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Mortgage Underwriter Specialist

2 months ago


Canada Radius Financial Full time
{"Job Title": "Senior Mortgage Underwriter", "Company Overview": "At Radius Financial, we're a next-generation mortgage lender that combines experience and innovation to deliver products that meet the diverse and changing mortgage needs of Canadians. Our focus is on customer service and satisfaction, and we're dedicated to building strong relationships with our clients and partners.", "Job Summary": "We're seeking a highly skilled Senior Mortgage Underwriter to join our team. As a key member of our underwriting team, you'll be responsible for reviewing mortgage applications, negotiating terms with brokers, and ensuring compliance with established guidelines. Your expertise will be essential in providing underwriting guidance to brokers, clients, and coworkers, and maintaining up-to-date knowledge of CMHC, Sagen, and Canada Guaranty Mortgage Insurance Company policies and products.", "Key Responsibilities": "
\t* Review and analyze mortgage applications and supporting documentation
\t* Negotiate terms with mortgage brokers and ensure compliance with established guidelines
\t* Provide underwriting expertise to brokers, clients, and coworkers
\t* Maintain up-to-date knowledge of CMHC, Sagen, and Canada Guaranty Mortgage Insurance Company policies and products
\t* Collaborate with the underwriting team to ensure efficient and effective mortgage processing
\t* Develop and maintain strong relationships with mortgage brokers and clients
\t* Stay up-to-date with industry developments and changes in mortgage regulations
\t* Participate in ongoing training and professional development to enhance underwriting skills and knowledge
", "Requirements": "
\t* Minimum 3+ years' experience in Prime Mortgage Underwriting with a Lender in Canada
\t* Extensive experience and knowledge required in CMHC, Sagen, and Canada Guaranty mortgage insurance products
\t* Ability to underwrite high volume of mortgages ($ million annually)
\t* Ability to use initiative and good judgment
\t* Sound thinker with the ability to multitask
\t* Strong and friendly Customer Service mindset
\t* Excellent attention to detail
\t* Sound knowledge of AML & KYC practices
\t* Established and meticulous organizational skills
\t* Excellent time management, analytical and problem solving skills
\t* Ability to make decisions under pressure
\t* Proven ability to thrive in a constantly changing environment and to perform well in a high volume, high intensity environment
\t* Highly developed verbal and written communication skills with the ability to respond in a clear, concise and professional manner
\t* Knowledge of fraud risk in the mortgage industry and the ability to address concerns relating to suspected misrepresentation is required
", "Language": "en-US"}