Senior Manager, Credit Strategies, Global Small Business

4 weeks ago


Toronto, Ontario, Canada Scotiabank Full time

Job Summary

We are seeking a highly skilled Senior Manager, Credit Strategies, Global Small Business to join our team at Scotiabank. This role will be responsible for developing and optimizing credit strategies across the lifecycle, ensuring adequate credit risk management and maximizing return on investment.

Key Responsibilities

  • Lead the development and implementation of credit strategies across originations, account management, and collections
  • Collaborate with cross-functional teams to ensure effective risk management and optimization
  • Monitor performance and make strategic decisions to maximize profitability and align with the Bank's risk appetite
  • Drive continuous improvement in strategy effectiveness and identify opportunities for incremental profitability
  • Liaise with external vendors and internal stakeholders to ensure technical mandates and requirements are met
  • Manage escalations and ensure overall end-to-end processes are intact
  • Command emerging solutions and plan enhancement opportunities to test and learn within Bank standards
  • Ensure alignment in all technology change implementation and coordinate testing with technology and operations teams
  • Negotiate priorities with internal stakeholders to support strategic initiatives
  • Monitor, assess, and evaluate overall credit strategies and portfolio performance

Requirements

  • University degree in mathematics, economics, or related field
  • 5-10 years of relevant work experience
  • Sound understanding of behavior scoring, optimize strategies, policies, and business rules
  • Deep understanding of credit bureau information
  • Strong analytical skills and ability to design and interpret information/data required to monitor performance
  • Programming skills in SAS, Python, SQL, Angoss, etc.
  • Ability to effectively manage relationships across the Bank
  • Excellent executive communication and storyboarding skills
  • Strong leadership and interpersonal skills that facilitate an effective team environment

What We Offer

  • Inclusive and collaborative working environment that encourages creativity and celebrates success
  • Competitive rewards package: performance bonus, employee share ownership program, and pension plan matching, health benefits from day one
  • Career development and progression opportunities


  • Toronto, Ontario, Canada Scotiabank Full time

    About the RoleWe are seeking a highly skilled Senior Manager to lead our Credit Strategies team in Global Small Business. As a key member of our team, you will be responsible for developing and implementing credit strategies that drive business growth and minimize risk.Key ResponsibilitiesDevelop and implement credit strategies that align with our business...


  • Toronto, Ontario, Canada Scotiabank Full time

    Role SummaryAs a Senior Manager, Credit Strategies, Global Small Business, you will be responsible for developing and optimizing credit strategies across the lifecycle, ensuring adequate credit risk management and risk-adjusted return optimization.Key ResponsibilitiesLead the development and implementation of credit strategies for originations, credit limit...


  • Toronto, Ontario, Canada Scotiabank Full time

    Job SummaryReporting to the Director, Credit Risk Oversight & Analytics, Small Business, the Senior Manager will drive analyses and provide strategic direction across the lifecycle (Originations, Account Management and Collections).Key Responsibilities:Contribute to the strategy development and processes for originations, credit limit management,...


  • Toronto, Ontario, Canada Scotiabank Full time

    About the RoleThe Manager, Small Business Credit Products is a key position within Scotiabank, responsible for the suite of Small Business credit products. This role ensures that these products are competitively positioned, profitability is maximized, and existing and future customers' needs are met.Key ResponsibilitiesAssist the Senior Manager in strategy...


  • Toronto, Ontario, Canada Royal Bank of Canada> Full time

    Job SummaryThe Royal Bank of Canada is seeking a Senior Credit Strategy Manager to join its Portfolio Management & Credit Strategy team. As a key member of the team, you will be responsible for developing and implementing credit strategies to drive revenue growth and manage risk.This role requires a strong analytical mindset, with expertise in financial...


  • Toronto, Ontario, Canada CPP Investments Full time

    Company OverviewCPP Investments is a global investment organization that manages the funds of the Canada Pension Plan. We are seeking a Senior Associate to join our Credit Strategy group in Toronto.The Credit Strategy group is responsible for managing $65 billion of assets and making credit investments globally. We are looking for a highly skilled individual...


  • Toronto, Ontario, Canada Scotiabank Full time

    Job OverviewThe Senior Manager, Credit Risk Provisions and Strategy will lead and oversee IFRS9 as part of Credit Risk Provisions & Analytics team within Scotiabank Global Risk Management in Toronto, Canada. This role ensures business strategies, plans, and initiatives are executed and delivered in compliance with governing regulations, internal policies,...


  • Toronto, Ontario, Canada Scotiabank Full time

    Role OverviewAs the Director of Small Business Credit Card Portfolio, you will lead growth and financial performance plans for our suite of Small Business credit cards. This role requires energy and enthusiasm to establish a new team, responsible for ensuring strategies, plans, and initiatives are delivered to meet client needs and within the Bank's risk...


  • Toronto, Ontario, Canada Royal Bank of Canada> Full time

    Job SummaryAs a Senior Manager, Credit Strategy and Risk, you will be responsible for monitoring market risk and implementing risk management systems and processes to minimize any risk to the market. You will apply extensive, in-depth knowledge, skills, and practices to perform complex assignments.Job DescriptionWhat is the opportunity?The Royal Bank of...


  • Toronto, Ontario, Canada Royal Bank of Canada> Full time

    Job Opportunity: Manager, Cards Credit StrategyAbout the RoleWe are seeking a highly skilled Credit Strategy Manager to join our team at Royal Bank of Canada. As a key member of our Cards Credit Strategy team, you will be responsible for developing credit strategies to grow RBC revenue and manage risk to optimize portfolio profitability.Key...


  • Toronto, Ontario, Canada Royal Bank of Canada> Full time

    Job SummaryAs a Senior Manager, Credit Strategy and Risk Management, you will be responsible for monitoring market risk and implementing risk management systems and processes to minimize any risk to the market. You will apply extensive, in-depth knowledge, skills, and practices to perform complex assignments.Key ResponsibilitiesDevelop and implement credit...


  • Toronto, Ontario, Canada Royal Bank of Canada> Full time

    Job SummaryThis position will report to the Director, Model Validation and Credit Strategies. The position will be responsible for completing model validations of Credit Risk models developed for use in Retail Credit and Small Business strategies. In addition, the position will also support the effective challenge and validation of credit strategies...


  • Toronto, Ontario, Canada Royal Bank of Canada> Full time

    Job SummaryThis position will report to the Director, Model Validation and Credit Strategies. The position will be responsible for completing model validations of Credit Risk models developed for use in Retail Credit and Small Business strategies. In addition, the position will also support the effective challenge and validation of credit strategies...


  • Toronto, Ontario, Canada Scotiabank Full time

    About the Role:As a key member of our team, you will lead growth and portfolio plans for our suite of Small Business credit cards. You will be responsible for establishing a new team and ensuring strategies, plans, and initiatives are delivered to meet client needs, financial objectives, and within the Bank's risk appetite.Key Responsibilities:Trend...


  • Old Toronto, Ontario, Canada TD Bank Full time

    Job Summary: We are seeking a highly skilled Senior Credit Manager to lead our National Credit Operations team. As a key member of our Commercial Auto Finance division, you will be responsible for managing credit risk and operational risk related to our core accounts. This includes leading a team of credit analysts who support our Ontario/Atlantic, Quebec,...


  • Toronto, Ontario, Canada CPP Investments Full time

    Company OverviewCPP Investments is a global investment management organization that invests the funds of the Canada Pension Plan (CPP) to ensure long-term sustainability. With assets under management valued in excess of $500 billion, we are one of the most respected and fastest-growing institutional investors in the world.Job SummaryWe are seeking a Senior...

  • Strategic Leader

    1 month ago


    Toronto, Ontario, Canada Scotiabank Full time

    Requisition ID: 204062Scotiabank is seeking a seasoned professional to lead our Global Risk Management team in Wealth Management. As a Strategic Leader, you will be responsible for ensuring the assigned portfolios of Global Wealth Management loans are maintained in sound condition and within the Bank's current credit policy.Key Responsibilities:Lead and...


  • Toronto, Ontario, Canada RBC - Royal Bank Full time

    Job Title: Manager, Cards Credit Strategy & Data ScienceJob Summary: We are seeking a highly skilled Manager, Cards Credit Strategy & Data Science to join our team at RBC. As a key member of our team, you will be responsible for developing credit strategies to grow RBC revenue and manage risk to optimize portfolio profitability.Key Responsibilities:Develop...


  • Toronto, Ontario, Canada Royal Bank of Canada> Full time

    Job SummaryThis position will report to the Director, Model Validation and Credit Strategies. The position will be responsible for completing model validations of Credit Risk models developed for use in Retail Credit and Small Business strategies. In addition, the position will also support the effective challenge and validation of credit strategies...


  • Toronto, Ontario, Canada Capital One Full time

    Job SummaryAs a Manager of Strategic Development at Capital One Canada, you will be responsible for developing and implementing business strategies that drive growth, profitability, and competitive success. You will lead a team of analysts and associates to gather and visualize data, and collaborate with experts in areas like legal and technology to...