Director of Credit Risk

2 weeks ago

Cambridge, Ontario, Canada Cash 4 You Corp. Full time $120,000 - $200,000 per year

Director of Credit Risk & Decision Science

Location: Cambridge, ON (In-Office Only)

Type: Full-Time

About the Role

We're building Canada's most disciplined consumer-lending company, and we need a Director who can both build credit models and run the system they live in. You'll own the entire risk intelligence layer — model design, validation, and portfolio decisioning.

You'll:

  • Architect, train, and validate behavioural and application-score models (XGBoost, ANN, logistic regression).
  • Lead end-to-end model lifecycle: feature engineering, training, back-testing, challenger/production deployment, and monitoring.
  • Integrate new data sources (TransUnion Credit Vision, traditional bureau, open-banking feeds).
  • Own portfolio analytics: PAR and loss curves, segmentation, Gini/AUC tracking, and early-warning indicators.
  • Partner with Technology to embed real-time credit decision logic into Evolve OS and Provenir.
  • Translate findings into lending policy, pricing strategy, and executive reporting.
  • Oversee external data-science contributors and validate all third-party models (e.g., refinance-loan behavioural model).

You Are:

  • A quant-operator with 8 + years in credit-risk or data-science within consumer lending or fintech.
  • Fluent in Python / SQL / R and comfortable inside the model codebase.
  • Equally fluent in P&L thinking — you connect Gini curves to gross-yield outcomes.
  • Capable of reviewing, challenging, and improving models developed by others.
  • Naturally skeptical; you treat every model output as a hypothesis until proven in the portfolio.

Why Join Us:

You'll design and command the brain of a national-scale lending platform. No layers of bureaucracy — direct line to the Founder and full visibility into the book. Your models will not sit in notebooks; they'll run the business.

Job Types: Full-time, Permanent

Work Location: In person

  • VP credit Risk

    7 days ago

    Cambridge, Ontario, Canada Chad Management Group Full time $100,000 - $150,000 per year

     VP Credit Risk & AnalyticsCambridge ONWith over $1Billion in loans funded, our client has helped hard-working Canadians with personalized money solutions with more flexibility than traditional banks across both its retail and digital channels. They are a member of the Canadian Consumer Finance Association, fully licensed lender with 110+ branches across...

  • Director of Corporate Operations – Lending

    2 weeks ago

    Cambridge, Ontario, Canada Cash 4 You Corp. Full time $120,000 - $180,000 per year

    Director of Corporate Operations – Lending & ComplianceLocation: Cambridge, ON (In-Office Only)Type: Full-TimeAbout the RoleWe're not looking for someone to "oversee processes" or "manage teams." We need a builder who owns the machine—credit decisioning, collections, compliance, customer support, and all back-office/offshore execution. You will design...

  • Sales Director

    2 weeks ago

    Cambridge, Ontario, Canada CPG Executive Search Inc. Full time $90,000 - $120,000 per year

    Director of Sales - AmericasReporting to:CEOLocation: Cambridge, ONOn-site when not travellingThe Company:Our client is an entrepreneur led, fast-growing private label snacking food manufacturer. With multiple sales serving high volume sales to large Grocery, Retail and Food Service customers across Canada, the US , Mexico and abroad. This a great...

  • Administrative Assistant

    7 days ago

    Cambridge, Ontario, Canada City of Cambridge, ON Full time $64,119 - $78,000 per year

    People, Place, ProsperityWorking within our Strategic Plan, Cambridge Connected, and committing to our values of Integrity, Respect, Inclusiveness and Service, the successful candidate will work together to help the City of Cambridge achieve our vision: A place for people to prosper – alive with opportunity.Job ProfileThe Administrative Assistant will be...

  • Addiction Treatment Worker

    7 days ago

    Cambridge, Ontario, Canada House of Friendship Full time $52,000 - $74,000 per year

    At House of Friendship, we believe in what we are doing. We get out of bed each day to make a difference in our community; to walk with and to serve. We are not happy with the status quo. We get energy from ongoing learning and growth. We lead with passion and believe without a doubt that everyone deserves to belong and thrive. We live and breathe our values...

  • Addiction Treatment Worker

    1 week ago

    Cambridge, Ontario, Canada House of Friendship Full time $22 - $29

    At House of Friendship, we believe in what we are doing. We get out of bed each day to make a difference in our community; to walk with and to serve. We are not happy with the status quo. We get energy from ongoing learning and growth. We lead with passion and believe without a doubt that everyone deserves to belong and thrive. We live and breathe our values...

  • Senior Controls Engineer

    7 days ago

    Cambridge, Ontario, Canada Kitchener Executive Consultants Inc Full time $120,000 - $180,000 per year

    Kitchener Executive Consultants Inc. has partnered with a multi-faceted organization who designs, manufactures, and distributes both proprietary branded products, as well as contract manufactured materials, that are sold into a variety of industries including the Automotive Sector and the Commercial/Industrial Construction markets. We are supporting the hire...

  • Senior Commercial Financial Analyst

    7 days ago

    Cambridge, Ontario, Canada Septodont Full time $80,000 - $120,000 per year

    Company detailSeptodont is a leading manufacturer of dental pharmaceuticals and medical devices. The French-based company employs over 2,000+ people globally. We have six manufacturing plants in France, India, North and South America, and an international distribution network that is dedicated to serving the needs of dental professionals in more than 150...

  • Senior Commercial Financial Analyst

    1 week ago

    Cambridge, Ontario, Canada Novocol Pharma, a Septodont company Full time $80,000 - $120,000 per year

    Company DetailsSeptodont is a leading manufacturer of dental pharmaceuticals and medical devices. The French-based company employs over 2,000+ people globally. We have six manufacturing plants in France, India, North and South America, and an international distribution network that is dedicated to serving the needs of dental professionals in more than 150...

  • Senior Commercial Financial Analyst

    1 week ago

    Cambridge, Ontario, Canada Septodont North America Full time $80,000 - $120,000 per year

    BRENFRFollow usFacebook LinkedInHomeSubmit speculative applicationSearches, alertsYou are here : Home › Vacancy list › Vacancy detailsSelection: 0 vacancy(s)Follow usFacebook LinkedInMenu Careers website SEPTODONTHomeSubmit speculative applicationSearches, alertsSEPTODONT vacancy search engineJob locationPlease select a value Asia (2) India (2) Taloja...