Compliance & AML Analyst - RFA Mortgage Corporation

Compliance & AML Analyst – RFA Mortgage Corporation

Date: November 25, 2025

Location: Toronto

Company: RFA Mortgage Corporation

Job Type: Permanent

About RFA

Founded in 1996, RFA (Realty Financial Advisors) is a leading Canadian-owned real estate firm. Through RFA Bank of Canada and RFA Mortgage Corporation, RFA offers mortgage brokers a complete range of Prime and Alternative mortgage solutions.

The Opportunity

We're looking to fill a Compliance & AML Analyst position at RFA Mortgage Corporation

RFA Mortgage Corporation, a division of RFA (Realty Financial Advisors), specializes in Prime lending (Insured, Insurable and Uninsurable). Our goal is to be a long-term leader in the residential lending market by offering more than just competitive rates and compensation. At RFA Mortgage Corporation, we focus on delivering a unique value proposition in the Prime mortgage space, committed to innovation and exceptional service to meet a diverse range of borrower needs.

In this role, the a Compliance & AML Analyst will assist in the mitigating regulatory risk primarily through the performance of risk and control assessments and in the performance of monitoring and control testing.

Core Responsibilities

As a Compliance & AML Analyst, you will:

Risk Identification and Assessment

• Manage maintaining the Corporation's inventory of regulatory requirements (through Resolver), ensuring its completeness and integrity.
• Liaise with operational management regarding their related responsibilities for Risk and Compliance.
• Aid with the review of the applicability of regulatory requirements to RFA Mortgage Corporation
• Support with performing and/or reviewing inherent and residual risk assessments and operational control design assessments as they relate to AML and/or regulatory risk

Monitoring and Testing

• Collaborate in the design and execution of the Compliance and AML testing Plans.
• Perform independent monitoring and testing of Compliance and AML controls (both internally and at external service providers) as assigned.
• Identify control weaknesses and violations of regulations, rules, laws, internal policies and procedures through testing and monitoring.
• Track, monitor, manage, and validate action plans for findings raised by the AML and Compliance functions, regulators, external parties or self-identified by management.

Reporting

• Coordinate the compilation of data for management reporting.
• Administer Suspicious Transaction Reporting to FINTRAC.

Additional Responsibilities

• Lead special projects and initiatives as requested.
• Participate in the development and implementation of improvements within the Compliance and AML functions and business line compliance controls.
• Execute the development and delivery of Compliance and AML training to business line staff.

What You'll Need to Succeed

• 2+ years of experience in the financial industry in a Compliance or AML role (preferably within the mortgage lending sector).
• Post-Secondary education in a related discipline.
• Good understanding of regulatory requirements and legislation, including PCMLTFA, FINTRAC Guidance, and Provincial regulatory requirements the Corporation is subject to. (e.g., FSRA, BCFSA, etc.)
• Ability to interpret and operationalize regulatory requirements.

What Sets You Apart

• Timely management of multiple priorities while maintaining a high level of quality on all deliverables.
• Good understanding of AML/ATF issues, PCMLTFA and FINTRAC Guidance.
• Strong analytical skills required to organize and analyze multiple complex data sets.
• Strong communication skills (both verbal and written).
• Self-starter with the ability to work with minimum supervision.
• Computer Literate in MS Office applications.
• Experience with Regulatory Compliance Management Systems (preferably Resolver) would be an asset.
• Experience with FINTRAC's FWR reporting system would be an asset.

What We Offer at RFA

Along with a strong work culture, RFA offers a comprehensive benefits package, including:

• Health & Dental Care
• Vision Care
• RRSP Match
• Health & Wellness Spend
• Vacation & Personal Days
• Hybrid working environment

Ready to take the next step?

If this opportunity excites you and aligns with your skills and aspirations, we'd love to hear about how you can contribute to our team at RFA.

Accessibility

Accommodation is available upon request for applicants and employees with disabilities. If you are contacted for a job opportunity, please advise us of any accommodations needed to ensure you have access to a fair and equitable process. Any information received relating to accommodation will be addressed confidentially.