Senior Credit Solutions Manager, Business Banking Distribution

3 days ago


Waterloo, Ontario, Canada Scotiabank Full time
Job Summary

We are seeking a highly skilled Senior Credit Solutions Manager to join our Business Banking team in Waterloo, Ontario. As a key member of our team, you will be responsible for contributing to the profitable growth and quality of our Corporate & Commercial Credit portfolio.

Key Responsibilities
  • Perform financial solutions-related activities for clients, including risk analysis, deal structuring, pricing, negotiation, and presentation on complex deals.
  • Contribute to the development of Commercial Credit business by ensuring timely analysis, structure, and presentation of credit/financial solutions proposals.
  • Provide prompt and sound recommendations in the analysis and adjudication of credit proposals.
  • Approve or recommend pricing for loans and credit-related fees that yield a return commensurate with risk and due regard to profit, administration, and competitive considerations.
  • Recommending alternative terms, conditions, and covenants to provide a viable banking proposal to the client within sound credit lending practices.
  • Restructuring marginal proposals into bankable deals where possible.
  • Provide guidance, coaching, and counsel to Client Relationship Manager(s) to better serve clients' needs.
  • Liaise with the Business Service Centre for fulfillment and all service activities.
  • Liaise with Client Portfolio Management for compliance monitoring and reporting actions as required.
Requirements
  • 3 years of Commercial Banking experience, ideally.
  • Undergraduate degree in business or economics or finance or work equivalency.
  • Strong knowledge of the corporate & commercial banking marketplace.
  • Detailed knowledge of the assigned market area's key prospects, major companies, and competitive positioning within the assigned market area.
  • Very strong understanding of the Corporate & Commercial Bank's objectives, strategies, structure, as well as its lending and deposit products and services.
  • Strong PC skills, including a working knowledge of MS Word, Excel, PowerPoint, and all commercial systems and platforms.
  • Other training requirements as determined by the Bank from time to time.
  • Strong credit skills and credit experience.
  • Strong risk assessment and analysis skills.
  • Strong deal structuring skills.
  • Good coaching, interpersonal, and teamwork skills.
  • Good understanding of customer profitability model.
  • Ability to build solid business case justification for deals.
  • Strong negotiation skills, and sales/closing capabilities.
Working Conditions

Work in a standard office-based environment; non-standard hours are a common occurrence. Limited travel domestically. In order to provide a high level of customer service, prompt and timely responses to credit applications are required.



  • Waterloo, Ontario, Canada Scotiabank Full time

    Job SummaryWe are seeking a highly skilled Senior Credit Solutions Manager to join our Business Banking team in Waterloo, Ontario. As a key member of our team, you will be responsible for contributing to the profitable growth and quality of our Corporate & Commercial Credit portfolio.Key ResponsibilitiesPerform financial solutions-related activities for...


  • Waterloo, Ontario, Canada Scotiabank Full time

    Job SummaryWe are seeking a highly skilled Senior Credit Solutions Manager to join our Business Banking team in Waterloo, Ontario. As a key member of our team, you will be responsible for contributing to the profitable growth and quality of our Corporate & Commercial Credit portfolio.Key ResponsibilitiesPerform financial solutions-related activities for...


  • Waterloo, Ontario, Canada Scotiabank Full time

    Job Title: Senior Corporate Credit ManagerAbout the RoleWe are seeking a highly skilled Senior Corporate Credit Manager to join our team at Scotiabank. As a key member of our Commercial Banking group, you will be responsible for providing expert credit risk management and financial solutions to our corporate clients.Key ResponsibilitiesConduct thorough...


  • Waterloo, Ontario, Canada Scotiabank Full time

    Job Title: Senior Corporate Credit ManagerAbout the RoleWe are seeking a highly skilled Senior Corporate Credit Manager to join our team at Scotiabank. As a key member of our Commercial Banking group, you will be responsible for providing expert credit risk management and financial solutions to our corporate clients.Key ResponsibilitiesConduct thorough...


  • Waterloo, Ontario, Canada National Bank Full time

    Job Title: Senior Commercial Banking DirectorAs a Senior Commercial Banking Director at National Bank, you will be responsible for leading a team of professionals who support business clients in achieving their financial objectives. Your expertise in commercial banking and business development will be essential in driving growth and profitability for our...


  • Waterloo, Ontario, Canada Manulife Insurance Malaysia Full time

    Credit Risk Senior Analyst RoleWe are seeking a highly skilled Credit Risk Senior Analyst to join our team at Manulife Bank. As a key member of our Account Management team, you will play a pivotal role in maintaining the Specialized Lending loan portfolio through the completion of annual loan reviews and assisting the team with other portfolio activities and...


  • Waterloo, Ontario, Canada Manulife Insurance Malaysia Full time

    Credit Risk Senior Analyst RoleWe are seeking a highly skilled Credit Risk Senior Analyst to join our team at Manulife Bank. As a key member of our Account Management team, you will play a pivotal role in maintaining the Specialized Lending loan portfolio through the completion of annual loan reviews and assisting the team with other portfolio activities and...


  • Waterloo, Ontario, Canada Banque Nationale du Canada Full time

    Job Title: Senior Commercial Banking DirectorAt Banque Nationale du Canada, we are seeking a highly skilled and experienced Senior Commercial Banking Director to join our team. As a key member of our Commercial Banking and Private Banking 1859 sector, you will be responsible for growing our portfolio of business clients and developing business development...


  • Waterloo, Ontario, Canada Banque Nationale du Canada Full time

    Job Title: Senior Commercial Banking DirectorAt Banque Nationale du Canada, we are seeking a highly skilled and experienced Senior Commercial Banking Director to join our team. As a key member of our Commercial Banking and Private Banking 1859 sector, you will be responsible for growing our portfolio of business clients and developing business development...


  • Waterloo, Ontario, Canada OpenText Full time

    About the RoleWe are seeking a highly skilled Senior Credit Risk Analyst to join our team at OpenText. As a key member of our credit risk management team, you will play a critical role in ensuring the effective delivery of our credit risk performance, optimizing cash collection, and minimizing bad debt.Key ResponsibilitiesDevelop and execute credit risk...


  • Waterloo, Ontario, Canada OpenText Full time

    About the RoleWe are seeking a highly skilled Senior Credit Risk Analyst to join our team at OpenText. As a key member of our credit risk management team, you will play a critical role in ensuring the effective delivery of our credit risk performance, optimizing cash collection, and minimizing bad debt.Key ResponsibilitiesDevelop and execute credit risk...


  • Waterloo, Ontario, Canada OpenText Full time

    About OpenTextOpenText is a global leader in information management, where innovation, creativity, and collaboration are the key components of our corporate culture. As a member of our team, you will have the opportunity to partner with the most highly regarded companies in the world, tackle complex issues, and contribute to projects that shape the future of...


  • Waterloo, Ontario, Canada OpenText Full time

    About OpenTextOpenText is a global leader in information management, where innovation, creativity, and collaboration are the key components of our corporate culture. As a member of our team, you will have the opportunity to partner with the most highly regarded companies in the world, tackle complex issues, and contribute to projects that shape the future of...


  • Waterloo, Ontario, Canada National Bank of Canada Full time

    Commercial Banking Director Job DescriptionA career as a Commercial Banking Director at National Bank means being responsible for growing the portfolio of business clients assigned to you. Your complex and varied duties will help you rapidly become the go-to resource person to your clients for their financial projects.Key Responsibilities:Identify and...


  • Waterloo, Ontario, Canada National Bank of Canada Full time

    Commercial Banking Director Job DescriptionA career as a Commercial Banking Director at National Bank means being responsible for growing the portfolio of business clients assigned to you. Your complex and varied duties will help you rapidly become the go-to resource person to your clients for their financial projects.Key Responsibilities:Identify and...


  • Waterloo, Ontario, Canada Manulife Full time

    Job DescriptionAs a Senior Manager, Bank Audit, you will be responsible for leading audits of all types, including key risk audits, defined procedures, project risk reviews, and other special projects. You will deliver high-quality, professional, efficient, beneficial, and risk-based audit services to assigned areas of the Company. The Senior Manager may...


  • Waterloo, Ontario, Canada Manulife Full time

    Job DescriptionAs a Senior Manager, Bank Audit, you will be responsible for leading audits of all types, including key risk audits, defined procedures, project risk reviews, and other special projects. You will deliver high-quality, professional, efficient, beneficial, and risk-based audit services to assigned areas of the Company. The Senior Manager may...


  • Waterloo, Ontario, Canada Company 1 - The Manufacturers Life Insurance Company Full time

    About the RoleWe are seeking a highly skilled and experienced Senior Manager to join our Bank Audit team. As a Senior Manager, you will be responsible for planning, advising, and completing audits of all types, including key risk audits, defined procedures, project risk reviews, and other special projects.Key ResponsibilitiesBuild effective relationships...


  • Waterloo, Ontario, Canada Company 1 - The Manufacturers Life Insurance Company Full time

    About the RoleWe are seeking a highly skilled and experienced Senior Manager to join our Bank Audit team. As a Senior Manager, you will be responsible for planning, advising, and completing audits of all types, including key risk audits, defined procedures, project risk reviews, and other special projects.Key ResponsibilitiesBuild effective relationships...


  • Waterloo, Ontario, Canada Company 1 - The Manufacturers Life Insurance Company Full time

    About the RoleWe are seeking a highly skilled and experienced Senior Manager to join our Bank Audit team. As a Senior Manager, you will be responsible for planning, advising, and completing audits of all types, including key risk audits, defined procedures, project risk reviews, and other special projects.Key ResponsibilitiesBuild effective relationships...