Credit Analyst

A career as a **Credit Analyst** in the team of Franchise Finance, at National Bank is to act as a credit specialist. This opportunity allows you to make a meaningful impact through your expertise in financial analysis and risk management, contributing to sound decision-making and sustainable growth.

**Your job**
- Ensure compliance with risk management functions, workflows, and policies, including loan administration, data accuracy, portfolio quality, exposure limits, and loan security requirements.
- Carry out detailed financial and cash flow analyses to support credit decisions and portfolio evaluations.
- Accompany and influence operational improvements by identifying opportunities for process optimization and actively participating in their implementation.
- Identify and assess proposed amendments to credit conditions and transaction security, ensuring alignment with established lending practices and guidelines.

**Your team**

Within the sector (Franchise Finance), you are part of a team of colleagues and report to the Manager, Financing Solution. Our team stands out for its innovative lending solutions and strong client relationships. We aim to offer you maximum flexibility to promote your quality of life. This is reflected in a hybrid work environment, as well as a flexible and adaptable schedule.

The Bank values continuous development and internal mobility. Our personalized training programs, based on learning in action, allow you to master your craft and develop new areas of expertise. Tools such as the Data Academy, language training, the Harvard Learning Center, and coaching and mentoring support are available to you at all times.

**Prerequisites**
- Hold a bachelor's degree in business or a related field, along with a minimum of two years of experience in financial services within risk or credit management, banking, or business lending.
- Demonstrate experience in credit adjudication and financial statement analysis.
- Master effective risk mitigation strategies for credit underwriting.
- Possess strong organizational and interpersonal skills.
- Maintain a high level of professionalism and confidentiality.

**Mandatory Languages**
- English

**Softskills to be added to skills if possible**
- Analytical thinking
- Collaboration
- Communication and negotiation
- Confidentiality
- Growth mindset

**Your benefits**

In addition to competitive compensation, upon hiring you’ll be eligible for a wide range of flexible benefits to help promote your wellbeing and that of your family.
- Health and wellness program, including many options
- Flexible group insurance
- Generous pension plan
- Employee Share Ownership Plan
- Employee and Family Assistance Program
- Preferential banking services
- Opportunities to get involved in community initiatives
- Telemedicine service
- Virtual sleep clinic

These are a few of the benefits available to you. We have an offer that keeps up with trends as well as your needs and those of your family.

Our dynamic work environments and cutting-edge collaboration tools foster a positive employee experience. We actively listen to employees’ ideas. Whether through our surveys or programs, regular feedback and ongoing communication is encouraged.

**We're putting people first**

We're a bank on a human scale that stands out for its courage, entrepreneurial culture, and passion for people. Our mission is to have a positive impact on peoples' lives. Our core values of partnership, agility, and empowerment inspire us, and inclusivity is central to our commitments. We offer a barrier-free workplace that is accessible to all employees.

Come live your ambitions with us