Director, Grm Commercial Credit, Real Estate Development

**Job Summary**

**What is the opportunity?**

As part of the Group Risk Management team, the Director is responsible for the primary adjudication and decision making with respect to the approval and amendment of new and existing credit commitments across RBC's Real Estate Development Lending Portfolio. Directors are tasked with the review and recommendation of generally large credit exposures facing a client base that principally includes top tier Canadian developers. Experienced Directors are generally expected to be able to provide transaction structuring advice to mitigate risks, comprehensively understand the risk profiles of transactions, and communicate recommendations to leadership including senior executives. You will focus on maintaining portfolio quality, alignment with the business, operational effectiveness, sharing best practices with business partners and working towards high level of efficiency in management of assigned portfolios, and enhancing the client experience.

**What will you do?**
- Work with the Team to maintain a strong risk profile, and managing assigned portfolio in such a way as to minimize losses and maximize return
- Deliver consistent decisions with solid communication of rationale for support, amendments or declines.
- Ensure clients and colleagues are treated with respect, a highly professional empathetic approach is used, and good working relationships are maintained. Look for, and act upon, opportunities to strengthen the efficiency, accessibility and responsiveness of key risk processes and practices.
- Partner with stakeholders to achieve collective results. Act as a catalyst to ensure team is strategically aligned with business strategies while maintaining the Bank's desired risk profile.
- Take initiative to proactively seek, demonstrate, and facilitate consistency in credit adjudication fully utilizing other resources including other risk teams.
- Ensure accurate and consistent processes/controls are in place and being followed to protect shareholder interests. Ensure credit transactions are adjudicated, for the most part, within Policy Guidelines, Standards, and Procedures and mitigate risks as necessary.

**What do you need to succeed?**

Must Have:

- 5+ years of commercial real estate experience with a preferred focus on Real Estate Construction and Development
- Strong communication, coaching, and conflict resolution skills
- Proven ability to make decisions in the presence of pressure and uncertainty
- Undergraduate Degree

Nice-to-Have:

- Previous Real Estate experience within commercial or corporate banking
- In-depth knowledge of RBC Risk Policies, procedures & practices, Folios etc.
- Proficiency with Bank Technology.
- Post graduate qualifications (CFA, CMA, MBA etc.)

**What is in it for you?**
We thrive on the challenge to be our best, progressive thinking, to keep growing, and working together to build and deliver trusted reporting to help our stakeholders succeed and communities prosper. We care about each other, reaching our potential, making a difference to our communities, and achieving success that is mutual.
- A comprehensive Total Rewards Program including bonuses and flexible benefits, competitive compensation
- Ability to make a difference and lasting impact
- Work in a dynamic, collaborative, progressive, and high-performing team
- Opportunities to take on progressively greater accountabilities

**Job Skills**

Commercial Real Estate, Credit Analysis, Decision Making, Financial Statement Analysis, Fraud Management in Retail, Leadership, Loss Prevention Plans, Real Estate, Real Estate Development, Retail Audits, Retail Investigations, Retail Problem Management Process, Retail Service Request Management Process, Retail Systems, Taking Ownership

**Additional Job Details**

**Address**:
RBC CENTRE, 155 WELLINGTON ST W:TORONTO

**City**:
TORONTO

**Country**:
Canada

**Work hours/week**:
37.5

**Employment Type**:
Full time

**Platform**:
GROUP RISK MANAGEMENT

**Job Type**:
Regular

**Pay Type**:
Salaried

**Posted Date**:
2025-05-12

**Application Deadline**:
2025-05-31

**I**nclusion** and Equal Opportunity Employment**

At RBC, we believe an inclusive workplace that has diverse perspectives is core to our continued growth as one of the largest and most successful banks in the world. Maintaining a workplace where our employees feel supported to perform at their best, effectively collaborate, drive innovation, and grow professionally helps to bring our Purpose to life and create value for our clients and communities. RBC strives to deliver this through policies and programs intended to foster a workplace based on respect, belonging and opportunity for all.

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