Senior Credit Solutions Director, Commercial Banking

14 hours ago


Calgary, Alberta, Canada Scotiabank Full time
Overview

At Scotiabank, we're committed to helping our clients achieve their financial goals. As a Senior Credit Solutions Manager, you'll play a critical role in providing expert guidance and support to help our clients succeed.

Job Summary

We're seeking an experienced Senior Credit Solutions Manager to join our team in Canadian Business Banking. In this role, you'll be responsible for providing financial solutions to clients through various tasks such as risk analysis, deal structuring, credit pricing, negotiation, and presentation. You'll work closely with clients, SCRM's, Credit Analysts, and Service Specialists to ensure timely and effective execution of client requests.

Key Responsibilities:
  • Contribute to the overall success of Canadian Business Banking by executing individual goals, plans, and initiatives in support of business strategies and objectives.
  • Provide financial solutions to clients through risk analysis, deal structuring, credit pricing, negotiation, and presentation.
  • Work closely with SCRM's, Credit Analysts, and Service Specialists to ensure timely and effective execution of client requests.
Requirements

To be successful in this role, you'll need:

  • A university degree in business or economics or other business specialty background.
  • In-depth knowledge of the Bank's lending policies, practices, and procedures, as well as awareness of business trends, economic, technological, social, legal, and political conditions and factors that could affect the viability of a credit.
  • Solid knowledge and understanding of financial statements and accounting principles and policies.
  • Excellent risk assessment and credit skills and ability to structure deals.
  • Strong understanding of loan documentation.
  • Strong knowledge of Canada's financial services marketplace and of the assigned market area's key industries, major customers, and competitive positioning within the assigned market areas.
  • Solid understanding of the Canadian Business Banking objectives, strategies, and structures. To complement this, the incumbent must possess tactical planning skills and implementation/management skills.
Working Conditions

This role is based in a standard office environment and may require non-standard hours. No travel is required.

Compensation

The estimated salary for this position is approximately $120,000 - $150,000 per year, depending on experience and qualifications. This includes a base salary plus bonus potential.



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