Credit Solutions Director
6 days ago
This is an exceptional opportunity to lead Canadian Business Banking's credit solutions efforts, driving business growth and profitability while ensuring regulatory compliance.
Job DescriptionAs a Senior Credit Solutions Manager, you will contribute to the overall success of our business by executing specific individual goals, plans, and initiatives in support of our team's strategies and objectives. Your responsibilities will include:
- Providing financial solutions for clients through risk analysis, deal structuring, credit pricing, negotiation, and presentation in concert with the Senior Client Relationship Manager.
- Liaising with Global Risk Management through the credit decision-making process.
- Ensuring your portfolio meets compliance to various credit metrics and monitoring the portfolio to identify any negative trends.
- Working closely with the SCRM, Credit Analysts, and Service Specialists.
You will champion a customer-focused culture to deepen client relationships and leverage broader Bank relationships, systems, and knowledge. Key accountabilities include:
- Contributing to the profitable development of Canadian Business Banking by ensuring timely analysis, structuring, and presentation of credit proposals.
- Providing prompt and sound recommendations in the analysis and presentation of credit proposals.
- Ensuring effective communication with the SCRM to clearly convey the rationale for decisions.
- Recommending pricing for loans and credit-related fees yielding a return commensurate with risk and due regard to profit, administration, and competitive considerations.
To succeed in this role, you will need:
- A university degree in business or economics or other Business Specialty background.
- In-depth knowledge of the Bank's lending policies, practices, and procedures, as well as an awareness of business trends economic, technological, social, legal, and political conditions and factors which could affect the viability of a credit.
- Excellent risk assessment and credit skills and ability to structure deals.
- Strong understanding of loan documentation and commercial Banking products and services.
This position is based in Saskatoon, Saskatchewan, Canada. The estimated salary range for this role is between $120,000 and $180,000 per annum, depending on experience.
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