Senior Manager, Credit and Data Science Strategy
6 days ago
Job Title: Manager, Cards Credit Strategy & Data Science
Job Summary: We are seeking a highly skilled Manager, Cards Credit Strategy & Data Science to join our team at RBC. As a key member of our team, you will be responsible for developing credit strategies to grow RBC revenue and manage risk to optimize portfolio profitability.
Key Responsibilities:
- Develop credit strategies using data mining, profitability modelling, and business intuition to inform lending decisions for cards credit programs.
- Acquire, transform, and summarize data using traditional database tools and big data technologies.
- Leverage data-driven assumptions to model out financial outcomes of credit strategies.
- Generate learnings to enhance credit strategies using Design of Experiments (DOE), Foundational Testing, Challenger/Champion, and other testing methodologies.
- Develop compelling presentations to implement recommendations based on model results and drive approval and implementation of credit strategies.
- Lead end-to-end stakeholder engagement with senior management across risk management, product, operations, and other groups.
- Ensure the successful implementation and ongoing integrity of strategies and decision rules within appropriate systems.
- Measure true outcomes against expectations and drive continuous improvement and learnings from findings.
Requirements:
- Expert analytical and problem-solving skills, including understanding of financial modelling.
- Proficient in data mining and engineering through SQL, SAS, and Python.
- Experience with modern analytical tools and technology stacks, including Python, GitHub, AWS, HDFS, etc.
- Experience with data visualization tools, such as Python (Matplotlib, Plotly, Seaborn) and Tableau.
- Ability to design and deliver compelling presentations to senior management and other stakeholders.
- Strong communication skills and ability to simplify and explain complex technical concepts.
- Ability to develop effective and collaborative relationships with stakeholders, credit bureaus, and remote teams.
- Demonstrated abilities for critical thinking and numerical analysis.
- Proficient in Excel and PowerPoint.
Preferred Qualifications:
- University degree in a quantitative field of study, such as economics, finance, statistics, mathematics, engineering, computer science, or physics.
- Experience with credit risk.
What We Offer:
- Total Rewards program, including flexible benefits, work-life balance, career development programs, and investment and retirement savings plans.
- Competitive pay and high-earning potential.
- All the tools, training, and team support you need to grow your career.
- Flexible work-life balance options.
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