Account Specialist, Real Estate

At CWB , we strive to build value for the people who choose us every day: our people, our clients and our investors. We do this by: - Putting people first and building relationships with intention- Seeking out and embracing new ideas- Believing that how we do things is as important as what we do Account Specialist, Real Estate At CWB, we strive to build value for the people who choose us every day: our people, our clients and our investors. We do this by holding true to the values that guide us. We put people first and build relationships with intention. We seek out and embrace new ideas, knowing that better is always possible. We believe that how we do things is as important as what we do. And we harness the power of inclusion. Our culture is who we are and how we show up - as individuals and as a team - to accomplish our strategy. CWB Financial Group (CWB) is on a mission to become the best full-service bank for business owners in Canada. The Opportunity Daily activities: FINANCIAL PILLAR- Support the achievement of branch financial objectives through effective and timely credit underwriting for new and existing borrowing opportunities, while balancing risk and reward in line with CWB’s risk appetite.- Assist the relationship managers in identifying full-service solutions for clients with the view to be every client’s primary financial partner.- Actively refer to other business partners both within branch banking and across CWB. CLIENT PILLAR- Support the branch strategy and client experience through effective and timely credit underwriting for new and existing borrowing opportunities.- Deliver exceptional client experiences at every interaction and execute on plans to continuously build the client experience, in line with CWB’s brand promise.- Support the relationships managers (directly and/or indirectly) in developing creative, competitive client solutions, leveraging internal partnerships and specialists where appropriate. SUPPORT PILLAR- Assist the Real Estate Lending team to manage a portfolio of construction loans and term mortgages.- Prepare credit submissions (new loan requests, renewals, annual reviews, amendments and credit memos) for new and existing clients.- Provide quality risk assessments and underwriting analysis by completing clear and concise loan presentations.- Under the direction of the Real Estate Lending team, participate in client meetings, analyze and evaluate loan proposals, structure, and prepare pricing recommendations and term sheets.- Provide loan management support to ensure loans are operated within credit, audit and compliance requirements.- Assist in analyzing and processing of monthly construction draw requests.- Work together with the Business Coordinators in the funding and management of real estate loans.- Work effectively both with management and support functions to ensure clients receive a high level of service.- Ensure efficient and effective operations with strong data integrity including strong collaboration with other CWB teams.- Complete all compliance training and attestations within required timelines.- Adhere to CWB policies/ procedures and Code of Conduct, keeping up to date with any new or revised guidelines. PEOPLE PILLAR- Embrace and support a positive environment that supports a fun, high-performing and diverse workforce.- Live the CWB cultural values of integrity, accountability, respect, common sense and caring every day.- Demonstrate strong interpersonal and cooperation skills, particularly with Relationship Manager partners.- Demonstrate analytical, problem solving skills and time management skills.- Actively prepare for and participate in the performance management and personal development processes Skills that will take you further- Responsible for managing credit risk on a portfolio of commercial real estate loans, which includes writing annual reviews, regular risk monitoring (often monthly and/or quarterly), obtaining reporting from customers as needed, and making recommendations to ensure the loan portfolio stays within CWB’s risk appetite.- Day to day first point of contact for client service.- This is an individual contributor role that works with supervision close by and within well established procedures and/or practices; however some judgement is required to achieve the end result.- Requirement to maintain an appropriate level of independence from sales functions, with need for facilitation and conflict management skills.- - Minimize operational losses and report all potential losses > $5,000 within 5 business days after month end Why work for us? People first benefits. Winners of Canada’s Most Admired Corporate Culture 2020 Your voice matters. Help us shape our voice around important social & cultural matters. The opportunity to make a difference. Build a team. Make an impact. Put your mark on the CWB landscape. Flexible work arrangements. Make work make sense for you. Remote work. Relocation. Alternate schedu