Commercial Real Estate Financing Expert
7 days ago
Role Overview:
We are seeking a Commercial Real Estate Financing Expert to join our team at CWB. As an Analyst, Real Estate Accounts, you will play a key role in supporting our Real Estate Lending team.
About the Role:
In this exciting opportunity, you will have the chance to work closely with Relationship Managers and other team members to deliver exceptional financial solutions and outstanding client experiences.
Your Responsibilities:
- Underwrite new and existing credit opportunities, ensuring alignment with branch financial objectives and CWB's risk appetite
- Assist Relationship Managers in identifying full-service client solutions and referring clients to other business partners as needed
- Prepare comprehensive credit submissions, including new loans, renewals, amendments, and annual reviews, with clear risk assessments and underwriting analysis
- Manage a portfolio of construction loans and term mortgages, including monthly construction draw requests
- Participate in client meetings to analyze loan proposals, prepare pricing recommendations, and draft term sheets
- Ensure all loans operate within credit, audit, and compliance requirements, maintaining high data integrity
- Collaborate with Business Coordinators to fund and manage real estate loans efficiently
- Proactively implement strategies to enhance the client experience in alignment with the company's brand promise
The Successful Incumbent:
The successful candidate will be a seasoned professional with strong analytical, interpersonal, and time management skills. They will have a solid understanding of commercial real estate lending and a commitment to minimizing operational losses.
Requirements:
- Diploma in Business Administration or a related field (specialization in Urban Land Economics or real estate appraisal courses is a strong asset)
- Minimum 2 years of experience in commercial or real estate lending, with exposure to construction lending
- Proficiency in financial statement analysis, real estate valuations, and underwriting
- Knowledge of collateral security and documentation requirements
- Strong computer and business modeling skills; experience with banking and loan origination systems is an asset
What We Offer:
We offer a competitive salary range of $70,000 - $100,000 per year, depending on experience.
Award-Winning Culture:
CWB is proud to be recognized as one of Canada's top 50 Best Workplaces by Great Place to Work in 2024. Our award-winning culture and benefits package include hybrid work environments, everyday flexibility, generous company-funded health coverage, a flexible wellness program, and more.
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