Senior Credit Professional

1 month ago

Montreal, Quebec, Canada undisclosed Full time

About Undisclosed's Credit Portfolio Management Group:

Undisclosed combines recognized wholesale coverage with world-class product, financing, and advisory expertise within one team, enabling us to best support our clients. Our transversal, product-neutral coverage teams span all businesses to promote the bank's products and services globally, while providing world-class capital raising, financing, and advisory expertise.

Within the Credit Portfolio Management Group, the Credit Analyst will work under the supervision of a Director - Senior Credit Analyst and will be part of a team responsible for managing a portfolio comprised of large US corporates as well as subsidiaries of non-US groups in diverse industries. The Credit Analyst will be responsible for preparing comprehensive credit analyses, reviewing legal documentation, and ongoing portfolio monitoring under the supervision of the Senior Credit Analyst.

Key Responsibilities:

  • Preparing high-quality credit applications and annual reviews of corporate counterparties to assess their credit quality, recommending appropriate credit limits, terms, and conditions. This includes financial statements analysis (P&L, BS, and CF), a review of the client's strategy, its business risk, industry dynamics, and competitive environment.
  • Preparing financial projections and determining debt repayment capability as well as assuring compliance with Undisclosed Credit Policies.
  • Proposing and updating Obligor Risk Ratings.
  • Monitoring compliance with covenants.
  • Reviewing all relevant legal documentation (i.e. credit agreements, Guaranty, ISDA, CSA) and proposing changes as necessary to comply with Undisclosed policies.
  • Liaising with other CPM teams in the US, Europe, and Asia, business lines, Bankers, legal & compliance, operations, and Risk department.

Requirements:

Qualifications:

  • Strong financial analytical skills.
  • Ability to assess credit terms and conditions including financial covenants, security, and collateral.
  • Strong understanding of commercial and investment banking products.
  • Ability to work in a team including interacting with teams located in other locations (US, India, Europe).
  • Strong writing skills particularly assessing and summarizing financial transactions (credit requests, covenant waivers, etc.).
  • Strong understanding of the accounting, legal, and regulatory issues governing relevant sectors.
  • Ability to investigate/research/synthesize data and make appropriate conclusions as to what is causing the observed results.
  • Ability to analyze and evaluate counterparty risk and financial condition utilizing quantitative and qualitative data.

Technical Skills:

  • Strong understanding of finance and accounting principles.
  • Experience preparing financial projections under various scenarios.
  • Proficiency using Word for written analysis and Excel for spreadsheet analysis.
  • Knowledge of capital markets/traded products and committed financing facilities.

Prior Work Experience:

  • 8-10 years as credit analyst in a corporate and investment banking entity or related field.
  • Bachelor's degree from an accredited university.

Languages: French and English

Ability to communicate in English, both orally and in writing, is a requirement as the person in this position will need to collaborate regularly with colleagues and partners in the United States.

Due to US Federal Securities law applying to this position, candidates who will apply for this position will be required to submit to an enhanced background screening, including the collection of their fingerprints by a third-party vendor selected by the Financial Industry Regulatory Authority (FINRA).

  • Senior Credit Risk Professional

    4 weeks ago

    Montreal, Quebec, Canada SGS Société Générale de Surveillance SA Full time

    Role OverviewWe are seeking a highly skilled Senior Credit Risk Professional to join our team. In this role, you will be responsible for managing a portfolio of large US corporates and subsidiaries of non-US groups in diverse industries.

  • Senior Credit Risk Professional

    1 month ago

    Montreal, Quebec, Canada SGS Société Générale de Surveillance SA Full time

    About the Role:We are seeking a skilled Credit Analyst to join our team within Global Banking and Advisory (GLBA). As a key member of the Credit Portfolio Management Group, you will be responsible for managing a portfolio of large US corporates and subsidiaries of non-US groups in diverse industries.Responsibilities:Prepare comprehensive credit analyses,...

  • Senior Credit Risk Professional

    4 weeks ago

    Montreal, Quebec, Canada SGS Société Générale de Surveillance SA Full time

    About the RoleAs a Portfolio Credit Analyst within Global Banking and Advisory (GLBA), you will be part of a transversal team promoting the bank's products and services globally. This involves providing world-class capital raising, financing, and advisory expertise to our clients.You will work under the supervision of a Director - Senior Credit Analyst,...

  • Credit Risk Management Professional

    4 weeks ago

    Montreal, Quebec, Canada SGS Société Générale de Surveillance SA Full time

    About Us:SGS Société Générale de Surveillance SA is a leading global banking and advisory firm, renowned for its world-class product, financing, and advisory expertise. Our Global Banking and Advisory (GLBA) team combines recognized wholesale coverage with transversal, product-neutral coverage teams that span all businesses, promoting the bank's products...

  • Senior Credit Risk Analyst

    4 weeks ago

    Montreal, Quebec, Canada SGS Société Générale de Surveillance SA Full time

    About SGS Sociète Générale de Surveillance SASociète Générale de Surveillance SA is a leading global financial institution with a presence in over 40 countries. Our bank offers a wide range of financial services to individuals and businesses, including corporate and investment banking, asset management, and insurance.Estimated salary: $120,000 -...

  • Senior Credit Analyst

    2 months ago

    Montreal, Quebec, Canada The Toronto-Dominion Bank (Canada) Full time

    About the RoleThe Toronto-Dominion Bank (Canada) is seeking a highly skilled Senior Credit Analyst to join our Commercial Banking team. As a key member of our team, you will be responsible for analyzing credit risk and providing recommendations to our Relationship Managers. This is an exciting opportunity to work with a diverse portfolio of clients and...

  • Senior Credit Risk Manager

    4 weeks ago

    Montreal, Quebec, Canada Export Development Canada Full time

    Job DescriptionFinDev Canada is seeking a seasoned Senior Credit Risk Manager to lead our Credit Authorization Team.We are a dynamic organization driving sustainable development by working with and through the private sector. As a key member of our Risk Management Group, you will play a critical role in ensuring financial sustainability while maximizing our...

  • Credit Risk Professional

    1 month ago

    Montreal, Quebec, Canada SGS Société Générale de Surveillance SA Full time

    About the OpportunitySociete Generale offers a career opportunity for a Credit Risk Professional to join our Global Banking and Advisory team. This role is part of our Credit Portfolio Management Group, responsible for managing large US corporate portfolios and subsidiaries of non-US groups.The successful candidate will work under the supervision of a Senior...

  • Senior Credit Risk Analyst

    4 weeks ago

    Montreal, Quebec, Canada SGS Société Générale de Surveillance SA Full time

    About the RoleWe are seeking a highly skilled Credit Portfolio Specialist to join our Global Banking and Advisory (GLBA) team. As a key member of our Credit Portfolio Management Group, you will be responsible for managing a portfolio of large US corporates and subsidiaries of non-US groups in diverse industries.Key ResponsibilitiesPreparing comprehensive...

  • Credit Risk Professional

    1 month ago

    Montreal, Quebec, Canada SGS Société Générale de Surveillance SA Full time

    About the Role:We are seeking a highly skilled Credit Risk Professional to join our team at SGS Société Générale de Surveillance SA. As a Credit Risk Specialist, you will be responsible for preparing comprehensive credit analyses, reviewing legal documentation, and ongoing portfolio monitoring under the supervision of a Director.Key...

  • Senior Credit Risk Expert

    4 weeks ago

    Montreal, Quebec, Canada SGS Société Générale de Surveillance SA Full time

    About the RoleSGS Société Générale de Surveillance SA is seeking a seasoned Credit Analyst to join our Global Banking and Advisory team. This exciting opportunity will see you working under the supervision of a Director - Senior Credit Analyst, where you will be part of a dynamic team responsible for managing a portfolio comprised of large US corporates...

  • Senior Credit Risk Manager

    2 weeks ago

    Montreal, Quebec, Canada Scotiabank Full time

    OverviewWe are seeking a Senior Credit Risk Manager to join our team in Canada. The successful candidate will contribute to the overall success of the Adjudication Centre of Expertise / Global Operations in Canada, ensuring specific individual goals, plans, and initiatives are executed/delivered in support of the team's business strategies and objectives.The...

  • Senior Credit Risk Specialist

    1 month ago

    Montreal, Quebec, Canada SGS Société Générale de Surveillance SA Full time

    About the RoleSociété Générale is seeking a skilled Credit Risk Specialist to join our team in managing a portfolio of large US corporates and subsidiaries of non-US groups in diverse industries. The successful candidate will be responsible for preparing comprehensive credit analyses, reviewing legal documentation, and ongoing portfolio monitoring under...

  • Senior Credit Risk Analyst

    2 months ago

    Montreal, Quebec, Canada SGS Société Générale de Surveillance SA Full time

    About the RoleSociete Generale is seeking a highly skilled Credit Analyst to join its Credit Portfolio Management Group (CPM). The successful candidate will work under the supervision of a Director - Senior Credit Analyst and be part of a team responsible for managing a portfolio comprised of large US corporates as well as subsidiaries of non-US groups in...

  • Senior Financial Credit Relationship Manager

    1 week ago

    Montreal, Quebec, Canada Royal Bank of Canada Full time

    At Royal Bank of Canada, we are seeking a Senior Financial Credit Relationship Manager to join our team in Montreal. As a key member of our Private Banking group, you will play a vital role in providing innovative credit solutions and professional advice to high net worth Canadians.About the RoleThis is an exciting opportunity for a seasoned credit...

  • Senior Credit Underwriting Strategist

    4 weeks ago

    Montreal, Quebec, Canada The Toronto-Dominion Bank (Canada) Full time

    OverviewThe Toronto-Dominion Bank (Canada) is seeking a highly skilled Senior Credit Underwriting Strategist to join our team. In this role, you will be responsible for performing credit underwriting and adjudication on a broad range of complex credit products.About the RoleThis is a hybrid position with the current model having underwriters work in one of...

  • Senior Financial Analyst with Complex Lending Expertise

    1 month ago

    Montreal, Quebec, Canada Farm Credit Canada Full time

    Company Overview:Farm Credit Canada is a leading agricultural lender, providing financial solutions to farmers and agri-businesses across Canada.Job Summary:We are seeking a highly skilled Senior Financial Analyst with expertise in complex lending to join our Corporate Credit team. As a key member of this team, you will be responsible for negotiating and...

  • Senior Credit Risk Specialist

    1 month ago

    Montreal, Quebec, Canada SGS Société Générale de Surveillance SA Full time

    About Global Banking and AdvisorySociete Generale combines recognized wholesale coverage with world-class product, financing, and advisory expertise within one team, enabling us to best support our clients. Our transversal, product-neutral coverage teams span all businesses to promote the bank's products and services to our clients globally, while providing...

  • Senior Commercial Credit Manager

    2 days ago

    Montreal, Quebec, Canada Scotiabank Full time

    Job SummaryWe are seeking a highly skilled Senior Commercial Credit Manager to join our team at Scotiabank. This is a unique opportunity to leverage your expertise in commercial credit analysis and business development to drive success in our National Hospitality team.About the RoleThe Senior Commercial Credit Manager will be responsible for creating...

  • Senior Credit Risk Consultant

    1 month ago

    Montreal, Quebec, Canada SGS Société Générale de Surveillance SA Full time

    About the JobWe are seeking a skilled Credit Analyst to join our team at SGS Société Générale de Surveillance SA. As a Credit Analyst, you will be responsible for preparing comprehensive credit analyses, reviewing legal documentation, and ongoing portfolio monitoring under the supervision of a Senior Credit Analyst.Day-to-Day ResponsibilitiesPreparing...