Loan Restructure Specialist
3 weeks ago
This position is a critical component of MCAP's mortgage servicing operations, responsible for making informed decisions to prevent foreclosure and ensure compliance with regulatory requirements.
Key Responsibilities- Loan Review and Analysis
- Assess loan files referred from Collections to determine the feasibility of special payment arrangements
- Review policies and procedures for lenders and mortgage insurers to ensure compliance
- Identify potential loan restructure or payment assistance solutions
- Conduct thorough interviews with homeowners to gather additional information
- Investigate and analyze credit reports, property valuations, and title searches
- Prepare analysis worksheets to assess data and identify potential solutions
- Verify information on analysis worksheets and credit reports to ensure accuracy
- Ensure solutions meet MCAP, lender, and insurer guidelines
- Document and update systems to support recommendations for approval
- Respond to homeowner inquiries and concerns in a timely and professional manner
- Provide solutions that meet homeowner needs and offer options for informed decision-making
- Negotiate on behalf of MCAP, lenders, insurers, and homeowners
- Prepare analysis and recommendations for manager approval or decline
- Prepare recommendations for mortgage insurers or lenders as needed
- Post entries to capitalize interest, re-amortize loans, and recalculate principal and interest portions
- Set up loan restructure fees for collection from homeowners
- Send notifications to homeowners outlining changes to loan terms and new amortization schedules
- Assist and educate team members on restructure options and best practices
- Communicate knowledge and suggestions to managers for business improvement
- Update business procedures to meet changing requirements
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Loan Restructure Specialist
5 days ago
Kitchener, Ontario, Canada MCAP Full timeAbout the RoleThis position plays a critical role in ensuring the success of MCAP's loan restructuring efforts. As a Loan Restructure Specialist, you will be responsible for assessing and processing modifications to keep loans performing, while also ensuring compliance with insurers and regulatory requirements.Key ResponsibilitiesReview loan files to...
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Loan Restructure Specialist
5 days ago
Kitchener, Ontario, Canada MCAP Full timeAbout the RoleThis position plays a critical role in ensuring the success of MCAP's loan restructuring efforts. As a Loan Restructure Specialist, you will be responsible for assessing and processing modifications to keep loans performing, while also ensuring compliance with insurers and regulatory requirements.Key ResponsibilitiesReview loan files to...
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Bilingual Loan Modification Expert
1 month ago
Kitchener, Ontario, Canada MCAP Full timePosition Overview This role is pivotal in evaluating and processing loan modifications to ensure continued loan performance, support homeowners in retaining their properties, and mitigate the financial implications of foreclosure. The position plays a significant role in meeting investor audit requirements while adhering to insurer guidelines and regulatory...
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Bilingual Loan Modification Expert
1 month ago
Kitchener, Ontario, Canada MCAP Full timePosition Overview This role is essential for evaluating and processing modifications to ensure the loan remains viable, keeping homeowners in their residences while mitigating the costs and risks associated with foreclosure. The individual in this position plays a significant role in meeting investor audit requirements and ensuring compliance with insurer...
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Residential Mortgage Specialist
3 weeks ago
Kitchener, Ontario, Canada MCAP Full timeAbout the RoleThis position is responsible for making decisions by assessing and processing modifications to keep the loan performing, the homeowner in their home, and to prevent the costs and risks associated with a foreclosure. This position impacts the ability to satisfy investor audits while ensuring compliance with insurers and meeting regulatory...
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Residential Mortgage Specialist
3 weeks ago
Kitchener, Ontario, Canada MCAP Full timeAbout the RoleThis position is responsible for making decisions by assessing and processing modifications to keep the loan performing, the homeowner in their home, and to prevent the costs and risks associated with a foreclosure. This position impacts the ability to satisfy investor audits while ensuring compliance with insurers and meeting regulatory...
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Loan Processing Specialist
4 weeks ago
Kitchener, Ontario, Canada CB Canada Full timeJob Summary: We are seeking a skilled Loan Processing Specialist to join our team at CB Canada. As a Loan Processing Specialist, you will be responsible for handling electronic payments and deposits, processing outgoing payments and wires, and completing internal transfers.Key Responsibilities:Process and verify electronic payments and depositsManage...
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Mortgage Default Resolution Expert
3 weeks ago
Kitchener, Ontario, Canada MCAP Full timeAbout the RoleThis position is responsible for making decisions by assessing and processing modifications to keep the loan performing, the homeowner in their home, and to prevent the costs and risks associated with a foreclosure. This position impacts the ability to satisfy investor audits while ensuring compliance with insurers and meeting regulatory...
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Mortgage Default Resolution Expert
3 weeks ago
Kitchener, Ontario, Canada MCAP Full timeAbout the RoleThis position is responsible for making decisions by assessing and processing modifications to keep the loan performing, the homeowner in their home, and to prevent the costs and risks associated with a foreclosure. This position impacts the ability to satisfy investor audits while ensuring compliance with insurers and meeting regulatory...
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Loan and Credit Specialist
3 weeks ago
Kitchener, Ontario, Canada Cash-A-Cheque Full timeAbout the RoleCash-A-Cheque is seeking a highly skilled and experienced Financial Services Representative to join our team. As a key member of our organization, you will be responsible for providing exceptional customer service and ensuring the smooth operation of our financial services.Key ResponsibilitiesApplication Review and ApprovalReview and approve or...
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Loan Processing Specialist
3 weeks ago
Kitchener, Ontario, Canada CB Canada Full timeJob SummaryWe are seeking a highly skilled Financial Services Administrator to join our team at CB Canada. As a key member of our operations team, you will be responsible for processing electronic payments, loan and cheque deposits, and other financial transactions.Key ResponsibilitiesProcess electronic payments, loan and cheque deposits in a timely and...
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Loan Processing Specialist
5 days ago
Kitchener, Ontario, Canada CB Canada Full timeJob Title: Processing AdministratorRobert Half Financial Services is seeking a skilled Processing Administrator to join our team in the Kitchener Waterloo region. As a key member of our team, you will be responsible for processing electronic payments, loan and cheque deposits, and other financial transactions.Responsibilities:Process electronic payments,...
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Loan Processing Specialist
5 days ago
Kitchener, Ontario, Canada CB Canada Full timeJob Title: Processing AdministratorRobert Half Financial Services is seeking a skilled Processing Administrator to join our team in the Kitchener Waterloo region. As a key member of our team, you will be responsible for processing electronic payments, loan and cheque deposits, and other financial transactions.Responsibilities:Process electronic payments,...
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Credit Analyst, Commercial Banking Specialist
2 weeks ago
Kitchener, Ontario, Canada Scotiabank Full timeJob SummaryWe are seeking a highly skilled Credit Analyst to join our Commercial Banking team at Scotiabank. As a Credit Analyst, you will play a critical role in supporting our Client Relationship Managers in delivering exceptional client service and driving business growth.Key ResponsibilitiesDeal Structuring & Credit Adjudication: Prepare credit...
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Credit Analyst, Commercial Banking Specialist
2 weeks ago
Kitchener, Ontario, Canada Scotiabank Full timeJob SummaryWe are seeking a highly skilled Credit Analyst to join our Commercial Banking team at Scotiabank. As a Credit Analyst, you will play a critical role in supporting our Client Relationship Managers in delivering exceptional client service and driving business growth.Key ResponsibilitiesDeal Structuring & Credit Adjudication: Prepare credit...
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Credit Analyst, Commercial Banking Specialist
2 weeks ago
Kitchener, Ontario, Canada Scotiabank Full timeJob SummaryWe are seeking a highly skilled Credit Analyst to join our Commercial Banking team at Scotiabank. As a Credit Analyst, you will play a critical role in supporting our Client Relationship Managers in delivering exceptional client service and driving business growth.Key ResponsibilitiesDeal Structuring & Credit Adjudication: Prepare credit...
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Project Delivery Specialist
4 weeks ago
Kitchener, Ontario, Canada Dillon Consulting Full timeAt Dillon Consulting, we're driven by a commitment to excellence and a passion for making a difference. We believe in empowering our employees to achieve their full potential while contributing to meaningful projects that shape the world around us. We are seeking a highly motivated and skilled Project Delivery Specialist to join our dynamic team. In this...
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Senior Mortgage Lending Specialist
3 weeks ago
Kitchener, Ontario, Canada Equitable Full timeJob SummaryWe are seeking a highly skilled Commercial Account Manager to join our Private Investments team at Equitable. As a key member of our team, you will be responsible for developing and maintaining quality real estate investment assets, ensuring underwriting standards are met through credit assessment and commercial mortgage portfolio management.Key...
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Senior Mortgage Lending Specialist
3 weeks ago
Kitchener, Ontario, Canada Equitable Full timeJob SummaryWe are seeking a highly skilled Commercial Account Manager to join our Private Investments team at Equitable. As a key member of our team, you will be responsible for developing and maintaining quality real estate investment assets, ensuring underwriting standards are met through credit assessment and commercial mortgage portfolio management.Key...
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Senior Mortgage Lending Specialist
3 weeks ago
Kitchener, Ontario, Canada Equitable Full timeJob SummaryWe are seeking a highly skilled Commercial Account Manager to join our Private Investments team at Equitable. As a key member of our team, you will be responsible for developing and maintaining quality real estate investment assets, ensuring underwriting standards are met through credit assessment and commercial mortgage portfolio management.Key...