
Fun and energetic workplace
Advancement opportunities



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