Credit Analyst

4 weeks ago


Toronto ON, Canada Beautifi Full time

Credit Analyst - Unsecured Consumer LendingThe OpportunityThe Credit Analyst is responsible for the effective and timely adjudication of consumer credit applications:Analyze personal credit reports and other documentationPerform credit analysis and write-ups for submissionAnalyze all aspects of a situation to gain thorough insight to making decisions and identifying key components of a problem to formulate a solutionOngoing analysis of business rules and constant improvement of policies and processesCollaborate with other departments to ensure smooth inter-departmental communicationsAudit documents and contracts prior to fundingAssist with early-stage collection activitiesAssist in periodic portfolio reviewsThe CompanyBeautifi is a Canadian fin-tech company that offers Canadians flexible financing solutions for elective medical procedures ranging from plastic surgery to fertility. Beautifi is one of the fastest growing fin-techs in the country and has achieved success following a customer-centric and tech-forward approach. In addition to direct-to-consumer financing, Beautifi also provides capital equipment solutions for clinics purchasing medical devices as well as lead generation and marketing services for clinics. At Beautifi, our goal is to make health and beauty affordable and to give Canadians access to the procedures they want or need, without having to wait.RequirementsBachelor's Degree (preferred)Credit adjudication experience (unsecured consumer lending preferred) or a strong willingness to learnSolid problem-solving and decision-making skillsThrive in a fast-paced tech-driven environmentPassion to join a progressive company and grow with our companyDemonstrate excellent written and verbal communication skillsExcellent attention to detail and a careful working styleIntermediate skills in MS Word, Outlook, and ExcelExperience with Salesforce is an assetMust be able to work Tuesday to Saturday and the East Coast time zoneLocationVancouver, BC, or Toronto, ONOur Vancouver office is located at 609 Granville Street, in the heart of Downtown Vancouver. Our Toronto office is located at 171 East Liberty St., Toronto ON, in Toronto’s Liberty Village neighborhoodJob Types/ScheduleFull-time 40 hours/week, PermanentThis is an in-office positionHour: Tuesday – Saturday (supporting our East Coast working hours)Work remotelyNoWhat We OfferCompetitive salary commensurate with experienceBonuses based on individual and team performanceDental, Vision and Health Benefits – paid by the employerPaid VacationFun and energetic workplaceAdvancement opportunities


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