Credit Risk Manager

4 weeks ago


Greater Toronto Area, Canada Universal Support Systems Full time

Manager, Credit Risk Small Business

TORONTO AND MONTREAL(Bilingual)

HYBRID


As Manager, Credit Risk Small Business you will be accountable for exercising sound credit judgement, providing quality underwriting decisions. In this role you will review credit applications requiring a deep understanding for Retail Branches, Private Banking, Indirect Mortgage, and Indirect Auto channels, and underwriting for the Small Business (Branch, Health Care & Professional Banking, and Agriculture) channel.

THE ROLE

  • Effectively analyze credit submissions, financial disclosures and pertinent documentation, within risk tolerances
  • Applying advanced credit judgement, ensuring consistent application of policies and processes are analyzed and documented.
  • Adjudicating within established limits, presenting quality recommendations on requests above established limits.
  • Ability to calculate financial ratios, identify appropriate credit conditions and security
  • Analyze credit reviews and apply corrective action where appropriate
  • Providing recommendations/alternative solutions, and restructuring credit requests, with coaching/direction to partners as required.
  • Acting with a sense of urgency in response to partner requests to meet customer expectations.

YOUR SKILLS

  • Through knowledge of Canadian Bank’s Small Business products/services
  • Solid understanding of Canadian Banking lending policies and procedures, financial analysis, risk assessment techniques, credit structuring, collateral and security documentation and registration
  • Solid accounting and financial statement analysis.
  • Strong analytical and problem resolution skills.


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