Director, International Wealth Management Credit

Requisition ID: 204485 Join a purpose driven winning team, committed to results, in an inclusive and high-performing culture. The Director is liable for the overall credit quality of a designated portfolio for International Wealth Management loans and to collaborate on judicious policy/growth programs. **Is this role right for you? In this role, you will**: - Fosters a customer focused culture throughout their team to deepen client relationships and leverage broader Bank relationships, systems and knowledge; - Collaborates with International Private Banking on transactions and risk appetite topics, and contributes to development, training, and fostering a risk culture within the business line; - Collaborates with International Private Banking on initiatives to streamline International Wealth Management policies/processes and identify judicious growth opportunities /programs. - Adjudicates on credits within assigned limits (as a designated Credit Officer), provides recommendations for over limit / out-of-policy deals to the Senior Credit Committee, and authorizes waivers, amendments and non-standard documentation. - Works with local credit units / International Wealth Management teams in providing advice and counsel or feedback towards atypical transactions as required. - Ensures well founded and profitable growth in the Wealth Management credit portfolios by: - Contributing to the development and implementation of lending policies and strategies; and - Being alert to other market opportunities. - Ensures that the existing portfolio is maintained at a level of acceptable quality and risk by: - Monitoring the assigned portfolio and approved credits on a geographic, industry, and customer / product basis, ensuring adherence to condition of credit, identifying issues and taking remedial action in a timely manner; - Ensuring early identification and sound administration of weak and unsatisfactory accounts - Alerting management to unsatisfactory trends and recommending suitable courses of action; and, - Monitoring adherence to regulatory and internal policies as applicable. - Assists in the greater development of the Bank by undertaking completion of sundry duties, including: - Participating in due diligence exercises with respect to potential acquisitions; - Completing special projects as required. - Directs day-to-day activities in a manner consistent with the Bank’s risk culture and the relevant risk appetite statement and limits. Reinforces the Bank’s risk culture and risk appetite statement throughout their teams. - Fosters an environment in which their team effectively and efficiently manages their assigned portfolios while adhering to day-to-day business controls with respect to operational risk, regulatory compliance risk, AML/ATF risk and conduct risk. - Contributes to a high performance environment and people strategy that attracts, retains, develops and motivates their team by fostering an inclusive work environment; informing vison/values/business strategy and managing succession and development planning for the team. **Do you have the skills that will enable you to succeed in this role? We’d love to work with you if you have experience with**: - Broad credit background and 5-10 years of lending experience (IPL structuring is an asset); - Fluent in Spanish given geographic scope of the team. - Excellent analytical skills; - Excellent management skills; - Excellent verbal and written communication skills; - Knowledge of workout situations; - Strong computer skills; - Awareness of competitor practices, economic and business trends; - Business degree and/or well diversified background in Banking. An MBA/CA designation would be an asset; Location(s): Canada : Ontario : Toronto Scotiabank is a leading bank in the Americas. Guided by our purpose: "for every future", we help our customers, their families and their communities achieve success through a broad range of advice, products and services, including personal and commercial banking, wealth management and private banking, corporate and investment banking, and capital markets.