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Senior Credit Solutions Manager, Commercial Banking

1 month ago


MontréalEst, Quebec, Canada Scotiabank Full time
Job Title: Senior Credit Solutions Manager, Commercial Banking

Scotiabank is seeking a highly skilled Senior Credit Solutions Manager to join our Commercial Banking team. As a key member of our team, you will be responsible for providing financial solutions to clients through various tasks such as risk analysis, deal structuring, credit pricing, negotiation, and presentation.

Key Responsibilities:
  • Contribute to the overall success of Canadian Business Banking by executing individual goals, plans, and initiatives in support of the team's business strategies and objectives.
  • Provide financial solutions for clients through risk analysis, deal structuring, credit pricing, negotiation, and presentation.
  • Interface directly with clients, in partnership with the Senior Client Relationship Manager.
  • Liaise with Global Risk Management through the credit decision-making process.
  • Manage a customer portfolio of moderate to higher complexity.
  • Ensure compliance with governing regulations, internal policies, and procedures.
Requirements:
  • University degree in business or economics or other Business Specialty background.
  • Commitment to participate in other training requirements as determined by the Bank from time to time.
  • Previous work experience of at least 2-5 years is preferred.
  • In-depth knowledge of the Bank's lending policies, practices, and procedures.
  • A solid knowledge and understanding of financial statements and accounting principles and policies.
  • Excellent risk assessment and credit skills and ability to structure deals.
  • Strong understanding of loan documentation.
  • Strong knowledge of Canada's financial services marketplace and of the assigned market area's key industries, major customers, and competitive positioning within the assigned market areas.
  • Solid understanding of the Canadian Business Banking objectives, strategies, and structures.
  • Good sales management, coaching, relationship building, and leadership skills.
  • Strong interpersonal skills for business development/customer relationship building and to facilitate a positive and effective team environment.
Working Conditions:
  • Work in a standard office-based environment; non-standard hours are a common occurrence. No travel.
  • Pursuant to a language needs assessment conducted by Scotiabank, the successful candidate will be required to be able to communicate in English in addition to French because they will be required to work closely with other groups from head office who operate primarily in English and will serve an English and French-speaking clientele frequently.